Splitit Joins the Jack Henry® Fintech Integration Network

Jack Henry (JKHY) added Splitit to its Fintech Integration Network on September 9, 2026, enabling Splitit's integration with the SilverLake core and Banno digital banking platforms.

Rhea-AI Summary

Jack Henry (JKHY) added Splitit to its Fintech Integration Network on September 9, 2026, enabling Splitit's integration with the SilverLake core and Banno digital banking platforms.

Through Jack Henry's FIN and jXchange interfaces, Splitit debit card installments can securely access SilverLake core data and business rules via a governed service layer that maintains data integrity across platforms. Eligible banks and credit unions using these Jack Henry platforms can offer embedded installment payments to debit and demand accountholders without building new technology, becoming lender of record, or requiring third-party apps. Splitit's white-label, AI-powered installment solution is delivered inside the existing digital banking experience, keeping accountholders within their primary banking relationship.

News Explained

The release expressly states that Splitit’s inclusion in Jack Henry’s Fintech Integration Network is not an endorsement of Splitit’s product; the announced integration remains available for eligible banks and credit unions to offer installments.

Market Context

At publication, JKHY was down 3.51% from the prior close before this announcement; two Sept. 8 Jack ...

Analysis

At publication, JKHY was down 3.51% from the prior close before this announcement; two Sept. 8 Jack Henry ecosystem disclosures each recorded -3.5% 24-hour reactions, providing relevant pre-headline context for this FIN integration.

Historical Context

2 past events · Latest: Sep 08

2 events

1. Sep 08

   Trust Stamp integration

   24h Move

   -3.5%

   Integrated identity verification into Jack Henry's Banno digital banking platform.

2. Sep 08

   Celtic Bank selection

   24h Move

   -3.5%

   Selected Jack Henry core and digital solutions for business banking modernization.

24h Move is the share-price change in the day after each event; other market factors may also have contributed.

Key Terms

buy now, pay later, white-label platform, core banking platform, service layer

4 terms

buy now, pay later financial

"third-party Buy Now, Pay Later app instead of their bank"

A payment option that lets a buyer take a purchase immediately and split the cost into a few smaller, scheduled payments instead of paying the full amount up front. For investors, it matters because it can boost sales and customer loyalty for merchants, create fee and interest income for the lender, and introduce credit, default and regulatory risks that can affect revenue and valuation much like a change in a company’s loan book or consumer demand would.

white-label platform technical

"Splitit's white-label platform, integrated with Jack Henry"

A white-label platform is a ready-made software or service that one company licenses, customizes with its own branding, and offers to customers as if it were built in-house. It matters to investors because it can speed product launches, lower development costs and change profit margins, while also creating dependence on the platform provider for updates, security and future features—similar to opening a prefabricated storefront that you operate under your own name.

core banking platform financial

"Jack Henry's SilverLake® core banking platform"

A core banking platform is the central software that processes a bank’s everyday operations — accounts, deposits, withdrawals, payments, loans and customer records — similar to the operating system of a computer or the engine of a car. Investors care because this platform determines how efficiently a bank runs, how fast it can add new products, control costs, meet regulatory rules and scale for growth; a modern, reliable platform can directly affect profitability, risk and customer satisfaction.

service layer technical

"managing access through a service layer that governs all interactions"

A service layer is the part of a software system that sits between users or front-end applications and the underlying data and business logic, handling requests, enforcing rules, and coordinating work. Investors care because it determines how easily a company can add features, scale operations, integrate with partners, and fix bugs—like the managers in a restaurant who take orders, coordinate the kitchen, and keep service running smoothly, affecting cost, reliability, and growth speed.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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FIN enables Splitit to integrate with SilverLake^® core banking platform and Banno digital banking platform 

ATLANTA, Sept. 9, 2026 /PRNewswire/ -- Splitit, the global leader in bank-linked installment payments, today announced its integration with Jack Henry's SilverLake^® core banking platform and Banno Digital Platform™ through the Jack Henry^® Fintech Integration Network (FIN). The Fintech Integration Network is designed to help ensure that Jack Henry's customers can easily deploy third-party products.

Splitit debit card installments integrate with SilverLake through jXchange™ services-based programming interfaces that enable third-party fintechs and financial institutions to securely access core data and business rules. These integrations maintain data integrity by managing access through a service layer that governs all interactions, ensuring consistent and secure data exchange across platforms.

Eligible banks and credit unions can now offer embedded installments to debit and demand accountholders, enabling them to generate new fee income and compete more effectively with BNPL providers – without building new technology, becoming the lender of record, or requiring users to adopt a third-party app.

Every time a customer chooses a third-party Buy Now, Pay Later app instead of their bank, the bank loses more than a loan. It loses transaction visibility, fee income, engagement and another opportunity to strengthen the primary banking relationship. Over time, payment innovation shifts away from the financial institution and into the hands of third parties.

Splitit was built to reverse that trend. Splitit's white-label platform, integrated with Jack Henry, enables banks and credit unions to bring payment innovation back inside the banking relationship. By unlocking installment capabilities for deposit accounts and debit cards, institutions can offer seamless payment flexibility at checkout and after purchase while retaining the accountholder relationship, transaction data and economics.

"Banks and credit unions shouldn't have to watch their most loyal customers leave the banking relationship every time they want more payment flexibility," said Ran Landau, CTO of Splitit. "Consumers increasingly expect their trusted financial institution to offer installment payments that are as seamless and embedded. Building and continuously evolving an AI-powered installment platform that keeps pace with changing expectations isn't something most financial institutions should have to do on their own. That's exactly why we built Splitit. Together with Jack Henry, we're giving banks and credit unions a faster path to innovation – one that strengthens relationships, creates new revenue opportunities and helps them remain at the center of the payment experience."

Accountholders benefit from a seamless experience before and after purchase. At checkout, eligible users can select installment payments in real time with participating merchants, marketplaces and wallets. After purchase, eligible transactions will be converted into personalized installment offers, through Splitit's AI-powered personalization engine, directly within the institution's digital banking experience. In both cases, accountholders remain within the trusted banking relationship they already know.

Jack Henry's FIN takes the accountholder out of the middle, providing fintechs with direct access to Jack Henry's technical resources and test systems. FIN inclusion is not an endorsement of the fintech's product.

About Jack Henry & Associates, Inc.®

Jack Henry® (Nasdaq: JKHY) is a well-rounded financial technology company that strengthens connections between financial institutions and the people and businesses they serve. We are an S&P 500 company that prioritizes openness, collaboration, and user centricity – offering banks and credit unions a vibrant ecosystem of internally developed modern capabilities as well as the ability to integrate with leading fintechs. For 50 years, Jack Henry has provided technology solutions to enable clients to innovate faster, strategically differentiate, and successfully compete while serving the evolving needs of their accountholders. We empower approximately 7,400 clients with people-inspired innovation, personal service, and insight-driven solutions that help reduce the barriers to financial health. Additional information is available at www.jackhenry.com.

About Splitit

Splitit is the only global installment payments platform built to work inside a bank's own digital experience, not around it. By turning existing credit relationships into flexible, card-linked installment plans, Splitit gives financial institutions a way to deepen customer engagement, strengthen deposit retention, and unlock new revenue, all without requiring customers to open a new account or download a third-party app. Banks and credit unions retain full control over eligibility, credit policy, and the customer relationship throughout. Trusted by financial institutions and leading brands across luxury retail, digital marketplaces, and technology, Splitit operates in more than 100 countries and powers embedded installment experiences — including inside Samsung Wallet — at scale. Learn more at Splitit.com.

The Harris Agency for Splitit
David Resnic or Chrissy Carney
splitit@theharris.agency

View original content to download multimedia:https://www.prnewswire.com/news-releases/splitit-joins-the-jack-henry-fintech-integration-network-302873389.html

SOURCE Splitit USA, Inc.

FAQ

What does Splitit's integration through Jack Henry's Fintech Integration Network enable for financial institutions?

The integration allows eligible banks and credit unions using Jack Henry's SilverLake core and Banno digital banking platforms to offer embedded debit card and deposit-account installment payments. They can do this without building new technology, becoming the lender of record, or asking accountholders to use a separate third-party app.

How are Splitit installment payments delivered to accountholders within digital banking?

At checkout, eligible accountholders can select real-time installment options with participating merchants, marketplaces and wallets. After purchase, eligible transactions may be converted into personalized installment offers, generated by Splitit's AI-powered personalization engine, and presented directly within the institution's digital banking experience.

How does Jack Henry's FIN help manage data access for Splitit and other fintechs?

Splitit connects to the SilverLake core using jXchange services-based programming interfaces. These operate through a service layer that governs access to core data and business rules, helping maintain data integrity and ensuring consistent and secure data exchange across platforms.

Does Jack Henry's inclusion of Splitit in FIN mean Jack Henry endorses Splitit's product?

No. The company states that inclusion in Jack Henry's Fintech Integration Network is not an endorsement of a fintech's product. FIN is designed to provide technical access and integration capabilities, not product recommendations.