OptimumBank Holdings, Inc. Announces Insider Share Purchase by Director Michael Blisko

Rhea-AI Summary

OptimumBank (NYSE: OPHC) announced that Director Michael Blisko purchased 7,600 shares of common stock in an open-market transaction on December 4, 2025 at an average price of $4.09 per share, for a total of approximately $31,084.

The company reported what management described as its strongest quarter ever, with net earnings of $4.32 million (or $0.37 per basic share), driven by higher net interest income and execution of its business strategy. The Form 4 for the insider purchase is available on the SEC website.

Positive

• Director Michael Blisko purchased 7,600 shares on Dec 4, 2025
• Net earnings $4.32M for the quarter
• EPS $0.37 per basic share reported

Negative

• None.

Key Figures

Insider transaction shares 7,600 shares Director transaction on December 4, 2025

Insider transaction price $4.09 per share Average price for 7,600 shares

Transaction value $31,084 Total value of insider open-market transaction

Net earnings $4.32 million Most recent quarter, described as strongest ever

EPS (basic) $0.37 per share Most recent quarter

Market Reality Check

$4.15 Last Close

Volume Volume 42,123 is 40% above the 20-day average of 30,012 shares. normal

Technical Price at $4.15 is trading below the 200-day MA of $4.27.

Peers on Argus

Peers show mixed, mostly modest moves: one notable gainer at +1.61%, one decliner at -3.23%, and others flat or slightly up. OPHC’s +1.22% gain with elevated volume appears more stock-specific than sector-driven.

Historical Context

Date	Event	Sentiment	Move	Catalyst
Nov 12	Q3 2025 results	Positive	-0.6%	Stronger Q3 earnings and balance-sheet metrics versus prior periods.
Nov 06	Earnings date notice	Neutral	+0.1%	Announcement of upcoming Q3 2025 results and webcast details.
Oct 24	NYSE bell ceremony	Positive	+2.5%	25th anniversary and milestone of surpassing $1 billion in assets.
Oct 15	Investor conference	Neutral	+1.2%	Company presentation at LD Micro Main Event XIX to investors.
Aug 12	Growth clarification	Positive	+3.9%	Clarification reaffirming 25%–30% annual asset growth targets and 2025–2026 goals.

Pattern Detected

News has generally been followed by modestly positive price reactions, with only the latest earnings release showing a small divergence.

Recent Company History

This announcement follows a series of growth-focused updates. In August 2025, OPHC reaffirmed asset growth targets of 25%–30% annually and projected assets of up to $1.6 billion by end-2026. Subsequent news in October highlighted surpassing $1 billion in assets and record earnings, plus investor outreach via conferences. The November 12 Q3 2025 results showed higher net earnings and stronger balance-sheet metrics. Today’s insider transaction headlines sit against that backdrop of recent operational strength.

Market Pulse Summary

This announcement highlights an insider transaction alongside recent record quarterly performance, including net earnings of $4.32 million and basic EPS of $0.37. It follows prior updates on strong asset growth and earnings momentum. Investors may track future filings, subsequent quarters’ earnings, and any changes in asset quality or capital ratios to gauge whether recent operational strength and insider activity translate into sustained shareholder value.

Key Terms

form 4 regulatory

"According to a Form 4 filed with the U.S. Securities and Exchange Commission..."

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

u.s. securities and exchange commission regulatory

"According to a Form 4 filed with the U.S. Securities and Exchange Commission..."

The U.S. Securities and Exchange Commission is a government agency responsible for overseeing the stock market and protecting investors. It sets rules to ensure that companies share truthful information and that trading is fair, helping to maintain trust in the financial system. This oversight is important because it helps prevent fraud and ensures that investors can make informed decisions.

open-market transaction financial

"...purchased additional shares of Company stock in an open-market transaction."

An open-market transaction is a buy or sell of a company's shares or other securities conducted on a public exchange at the current market price, rather than through a private agreement. Investors watch these trades because they change the number of shares available and can move the price immediately—similar to how a large purchase at a busy store can raise demand and affect the checkout price—so such activity can signal market sentiment and alter ownership stakes.

net interest income financial

"...driven by a notable increase in net interest income and solid execution..."

Net interest income is the difference between the interest a financial institution earns on loans and investments and the interest it pays on deposits and borrowings. It matters to investors because it is a primary source of profit for banks and similar firms — like the gross margin on a store’s trade — and changes with loan growth, deposit costs and interest rates, so it signals core earning power and sensitivity to rate moves.

AI-generated analysis. Not financial advice.

FT. LAUDERDALE, Fla., Dec. 09, 2025 (GLOBE NEWSWIRE) -- OptimumBank (NYSE: OPHC) based in Ft. Lauderdale, FL and focused on community and business banking across Florida, announced that Director Michael Blisko, last week, purchased additional shares of Company stock in an open-market transaction.

According to a Form 4 filed with the U.S. Securities and Exchange Commission, Mr. Blisko acquired 7,600 shares of OptimumBank common stock on December 4, 2025, at an average price of $4.09 per share, for a total transaction value of approximately $31,084.

The purchase increases Mr. Blisko’s direct ownership stake and reflects insider confidence in the Company’s future.

OptimumBank recently delivered what management described as its strongest quarter ever, reporting net earnings of $4.32 million (or $0.37 per basic share), driven by a notable increase in net interest income and solid execution of its business strategy. This financial performance reinforces the Board’s conviction in the Company’s growth trajectory and long-term value creation.

The Form 4 detailing this transaction is available on the SEC’s website at www.sec.gov.

About OptimumBank
OptimumBank was founded in 2000 in Ft. Lauderdale, Florida. Our customers found a bank that is strongly service oriented with reasonable fees, unseen at larger financial institutions. OptimumBank is committed to supporting economic development and social progress through responsible banking and community partnerships. OptimumBank’s business and financial solutions include: Business Banking, Business Lending, SBA Lending Solutions, Treasury Management, and Personal Banking.

Note Regarding Forward-Looking Statements
Certain statements in this press release are “forward-looking statements” within the meaning of the rules and regulations of the Private Securities Litigation and Reform Act of 1995. These statements are based on management’s current expectations and are subject to uncertainty and changes in circumstances. These statements are not guarantees of future results or occurrences and are subject to change, possibly materially. See “Note Regarding Forward-Looking Statements” and the sections entitled “Risk Factors” in the Company's filings with the Securities and Exchange Commission which are available on OptimumBank's website (Investor Relations - OptimumBank) and on the Securities and Exchange Commission’s website (www.sec.gov). Any forward-looking statements made by or on behalf of OptimumBank speak only as to the date they are made, and OptimumBank does not undertake to update forward-looking statements to reflect the impact of circumstances or events that arise after the date the forward-looking statements were made.

SOURCE: OptimumBank Holdings, Inc.

Investor Relations & Corporate Relations
Contact: Seth Denison
Telephone: (305) 401-4140 / SDenison@OptimumBank.com

FAQ

What did OPHC announce about Michael Blisko's stock purchase on December 4, 2025?

Director Michael Blisko bought 7,600 shares of OPHC common stock on Dec 4, 2025 at an average price of $4.09 per share, totaling about $31,084.

How much did OptimumBank report in net earnings for the latest quarter (OPHC)?

OptimumBank reported $4.32 million in net earnings for the quarter, or $0.37 per basic share.

Where can I find the SEC filing for the OPHC insider purchase by Michael Blisko?

The Form 4 disclosing the transaction is available on the U.S. SEC website at www.sec.gov.

Does Michael Blisko's purchase change his ownership stake in OPHC?

Yes; the open-market purchase of 7,600 shares increases Mr. Blisko’s direct ownership stake in OPHC.

What drove OptimumBank's strongest quarter described in the announcement (OPHC)?

Management attributed the quarter to a notable increase in net interest income and solid execution of its business strategy.