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Jack Henry Announces Fiscal 2026 Fourth Quarter and Full-Year Deconversion Revenue Results

(Neutral)
(Very Positive)
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Jack Henry (Nasdaq: JKHY) reported fiscal 2026 deconversion revenue of $9.3 million for the fourth quarter ended June 30, 2026, bringing total fiscal 2026 deconversion revenue to $42.8 million. The company explains that most deconversion revenue arises when a client is acquired by another financial institution and terminates its contract with Jack Henry. According to Jack Henry, this revenue is driven by factors outside its control and does not reflect the underlying operations of its ongoing services business, so it is excluded from the company’s non-GAAP revenue in quarterly and annual earnings releases.

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Positive

  • Q4 2026 deconversion revenue of $9.3 million
  • Fiscal 2026 deconversion revenue totaled $42.8 million

Negative

  • Deconversion revenue driven by client acquisitions outside Jack Henry’s control
  • Deconversion revenue excluded from non-GAAP revenue, not reflecting core operations

Market Context

Insider activity was reported as Net Buying, with 2,375 shares bought and 0 sold. That context suppo...
Analysis

Insider activity was reported as Net Buying, with 2,375 shares bought and 0 sold. That context supports monitoring ownership signals, while externally driven deconversion revenue remains a reporting risk.

Key Figures

Fourth-quarter deconversion revenue: $9.3 million Full-year deconversion revenue: $42.8 million Fiscal fourth-quarter end: June 30, 2026
3 metrics
Fourth-quarter deconversion revenue $9.3 million Fiscal fourth quarter ended June 30, 2026
Full-year deconversion revenue $42.8 million Fiscal year 2026
Fiscal fourth-quarter end June 30, 2026 Reporting period

Historical Context

5 past events · Latest: Aug 07 (Positive)
Pattern 5 events
Date Event Sentiment 24h Move Catalyst
Aug 07 Fintech network addition Positive -0.6% PrintMail Solutions joined Jack Henry's fintech network, expanding integrations with core platforms.
Aug 05 Earnings call scheduling Neutral -1.5% Earnings call and separate deconversion revenue releases were scheduled for August 18 and 11.
Jul 30 Customer platform selection Positive -4.3% MCBANK selected Jack Henry platforms after receiving more than $225 million in new capital.
Jul 28 Workplace recognition Positive +2.9% Jack Henry received its third consecutive U.S. News Best Companies recognition.
Jul 10 Corporate recognition Positive +0.1% TIME named Jack Henry among America's Best Companies for the third consecutive year.

24h Move is the share-price change in the day after each event; other market factors may also have contributed.

Pattern Detected

Recent reactions included declines after the fintech-network and MCBANK announcements, while recognition-related news had positive reactions.

Key Terms

non-GAAP revenue, form 8-K
2 terms
non-GAAP revenue financial
"Jack Henry excludes deconversion revenue from non-GAAP revenue reported in its quarterly"
Non-GAAP revenue is a company’s sales figure that has been adjusted by management to remove certain items—such as one-time gains or accounting quirks—so the result is intended to show the company’s underlying sales performance. Investors watch it because it can make trends easier to see, like wiping mud off a windshield to view the road, but the adjustments differ by company so you must check what was excluded before comparing figures.
form 8-K regulatory
"Jack Henry's Current Report on Form 8-K filed with the Securities and Exchange Commission"
A Form 8-K is a report that companies file with the government to share important news quickly, such as changes in leadership, major business deals, or financial updates. It matters because it helps investors stay informed about significant events that could affect the company's value or stock price.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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MONETT, Mo., Aug. 11, 2026 /PRNewswire/ -- Jack Henry & Associates, Inc.® (Nasdaq: JKHY) announced today that deconversion revenue for the fiscal fourth quarter, ended June 30, 2026, was $9.3 million. Including these quarterly results, the deconversion revenue total for fiscal year 2026 is $42.8 million. For more information about how guidance is developed for deconversion revenue estimates, please see Jack Henry's Current Report on Form 8-K filed with the Securities and Exchange Commission on Aug. 3, 2023.

New Logo

The majority of deconversion revenue is generated when one of Jack Henry's clients agrees to be acquired by another financial institution, resulting in the termination of the client's contract with Jack Henry. In these circumstances, Jack Henry's recognition of deconversion revenue is driven by factors outside Jack Henry's control, and this revenue does not represent the true operations of Jack Henry's ongoing business of providing services to clients. As a result, Jack Henry excludes deconversion revenue from non-GAAP revenue reported in its quarterly and annual earnings releases.

About Jack Henry & Associates, Inc.®  
Jack Henry® (Nasdaq: JKHY) is a well-rounded financial technology company that strengthens connections between financial institutions and the people and businesses they serve. We are an S&P 500 company that prioritizes openness, collaboration, and user centricity – offering banks and credit unions a vibrant ecosystem of internally developed modern capabilities as well as the ability to integrate with leading fintechs. For 50 years, Jack Henry has provided technology solutions to enable clients to innovate faster, strategically differentiate, and successfully compete while serving the evolving needs of their accountholders. We empower approximately 7,400 clients with people-inspired innovation, personal service, and insight-driven solutions that help reduce the barriers to financial health. Additional information is available at www.jackhenry.com.

Cision View original content to download multimedia:https://www.prnewswire.com/news-releases/jack-henry-announces-fiscal-2026-fourth-quarter-and-full-year-deconversion-revenue-results-302848668.html

SOURCE Jack Henry & Associates, Inc.

FAQ

What deconversion revenue did Jack Henry (JKHY) report for Q4 fiscal 2026?

Jack Henry reported $9.3 million in deconversion revenue for its fiscal fourth quarter 2026. According to Jack Henry, this amount covers the quarter ended June 30, 2026, and reflects revenue mainly from terminated contracts following client acquisitions.

What was Jack Henry’s total deconversion revenue for fiscal year 2026 (JKHY)?

Jack Henry reported $42.8 million in deconversion revenue for fiscal 2026. According to Jack Henry, this full-year figure includes the $9.3 million recognized in the fourth quarter and primarily relates to client contract terminations after acquisitions by other financial institutions.

How does Jack Henry treat deconversion revenue in its non-GAAP results for JKHY?

Jack Henry excludes deconversion revenue from its non-GAAP revenue metrics. According to Jack Henry, this is because deconversion revenue is driven by client acquisitions and contract terminations, does not reflect ongoing operations, and is influenced by factors outside the company’s control.

What triggers deconversion revenue for Jack Henry (JKHY) during fiscal 2026?

Deconversion revenue is mainly generated when a Jack Henry client is acquired by another financial institution and terminates its contract. According to Jack Henry, these events cause deconversion fees to be recognized but are largely beyond the company’s direct operational control.

Why does Jack Henry say deconversion revenue is not representative of core operations for JKHY?

Jack Henry states that deconversion revenue does not represent its true ongoing business operations. According to Jack Henry, this revenue comes from client contract terminations tied to acquisitions, making it irregular and externally driven, so it is excluded from reported non-GAAP revenue.