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OptimumBank Holdings, Inc. Reports Best Year in Company History; To Present Shareholder Deck Highlighting 23%+ Core ROAE at April 29, 2025 Annual Meeting

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OptimumBank Holdings (NYSE American: OPHC) has announced its upcoming Annual Shareholder Meeting and Investor Day scheduled for April 29, 2025, at 10:00 AM ET. The bank will present its most successful financial performance to date, featuring a remarkable Core Return on Average Equity (ROAE) exceeding 23% for fiscal year 2024.

The virtual meeting will showcase updated performance metrics through Q1 2025, demonstrating the bank's continued operational momentum and strategic growth initiatives. Shareholders and interested parties can attend virtually through the provided webcast link or contact Seth Denison for registration details.

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Ft. Lauderdale, Florida--(Newsfile Corp. - April 28, 2025) - OptimumBank Holdings, Inc. (NYSE American: OPHC) announced today that it will hold its Annual Shareholder Meeting and Investor Day tomorrow, April 29, 2025, at 10:00 AM ET. The public is invited to attend virtually through this link: OptimumBank Shareholder Meeting Webcast Link

The Bank will showcase the most successful year in its history, including a Core Return on Average Equity (ROAE) exceeding 23% for fiscal year 2024. The shareholder presentation will also include updated performance data through Q1 2025, highlighting continued operational momentum and strategic growth.

To preview the full shareholder presentation deck, visit: OptimumBank 2025 Shareholder Presentation Deck

Those interested in participating virtually may register through the link above or email Seth Denison at SDenison@OptimumBank.com for more information.

About OptimumBank Holdings, Inc.
OptimumBank was founded in 2000 in Ft. Lauderdale, Florida. The bank focuses on traditional in-person banking with businesses and consumers residing in South Florida. Our customers have found a trusted alternative to the high fees of larger financial institutions, with unmatched expertise in real estate and commercial lending. OptimumBank has seen explosive growth over the past decade, and we look to capitalize on our momentum in the years ahead. The Company is traded on the NYSE American under ticker "OPHC".

OptimumBank's business and financial solutions include: Business Banking, Business Lending, SBA Lending Solutions, Treasury Management, and Personal Banking.

Note Regarding Forward-Looking Statements
Certain statements in this press release are "forward-looking statements" within the meaning of the rules and regulations of the Private Securities Litigation and Reform Act of 1995. These statements are based on management's current expectations and are subject to uncertainty and changes in circumstances. These statements are not guarantees of future results or occurrences and are subject to change, possibly materially. See "Note Regarding Forward-Looking Statements" and the sections entitled "Risk Factors" in the Company's filings with the Securities and Exchange Commission which are available on OptimumBank's website (Investor Relations - OptimumBank) and on the Securities and Exchange Commission's website (www.sec.gov). Any forward-looking statements made by or on behalf of OptimumBank speak only as to the date they are made, and OptimumBank does not undertake to update forward-looking statements to reflect the impact of circumstances or events that arise after the date the forward-looking statements were made.

Investor Relations & Corporate Relations
Contact: Seth Denison
Telephone: (305) 401-4140 / SDenison@OptimumBank.com

To view the source version of this press release, please visit https://www.newsfilecorp.com/release/249821

FAQ

What is OptimumBank's Core ROAE for fiscal year 2024?

OptimumBank achieved a Core Return on Average Equity (ROAE) exceeding 23% for fiscal year 2024, marking the most successful year in company history.

When is OptimumBank (OPHC) holding its 2025 Annual Shareholder Meeting?

OptimumBank's Annual Shareholder Meeting and Investor Day is scheduled for April 29, 2025, at 10:00 AM ET.

How can investors attend OptimumBank's 2025 Annual Meeting?

Investors can attend virtually through the provided webcast link or contact Seth Denison at SDenison@OptimumBank.com for registration information.

What will be presented at OptimumBank's 2025 Shareholder Meeting?

The meeting will present FY2024 results, including the 23%+ Core ROAE, and updated performance data through Q1 2025, showcasing operational momentum and strategic growth.