HCI Group Sets Fourth Quarter and Full Year 2025 Earnings Call for Wednesday, February 25, 2026, at 4:45 p.m. ET
Rhea-AI Summary
HCI Group (NYSE: HCI) will hold an investor conference call on Wednesday, February 25, 2026 at 4:45 p.m. ET to discuss fourth-quarter and full‑year results for the period ended December 31, 2025. Financial results will be issued the same day after market close.
Live dial‑in numbers, a webcast link, and replay details are provided for investors; a replay will be available after 8:00 p.m. ET on the company website.
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Key Figures
Market Reality Check
Peers on Argus
Peers are mixed: STC up 1.29%, KMPR up 0.52%, MCY up 0.87%, while PLMR is down 0.12% and LMND down 8.72%. Momentum scanner only flags KMPR moving down 6.12% intraday, suggesting stock-specific moves rather than a coordinated sector trend.
Previous Earnings Reports
| Date | Event | Sentiment | Move | Catalyst |
|---|---|---|---|---|
| Nov 06 | Earnings results | Positive | -4.2% | Reported strong Q3 2025 income, EPS growth, and improved loss ratios. |
| Oct 27 | Earnings call setup | Neutral | -1.2% | Announced Q3 2025 earnings call timing and access details. |
| Aug 07 | Earnings results | Positive | +1.8% | Reported strong Q2 2025 income, EPS, and premium growth. |
| Jul 14 | Earnings call setup | Neutral | -0.1% | Scheduled Q2 2025 earnings call and outlined replay options. |
| May 08 | Earnings results | Positive | +7.9% | Reported strong Q1 2025 income, EPS, premium growth, and lower loss ratio. |
Earnings result releases have often been positive fundamentally but produced mixed price reactions, including one notable negative divergence.
Over recent quarters, HCI has repeatedly highlighted strong financial performance. Q1–Q3 2025 earnings releases showed higher pre-tax income, rising diluted EPS (e.g., $5.35 and $5.18), premium growth, and improved gross loss ratios. However, immediate price reactions were inconsistent: some earnings days saw gains up to 7.92%, while others, including strong Q3 results, saw declines like -4.22%. The current Q4/full-year 2025 call notice continues this steady cadence of scheduled earnings communications.
Historical Comparison
Past earnings-related headlines for HCI led to an average move of about 0.84%, with fundamentally strong quarters but mixed immediate reactions.
Earnings updates in Q1–Q3 2025 showed rising pre-tax income, higher diluted EPS, and improving gross loss ratios, alongside repeated references to Exzeo’s planned spin-off, indicating a multi-quarter earnings and corporate-structure narrative.
Market Pulse Summary
This announcement sets the timetable for HCI’s Q4 and full-year 2025 report, continuing a pattern of regular earnings communications. Recent quarters featured higher pre-tax income, rising EPS, and improving gross loss ratios, but price reactions were mixed. Investors may focus on how Q4 and full-year figures compare with earlier 2025 trends and watch for updates on strategic initiatives mentioned in prior filings and earnings releases.
Key Terms
webcast technical
AI-generated analysis. Not financial advice.
TAMPA, Fla., Feb. 04, 2026 (GLOBE NEWSWIRE) -- HCI Group, Inc. (NYSE: HCI) will hold a conference call on Wednesday, February 25, 2026, at 4:45 p.m. Eastern Time to discuss results for the fourth quarter and full year ended December 31, 2025. Financial results will be issued in a press release the same day after the close of the market.
HCI management will host the presentation, followed by a question-and-answer period.
Interested parties can listen to the live presentation by dialing the listen-only number below or by clicking the webcast link available on the Investor Information section of the company's website at www.hcigroup.com.
Date: Wednesday, February 25, 2026
Time: 4:45 p.m. Eastern time (1:45 p.m. Pacific time)
Toll Free: 888-506-0062
International: 973-528-0011
Participant Access Code: 935522
Webcast
Please call the conference telephone number 10 minutes before the start time. An operator will register your name and organization. If you have any difficulty connecting with the conference call, please contact Gateway Group at 949-574-3860.
A replay of the call will be available after 8:00 p.m. Eastern Time on the same day as the call, as well as via the Investor Information section of the HCI Group website at www.hcigroup.com.
Toll Free: 877-481-4010
International: 919-882-2331
Replay Passcode: 53584
About HCI Group, Inc.
HCI Group, Inc. is a holding company with two distinct operating units. The first unit includes four top-performing insurance companies, a captive reinsurance company, and operations in claims management and real estate. The second unit, called Exzeo Group, is a leading innovator of insurance technology that utilizes advanced underwriting algorithms and data analytics. Exzeo empowers property and casualty insurers to transform underwriting outcomes and achieve industry-leading results.
HCI's common shares trade on the New York Stock Exchange under the ticker symbol "HCI" and are included in the Russell 2000 and S&P SmallCap 600 Index. HCI Group, Inc. regularly publishes financial and other information in the Investor Information section of the company’s website. For more information about HCI Group and its subsidiaries, visit www.hcigroup.com. Exzeo’s common shares trade on the New York Stock Exchange under the ticker symbol “XZO.” For more information about Exzeo, visit www.exzeo.com.
Company Contact:
Nat Otis
Investor Relations
HCI Group, Inc.
Tel (813) 405-5341
notis@hcigroup.com
Investor Relations Contact:
Matt Glover
Gateway Group, Inc.
Tel 949-574-3860
HCI@gateway-grp.com