Welcome to our dedicated page for Live Oak Bancshares news (Ticker: LOB), a resource for investors and traders seeking the latest updates and insights on Live Oak Bancshares stock.
Live Oak Bancshares Inc (NYSE: LOB) delivers specialized financial solutions for small businesses through its innovative lending programs and strategic fintech investments. This dedicated news hub provides stakeholders with essential updates directly from the company, maintaining focus on its core expertise in veterinary, dental, and senior living sector financing.
Access authoritative information on regulatory filings, earnings announcements, and strategic partnerships that shape Live Oak's unique market position. The curated collection serves investors and business owners alike, offering insights into SBA loan program developments, niche lending innovations, and Live Oak Ventures' fintech initiatives.
All content undergoes rigorous verification to ensure alignment with financial reporting standards. Users can expect updates covering loan portfolio performance, risk management practices, and industry-specific banking trends without promotional bias or speculative commentary.
Bookmark this page for streamlined access to Live Oak's official communications. For comprehensive understanding of the company's specialized banking model, review updates quarterly or ahead of major sector developments.
Live Oak Bancshares (NYSE: LOB) reported 3Q 2025 net income attributable to common shareholders of $25.6 million, or $0.55 diluted EPS. Total assets grew to $14.67 billion (up 16.3% year-over-year) with loan production of $1.65 billion and deposit growth of $695.9 million in the quarter. Net interest income rose 19.1% year-over-year and net interest margin was 3.33%. The company raised $96.3 million of capital from a preferred stock offering and completed the sale of Apiture resulting in an approximate pre-tax gain of $24.0 million. Total revenue was $146.1 million; pre-provision net revenue increased 12.4% year-over-year.
Live Oak Bancshares (NYSE: LOB) will report third quarter 2025 financial results after U.S. markets close on Wednesday, October 22, 2025.
The company will host a conference call to discuss results and outlook on Thursday, October 23, 2025 at 9:00 a.m. ET. The call is accessible by telephone (U.S. 800.549.8228; International +646.564.2877) and by webcast at investor.liveoakbank.com using Conference ID 72227. A supplementary slide presentation will be posted to the investor website prior to the event, and a replay will be available for 12 months after the call.
Investor contacts listed include CFO Walter J. Phifer and Investor Relations Claire Parker.
Live Oak Bancshares (NYSE: LOB) was named the most active SBA 7(a) lender by dollar amount for the U.S. Small Business Administration’s 2025 fiscal year ended September 30, 2025.
The company secured 2,280 SBA 7(a) loan approvals and funded more than $2.8 billion to small business owners nationwide. Leadership emphasized SBA expertise, customer service, and technology as drivers of growth. Contact and website information are provided for more details.
Live Oak Bancshares (NYSE:LOB) has announced that its investment arm, Live Oak Ventures, has made a strategic investment in Cascading AI (Casca), a loan application and origination platform powered by responsible AI technology.
Live Oak Bank is collaborating with Casca as a design partner to automate its Live Oak® Express loan process, with plans to implement Casca's technology across its franchise. The investment will enable Casca to scale operations, expand its team, and accelerate market penetration. The platform aims to fully automate loans and streamline lending processes while providing valuable insights for relationship building.
Live Oak Bancshares (NYSE:LOB) has appointed technology veteran Jeffrey W. Lunsford to its board of directors and the board of Live Oak Bank. Lunsford, currently Chairman and CEO of Tealium, brings three decades of fintech and software leadership experience to Live Oak.
Lunsford's extensive background includes serving as CEO of several successful technology companies, including Limelight Networks, WebSideStory (now part of Adobe), and TogetherSoft. A former Naval Aviator and Georgia Tech graduate, he also co-founded DefenseStorm, where he serves as Chairman.
Live Oak Bancshares (NYSE: LOB) has successfully completed its previously announced depositary shares offering. The company issued 4,000,000 depositary shares, each representing a 1/40th interest in a share of its 8.375% Fixed Rate Series A Non-Cumulative Perpetual Preferred Stock.
The offering, which had a liquidation preference of $25 per depositary share, generated net proceeds of approximately $96.15 million after deducting estimated expenses and underwriting discounts. Morgan Stanley, RBC Capital Markets, UBS Investment Bank, and Keefe, Bruyette & Woods served as joint bookrunning managers for the transaction.
Live Oak Bancshares (NYSE: LOB) has announced the pricing of an underwritten offering of 4,000,000 depositary shares, each representing a 1/40th ownership interest in a share of 8.375% Fixed Rate Series A Non-Cumulative Perpetual Preferred Stock. The depositary shares have a liquidation preference of $25 per share.
The Series A Preferred Stock will pay dividends at a rate of 8.375% per annum, payable quarterly, beginning September 15, 2025. The company may redeem the shares on or after September 15, 2030, at $1,000 per share of Series A Preferred Stock. The depositary shares will be listed on NYSE under symbol "LOB PR A". The offering is expected to close around August 4, 2025, with proceeds intended for general corporate purposes and enhancing the company's capital position.
Live Oak Bancshares (NYSE:LOB) reported strong Q2 2025 financial results with net income of $23.4 million, or $0.51 per diluted share. The quarter showcased significant growth with record loan production of $1.53 billion and deposit growth of $198.8 million.
Key highlights include: total assets growing 1.7% to $13.83 billion, net interest income increasing 8.6%, and net interest margin improving from 3.20% to 3.28%. The bank reported a 14.0% increase in revenue to $143.7 million and reduced provision expense for credit losses to $23.3 million, down $5.7 million from the previous quarter.
Live Oak Bancshares (NYSE: LOB) has scheduled its second quarter 2025 financial results announcement for Wednesday, July 23, 2025, after U.S. market close. The company will host a conference call on Thursday, July 24, 2025, at 9:00 a.m. ET to discuss the results and business outlook.
Investors can access the call via telephone (U.S.: 800.549.8228, International: +1 646.564.2877) or through a live webcast at investor.liveoakbank.com. A supplementary slide presentation will be available before the event, and a replay will be accessible for 12 months afterward.
Live Oak Bancshares (LOB) has appointed former U.S. Representative Patrick T. McHenry to its board of directors and Live Oak Bank's board, effective May 21, 2025. McHenry brings significant financial and policy expertise from his 20-year tenure in Congress, where he served as Chairman of the House Financial Services Committee and Representative for North Carolina's 10th Congressional District. During his leadership, he focused on cryptocurrency, capital formation, AI, fintech, and data privacy initiatives.
Currently based in Washington, D.C., McHenry serves as an advisor on public policy, financial services, fintech, and AI matters, while also holding a position as a distinguished fellow at Georgetown University's Psaros Center for Financial Markets and Policy. His previous roles include Chief Deputy Whip and Speaker Pro Tempore of the House in October 2023.
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