First Savings Financial Group, Inc. Announces Quarterly Cash Dividend

Rhea-AI Summary

First Savings Financial Group (NASDAQ: FSFG) announced a quarterly cash dividend of $0.16 per common share. The dividend is payable on or about December 31, 2025 to shareholders of record at the close of business on December 15, 2025.

The company is the holding company for First Savings Bank, which operates 15 depository branches in Southern Indiana and runs two national lending programs, including single-tenant net lease commercial real estate and SBA lending, with offices predominately in the Midwest.

Positive

• Dividend declared of $0.16 per common share
• Payment scheduled on or about December 31, 2025
• Record date set for December 15, 2025
• 15 depository branches in Southern Indiana

Negative

• None.

News Market Reaction

-1.37%

1 alert

-1.37% News Effect

On the day this news was published, FSFG declined 1.37%, reflecting a mild negative market reaction.

Data tracked by StockTitan Argus on the day of publication.

Key Figures

Quarterly dividend: $0.16 per share Dividend pay date: December 31, 2025 Record date: December 15, 2025 +5 more

8 metrics

Quarterly dividend $0.16 per share Declared cash dividend payable around December 31, 2025

Dividend pay date December 31, 2025 Payment date for declared quarterly dividend

Record date December 15, 2025 Shareholders of record eligible for dividend

Net income $23.2M Fiscal 2025 net income vs $13.6M in 2024

Diluted EPS $3.32 Fiscal 2025 diluted EPS

Non-GAAP EPS $3.41 Fiscal 2025 non-GAAP EPS excluding merger-related items

Net interest income $65.3M Fiscal 2025 net interest income, up 12.5%

Tax-equivalent NIM 2.94% Fiscal 2025 tax-equivalent net interest margin

Market Reality Check

Price: $33.41 Vol: Volume 28,096 is about 2....

high vol

$33.41 Last Close

Volume Volume 28,096 is about 2.54x the 20-day average of 11,078, indicating elevated interest ahead of the dividend. high

Technical Price at $33.08 is trading above the 200-day MA at $27.22, reflecting a pre-news uptrend.

Peers on Argus

Peer moves are mixed, with names like NKSH up about 2% while EFSI and ESSA show ...

Peer moves are mixed, with names like NKSH up about 2% while EFSI and ESSA show modest declines, suggesting FSFG’s strength is stock-specific rather than a broad regional bank move.

Historical Context

4 past events · Latest: Dec 01 (Positive)

Pattern 4 events

Date	Event	Sentiment	Move	Catalyst
Dec 01	Dividend declaration	Positive	-1.4%	Announced $0.16 quarterly dividend with December 31, 2025 payment date.
Oct 29	Full-year earnings	Positive	+0.6%	Reported higher 2025 net income, EPS, and improved net interest margin.
Aug 28	Dividend declaration	Positive	+0.8%	Declared $0.16 quarterly dividend payable September 30, 2025.
Jul 24	Quarterly earnings	Positive	+0.1%	Strong Q3 2025 results with higher net income and margin expansion.

Pattern Detected

FSFG has generally posted modest positive reactions to earnings and dividend announcements, with one recent dividend headline showing a small negative divergence.

Recent Company History

Over recent months, FSFG has combined steady dividends with improving fundamentals. Dividend declarations at $0.16 per share and a network of 15 Southern Indiana branches underscore a stable community banking footprint. Fiscal 2025 results highlighted net income of $23.2M and non-GAAP EPS of $3.41, supported by higher net interest income and an improved 2.94% margin. Quarterly results also showed stronger profitability and solid deposit growth. Today’s dividend continues this pattern of consistent shareholder returns alongside operational momentum.

Market Pulse Summary

This announcement confirms another $0.16 quarterly dividend, payable around December 31, 2025 to hol...

Analysis

This announcement confirms another $0.16 quarterly dividend, payable around December 31, 2025 to holders of record on December 15, 2025. It extends FSFG’s pattern of consistent cash returns alongside improving financial results, including higher net income and an enhanced 2.94% margin in fiscal 2025. Investors may watch future dividends, earnings, and regulatory filings to assess whether this level of payout remains sustainable as the bank executes its community and national lending strategies.

Key Terms

quarterly cash dividend, single-tenant net lease commercial real estate, SBA lending

3 terms

quarterly cash dividend financial

"declared a quarterly cash dividend of $0.16 per common share."

A quarterly cash dividend is a payment made by a company to its shareholders four times a year, usually based on its profits. It is like a regular bonus or reward for owning the company's stock, providing shareholders with income. Many investors see these payments as a sign of the company's stability and its ability to generate consistent profits.

single-tenant net lease commercial real estate financial

"including single-tenant net lease commercial real estate and SBA lending,"

A single-tenant net lease commercial property is a building or land rented to one tenant under a lease that shifts most operating costs—such as property taxes, insurance and maintenance—onto the tenant. For investors it acts like a long-term income contract: it can provide steady, low-management cash flow similar to receiving regular interest payments, but the investment depends heavily on that one tenant’s ability to pay and on lease terms for rent growth and renewal.

SBA lending financial

"including single-tenant net lease commercial real estate and SBA lending,"

SBA lending consists of loans that are partially guaranteed by the U.S. Small Business Administration, making it easier for small businesses to get financing from banks and other lenders. Think of the government guarantee as a safety net that encourages lenders to make loans they might otherwise avoid; investors watch SBA lending because it supports small-business growth, reduces default risk for lenders, and can affect the loan portfolios and earnings of banks and funds that participate.

AI-generated analysis. Not financial advice.

JEFFERSONVILLE, Ind., Dec. 01, 2025 (GLOBE NEWSWIRE) -- First Savings Financial Group, Inc. (NASDAQ: FSFG) (the “Company”), the holding company for First Savings Bank (the “Bank”), announced that its Board of Directors declared a quarterly cash dividend of $0.16 per common share. The dividend will be paid on or about December 31, 2025 to stockholders of record as of the close of business December 15, 2025.

The Bank is an entrepreneurial community bank headquartered in Jeffersonville, Indiana, which is directly across the Ohio River from Louisville, Kentucky, and operates fifteen depository branches within Southern Indiana. The Bank also has two national lending programs, including single-tenant net lease commercial real estate and SBA lending, with offices located predominately in the Midwest. The Bank is a recognized leader, both in its local communities and nationally for its lending programs. The employees of First Savings Bank strive daily to achieve the organization’s vision, We Expect To Be The BEST community BANK, which fuels our success. The Company’s common shares trade on The NASDAQ Stock Market under the symbol “FSFG.”

Contact:

Tony A. Schoen
Chief Financial Officer
(812) 283-0724

FAQ

What dividend did First Savings Financial Group (FSFG) declare for December 2025?

The board declared a $0.16 per common share quarterly cash dividend.

When will FSFG shareholders receive the December 2025 dividend payment?

The dividend is payable on or about December 31, 2025.

What is the record date for FSFG's December 2025 dividend?

Stockholders of record at the close of business on December 15, 2025 will be eligible.

How does FSFG describe its banking operations and footprint?

FSFG is the holding company for First Savings Bank, operating 15 branches in Southern Indiana and two national lending programs.

Under what ticker does First Savings Financial Group trade?

The company's common shares trade on NASDAQ under the symbol FSFG.