TD Bank U.S. Announces Jill Gateman as Head of Commercial Bank

Key Terms

treasury management financial

Treasury management is a company's day‑to‑day handling of cash, short‑term investments, borrowing and financial risks to make sure bills are paid, excess cash is used wisely, and exposure to things like interest rates or foreign currencies is controlled. Think of it as running the company's checking account and emergency fund so operations keep flowing. For investors, strong treasury management signals that a company can meet obligations, fund growth without costly surprises, and protect value in changing markets.

asset-based lending financial

Asset-based lending is a type of loan where a borrower uses tangible assets — such as inventory, accounts receivable, equipment, or real estate — as collateral to secure credit. For investors, it matters because the quality and liquidity of the pledged assets affect the lender’s risk and the borrower’s borrowing capacity; like borrowing against items in a pawnshop, stronger assets generally mean safer loans and clearer recovery options if the borrower defaults.

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Franchise finance is the set of loans, leases, investment deals and payment arrangements that let a franchised business open, operate and expand — for example, financing for equipment, property, inventory or initial franchise fees. Investors care because these arrangements shape a franchise’s cash flow, growth pace and risk: simpler, well-structured financing can make earnings steadier, while heavy or expensive debt can squeeze profits and increase default risk. Picture it as the money plan that keeps a chain’s stores running and growing.

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Equipment finance is the practice of lending money or leasing arrangements that let businesses acquire machinery, vehicles, or technology without paying the full price upfront; think of it like a car loan or rental but for factory machines, computers, or medical devices. Investors care because these deals create steady interest and lease income, carry credit and collateral risk tied to the asset’s value, and tend to fluctuate with economic cycles and business investment, affecting lender profitability and loan portfolios.

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Unified Commercial Banking model to elevate client experience and accelerate growth across the U.S.

MOUNT LAUREL, N.J.--(BUSINESS WIRE)-- TD Bank U.S. today announced that Jill Gateman has been named Head of U.S. Commercial Banking. TD is integrating its Corporate, Commercial, Small Business, and Regional Banking segments under one leader to transform how the business operates – strengthening execution, accelerating growth, and delivering more connected solutions for clients.

In this role, Gateman will lead the end-to-end delivery of products, capabilities, and client coverage across TD's integrated Commercial Banking platform, including corporate and regional commercial banking, small business, sponsor and specialty finance, treasury management, government banking, middle market banking, asset-based lending, franchise finance, institutional commercial real estate, healthcare lending, municipal and not-for-profit banking, equipment finance, as well as commercial credit management and operations.

Gateman brings deep institutional knowledge, including extensive experience across TD’s Commercial Banking franchise where she has led efforts to enhance client solutions and offerings, strengthen core businesses and invest in new AI-enabled tools and digital innovation.

She has also played a key role in strengthening collaboration across TD’s U.S. platform, including deepening the partnership between Commercial Banking and TD Securities to deliver more coordinated, full-service solutions to clients.

“Jill is an exceptional leader who has been instrumental in advancing TD's Commercial Banking business," said Leo Salom, President and CEO, TD Bank U.S. “She has consistently translated a strong strategic vision into results – strengthening our platform, expanding our capabilities, improving how we serve clients and developing top teams. As head of commercial banking, Jill will take us into this next phase by bringing our teams and capabilities together to deliver a deeply integrated, high-performing Commercial franchise."

Under Gateman’s leadership, this integrated approach will continue to build out sector expertise, expand sponsor and specialty finance capabilities, and enhance TD's offerings across Regional and Small Business banking.

“Our clients are at the center of everything we do, and I’m proud of the strong foundation we’ve built across our Commercial Banking businesses,” said Gateman. “What sets TD apart is our ability to combine deep expertise with a relationship-driven approach. We are well positioned to help our clients grow, navigate change, and succeed over the long term. I’m excited to build on our momentum and lead this next chapter.”

About TD Bank U.S.
TD Bank U.S. Holding Company and its subsidiaries, including TD Bank, N.A., are collectively known as TD Bank U.S. As the U.S. banking business of The Toronto-Dominion Bank (TSX and NYSE: TD), a leading North American financial services firm, TD Bank U.S. serves more than 10 million clients and has a network of approximately 1,050 locations throughout the Northeast, Mid-Atlantic, Carolinas and Florida. We support our clients and communities with a full range of retail, small business and commercial banking products and services. We also offer customized private banking and wealth management services, a comprehensive suite of credit card products for consumers and businesses, and automotive vehicle financing and dealer commercial services. TD Bank U.S. is one of the largest banks in the U.S. by assets and is headquartered in Mount Laurel, N.J. To learn more, visit www.td.com/us.

View source version on businesswire.com: https://www.businesswire.com/news/home/20260706354595/en/

Kate Toy, Kathleen.Toy@td.com

Source: TD Bank U.S.