Potomac Bank Announces Malinda Henkel as Vice President and Branch Business Development Officer for Winchester, Virginia, Expansion

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Potomac Bank (OTC: PTBS) has appointed Malinda Henkel as Vice President and Branch Business Development Officer to lead its expansion into Winchester, Virginia, and Frederick County. She will cultivate community relationships and establish the bank’s presence from a new office at 116 N. Braddock Street.

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CHARLES TOWN, W.Va., July 23, 2026 /PRNewswire/ -- (OTCID: PTBS) – Potomac Bank announced the recent appointment of Malinda Henkel as Vice President and Branch Business Development Officer for their expansion into Winchester, Virginia, and surrounding Frederick County. Ms. Henkel will be responsible for cultivating strong relationships throughout the local community and establishing the bank's presence within this new market.

Her office will be located at 116 N. Braddock Street, Winchester, Virginia, 22601, upon completion of renovations. 

"We are pleased to have Malinda join our team," stated Ron Burley, Executive Vice President and Chief Retail Banking Officer. "Her experience, energetic approach, and strong connections within Winchester will serve us well in establishing our authentic community bank culture that has served clients well for over 155 years."

Ms. Henkel has over 30 years of banking experience. Prior to joining Potomac Bank, she most recently served at United Bank as Vice President and Dual Branch Manager. Prior banking experience includes serving as Vice President and Branch Manager with Marathon Bank and Vice President and Branch Manager with First Union Bank. She holds an Associate Degree in Accounting and Business Administration from Laurel Ridge Community College.

Ms. Henkel also brings a strong record of community involvement and leadership. She currently serves on the Board of Directors for the Rotary Club of Winchester. She is a past Board member of the United Way of Northern Shenandoah Valley.

A proud resident of Frederick County, Virginia, Ms. Henkel enjoys spending time with her family and embracing the outdoors. Whether hosting Sunday dinners with family, tending her garden, or joining her husband, Bill, for a day of hunting in the woods, she values the traditions and experiences that keep her connected to both family and nature.

About Potomac Bank
Potomac Bank, a wholly owned subsidiary of Potomac Bancshares, Inc. (OTCID: PTBS), was founded in 1871 as Bank of Charles Town and renamed Potomac Bank on November 3, 2025. The Company's total assets were $976 million as of March 31, 2026. The Bank conducts operations through its nine-branch network and two loan production offices serving the Eastern Panhandle of West Virginia, Washington County, Maryland, and Northern Virginia. The Bank offers comprehensive financial solutions through its consumer and commercial banking divisions, Trust, Wealth, and BCT Investments divisions, and its Residential Lending mortgage division. The Bank is also proud to serve its communities as a Small Business Administration (SBA) Preferred Lender. Over the past several years, the Bank has received numerous awards and recognitions, including American Banker's "Top 200 Community Banks" and "Best Banks to Work For", the Journal-News "Best of the Best" award, and the LoudounNow "Loudoun's Favorite" award.

The Company's shares are quoted on the OTCID marketplace under the symbol "PTBS." For more information about the Bank, please visit our website at www.potomac.bank.

Media Contact
Bryan D. Decker
SVP, Director of Marketing and Communications
bdecker@potomac.bank

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SOURCE Potomac Bank

FAQ

Who is Malinda Henkel and what is her new role at Potomac Bank (PTBS)?

Malinda Henkel has been appointed Vice President and Branch Business Development Officer for Potomac Bank’s Winchester, Virginia expansion. According to Potomac Bank, she will focus on building local relationships and establishing the bank’s presence in Winchester and surrounding Frederick County.

What market will Malinda Henkel oversee for Potomac Bank’s (PTBS) expansion?

Malinda Henkel will oversee Potomac Bank’s expansion into Winchester, Virginia, and surrounding Frederick County. According to Potomac Bank, her responsibilities include cultivating strong community relationships and helping establish the bank’s community-focused culture in this new geographic market.

Where will Potomac Bank’s new Winchester, Virginia office for PTBS be located?

Potomac Bank’s new Winchester office will be at 116 N. Braddock Street, Winchester, VA 22601. According to Potomac Bank, this location will serve as Malinda Henkel’s office once renovations are completed, supporting the bank’s entry into the Winchester and Frederick County markets.

What banking experience does Malinda Henkel bring to Potomac Bank (PTBS)?

Malinda Henkel brings over 30 years of banking experience to Potomac Bank. According to Potomac Bank, she previously held Vice President and branch management roles at United Bank, Marathon Bank, and First Union Bank, complementing her community involvement and leadership in the Winchester area.

How is Potomac Bank (PTBS) strengthening its community presence in Winchester, Virginia?

Potomac Bank is strengthening its community presence by appointing Malinda Henkel to lead its Winchester expansion. According to Potomac Bank, her local relationships, Rotary Club board role, and nonprofit experience support the bank’s longstanding community banking culture in the new market.