USCB Financial Holdings, Inc. to Announce Fourth Quarter 2025 Results
Rhea-AI Summary
USCB Financial Holdings (NASDAQ: USCB) will report results for the quarter ended December 31, 2025 after market close on January 22, 2026. A live conference call and audio webcast with Chairman/CEO Luis de la Aguilera, CFO Robert Anderson, and Chief Credit Officer William Turner is scheduled for January 23, 2026 at 11:00 AM ET.
Dial-in details: toll-free (833) 816-1416 with passcode USCB Financial Holdings Call. A replay and slides will be archived on the company investor relations site at https://investors.uscenturybank.com/.
Positive
- None.
Negative
- None.
News Market Reaction
On the day this news was published, USCB gained 0.42%, reflecting a mild positive market reaction.
Data tracked by StockTitan Argus on the day of publication.
Key Figures
Market Reality Check
Peers on Argus
USCB gained 4.81% while close regional bank peers like BWFG, PLBC, FMAO, PDLB, and WTBA were up between 0.45% and 1.84%, suggesting stronger stock-specific momentum ahead of the earnings date.
Historical Context
| Date | Event | Sentiment | Move | Catalyst |
|---|---|---|---|---|
| Dec 05 | Portfolio restructuring | Positive | +0.8% | Sold $44.6M securities, accepted $5.6M loss for higher-yield loans. |
| Oct 23 | Q3 2025 earnings | Positive | +1.9% | Record EPS $0.45, strong ROAA/ROAE and balance sheet growth. |
| Oct 20 | Dividend declaration | Positive | +0.0% | Regular $0.10 per-share dividend announced with set pay date. |
| Oct 06 | Earnings call date | Neutral | -0.9% | Scheduled Q3 2025 results release and conference call details. |
| Jul 24 | Q2 2025 earnings | Positive | +0.8% | Record Q2 EPS $0.40 with solid loan, deposit, and asset growth. |
Positive fundamental updates (Q2/Q3 earnings, portfolio actions) have generally coincided with modestly positive price reactions, while neutral scheduling announcements have not consistently added upside.
Over the last six months, USCB reported strong Q2 and Q3 2025 results, including record diluted EPS of $0.40 and $0.45 and balance sheet growth to about $2.7B–$2.8B in assets. The bank also maintained a regular $0.10 quarterly dividend and executed portfolio restructuring with a one-time $5.6M after-tax loss tied to higher-yield redeployment. Past earnings-date announcements, like the Q3 2025 call notice on Oct 6, saw only a small price move, providing context for today’s Q4 2025 results scheduling.
Market Pulse Summary
This announcement schedules Q4 2025 results for release on January 22, 2026 with a conference call on January 23. In recent quarters, USCB delivered record diluted EPS of $0.40 and $0.45, steady asset growth, and a recurring $0.10 dividend, while also restructuring part of its securities portfolio. Investors may focus on how Q4 reflects that portfolio shift, loan and deposit trends, and whether earnings momentum and dividend practices are maintained.
AI-generated analysis. Not financial advice.
MIAMI, Jan. 06, 2026 (GLOBE NEWSWIRE) -- USCB FINANCIAL HOLDINGS, INC. (the “Company”) (NASDAQ: USCB) will report financial results for the quarter ended December 31, 2025 after the market closes on Thursday, January 22, 2026.
A conference call to discuss quarterly results will also be held with Chairman, President, and CEO, Luis de la Aguilera, Chief Financial Officer, Robert Anderson, and Chief Credit Officer, William Turner, details which are provided below.
Live Conference Call and Audio Webcast
Date: Friday, January 23, 2026
Time: 11:00am Eastern Time
Dial-in: (833) 816-1416 (toll free in the U.S.)
Passcode: USCB Financial Holdings Call
A live audio webcast of the call will be available with the press release and slides on the investor relations page of the Company's website at https://investors.uscenturybank.com/. Please allow extra time prior to the call to visit the site and download the streaming media software required to listen to the internet broadcast.
A replay of the webcast will be archived on the investor relations page shortly after the conference call has ended.
About USCB Financial Holdings, Inc.
USCB Financial Holdings, Inc. is the bank holding company for U.S. Century Bank. Established in 2002, U.S. Century Bank is one of the largest community banks headquartered in Miami, and one of the largest community banks in the state of Florida. U.S. Century Bank is rated 5-Stars by BauerFinancial, the nation’s leading independent bank rating firm. U.S. Century Bank offers customers a wide range of financial products and services and supports numerous community organizations, including the Greater Miami Chamber of Commerce, the South Florida Hispanic Chamber of Commerce, and ChamberSouth. For more information or to find a U.S. Century Bank banking center near you, please call (305) 715-5200 or visit www.uscentury.com.
Contacts:
Investor Relations
InvestorRelations@uscentury.com
Media Relations
Martha Guerra-Kattou
MGuerra@uscentury.com
FAQ
When will USCB (NASDAQ: USCB) report Q4 2025 results?
When and how can investors join the USCB earnings call for Q4 2025?
Who will speak on USCB's Q4 2025 conference call?
Where can I access the USCB Q4 2025 webcast and slides?
Will there be a replay of the USCB Q4 2025 earnings webcast?
Do I need software before joining the USCB webcast on January 23, 2026?
