Welcome to our dedicated page for Live Oak Bancshares news (Ticker: LOB), a resource for investors and traders seeking the latest updates and insights on Live Oak Bancshares stock.
Live Oak Bancshares, Inc. (NYSE: LOB) is a financial holding company and parent company of Live Oak Bank, with a stated focus on small business banking, technology, and government-guaranteed lending. The news flow around Live Oak Bancshares often centers on its financial performance, SBA lending activity, capital actions, leadership changes, and fintech-related initiatives.
Investors following LOB news can expect regular earnings announcements where the company reports quarterly net income, loan and lease production, deposit growth, total assets, and key metrics such as net interest income, net interest margin, provision for credit losses, and noninterest income and expense. These releases are typically accompanied by conference call details and references to slide presentations and reconciliations of GAAP to non-GAAP measures.
Another recurring news theme is Live Oak Bank’s role in the Small Business Administration 7(a) loan program. The bank has been named the most active SBA 7(a) lender by dollar amount by the SBA, and company commentary highlights its SBA expertise and nationwide support for small business owners. Updates on SBA lending volumes and recognition from the SBA are therefore an important part of the company’s news profile.
Live Oak Bancshares also issues news on capital markets activity and corporate governance. Examples include announcements of depositary share offerings tied to its 8.375% Fixed Rate Series A Non-Cumulative Perpetual Preferred Stock, dividend declarations on common and preferred securities, and disclosures about prearranged stock trading plans under Rule 10b5-1. Board and executive appointments, such as the addition of directors with financial technology backgrounds and the appointment of a Chief Risk Officer, are disclosed through press releases and Form 8-K filings.
In addition, Live Oak Ventures, Inc., the company’s fintech-focused investment arm, periodically announces investments in technology platforms that support loan origination, artificial intelligence–driven underwriting, and cybersecurity for financial institutions. These items show how Live Oak Bancshares integrates fintech partnerships into its banking model. For ongoing insight into LOB’s operations, risk management, SBA lending position, and technology strategy, readers can review this news feed as new press releases and SEC-referenced announcements are published.
Live Oak Bancshares (NYSE: LOB) reported 2025 net income attributable to common shareholders of $102.8 million (diluted EPS $2.23) and 4Q25 net income of $44.1 million (diluted EPS $0.95). Total revenue rose 18.3% to $577.8 million in 2025, driven by strong loan production of $6.21 billion and deposit growth of $1.93 billion, lifting total assets to $15.13 billion (16.9% growth). The company recorded a $24.1 million pre-tax gain from the sale of Apiture and reported a $96.3 million provision for credit losses for 2025. A conference call is scheduled for January 22, 2026 at 9:00 a.m. ET.
Live Oak Bancshares (NYSE: LOB) will report fourth quarter 2025 financial results after U.S. markets close on Wednesday, January 21, 2026. The company will host a conference call to discuss results and outlook on Thursday, January 22, 2026 at 9:00 a.m. ET. The call is accessible by telephone (U.S. 800.549.8228; International +646.564.2877) and via webcast at investor.liveoakbank.com using Conference ID: 06698. A supplemental slide presentation will be posted before the event and a replay will be available for 12 months after the call. Webcast registration requires name and email; a multi-factor code is provided after registration.
Live Oak Bancshares (NASDAQ:LOB) announced on December 1, 2025 that Ewa M. Stasiowska has been named Chief Risk Officer of the company and Live Oak Bank.
Stasiowska brings more than two decades of risk-management experience and joins from Webster Bank, where she led enterprise, model, and financial risk functions. The company said the change follows Live Oak surpassing the $10 billion asset threshold and separates the CRO role from the General Counsel after a three-year dual assignment by Greg Seward.
Management emphasizes that the appointment is intended to strengthen governance, controls, and risk culture while supporting the bank’s continued growth in small business banking.
Live Oak Bancshares (NYSE: LOB) reported 3Q 2025 net income attributable to common shareholders of $25.6 million, or $0.55 diluted EPS. Total assets grew to $14.67 billion (up 16.3% year-over-year) with loan production of $1.65 billion and deposit growth of $695.9 million in the quarter. Net interest income rose 19.1% year-over-year and net interest margin was 3.33%. The company raised $96.3 million of capital from a preferred stock offering and completed the sale of Apiture resulting in an approximate pre-tax gain of $24.0 million. Total revenue was $146.1 million; pre-provision net revenue increased 12.4% year-over-year.
Live Oak Bancshares (NYSE: LOB) will report third quarter 2025 financial results after U.S. markets close on Wednesday, October 22, 2025.
The company will host a conference call to discuss results and outlook on Thursday, October 23, 2025 at 9:00 a.m. ET. The call is accessible by telephone (U.S. 800.549.8228; International +646.564.2877) and by webcast at investor.liveoakbank.com using Conference ID 72227. A supplementary slide presentation will be posted to the investor website prior to the event, and a replay will be available for 12 months after the call.
Investor contacts listed include CFO Walter J. Phifer and Investor Relations Claire Parker.
Live Oak Bancshares (NYSE: LOB) was named the most active SBA 7(a) lender by dollar amount for the U.S. Small Business Administration’s 2025 fiscal year ended September 30, 2025.
The company secured 2,280 SBA 7(a) loan approvals and funded more than $2.8 billion to small business owners nationwide. Leadership emphasized SBA expertise, customer service, and technology as drivers of growth. Contact and website information are provided for more details.
Live Oak Bancshares (NYSE:LOB) has announced that its investment arm, Live Oak Ventures, has made a strategic investment in Cascading AI (Casca), a loan application and origination platform powered by responsible AI technology.
Live Oak Bank is collaborating with Casca as a design partner to automate its Live Oak® Express loan process, with plans to implement Casca's technology across its franchise. The investment will enable Casca to scale operations, expand its team, and accelerate market penetration. The platform aims to fully automate loans and streamline lending processes while providing valuable insights for relationship building.
Live Oak Bancshares (NYSE:LOB) has appointed technology veteran Jeffrey W. Lunsford to its board of directors and the board of Live Oak Bank. Lunsford, currently Chairman and CEO of Tealium, brings three decades of fintech and software leadership experience to Live Oak.
Lunsford's extensive background includes serving as CEO of several successful technology companies, including Limelight Networks, WebSideStory (now part of Adobe), and TogetherSoft. A former Naval Aviator and Georgia Tech graduate, he also co-founded DefenseStorm, where he serves as Chairman.
Live Oak Bancshares (NYSE: LOB) has successfully completed its previously announced depositary shares offering. The company issued 4,000,000 depositary shares, each representing a 1/40th interest in a share of its 8.375% Fixed Rate Series A Non-Cumulative Perpetual Preferred Stock.
The offering, which had a liquidation preference of $25 per depositary share, generated net proceeds of approximately $96.15 million after deducting estimated expenses and underwriting discounts. Morgan Stanley, RBC Capital Markets, UBS Investment Bank, and Keefe, Bruyette & Woods served as joint bookrunning managers for the transaction.
Live Oak Bancshares (NYSE: LOB) has announced the pricing of an underwritten offering of 4,000,000 depositary shares, each representing a 1/40th ownership interest in a share of 8.375% Fixed Rate Series A Non-Cumulative Perpetual Preferred Stock. The depositary shares have a liquidation preference of $25 per share.
The Series A Preferred Stock will pay dividends at a rate of 8.375% per annum, payable quarterly, beginning September 15, 2025. The company may redeem the shares on or after September 15, 2030, at $1,000 per share of Series A Preferred Stock. The depositary shares will be listed on NYSE under symbol "LOB PR A". The offering is expected to close around August 4, 2025, with proceeds intended for general corporate purposes and enhancing the company's capital position.