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USCB Financial Holdings, Inc. to Announce Fourth Quarter 2025 Results

USCB Financial Holdings (NASDAQ: USCB) will report results for the quarter ended December 31, 2025 after market close on January 22, 2026.

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USCB Financial Holdings (NASDAQ: USCB) will report results for the quarter ended December 31, 2025 after market close on January 22, 2026. A live conference call and audio webcast with Chairman/CEO Luis de la Aguilera, CFO Robert Anderson, and Chief Credit Officer William Turner is scheduled for January 23, 2026 at 11:00 AM ET.

Dial-in details: toll-free (833) 816-1416 with passcode USCB Financial Holdings Call. A replay and slides will be archived on the company investor relations site at https://investors.uscenturybank.com/.

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Argus Jan 7 session
+0.42% close to close Open Argus
Details

News Market Reaction – USCB

On Jan 7, the first trading day after this news, USCB closed 0.42% above the previous close.

Data tracked by StockTitan Argus for the Jan 7 session.

Market Context

This announcement schedules Q4 2025 results for release on January 22, 2026 with a conference call o...
Analysis

This announcement schedules Q4 2025 results for release on January 22, 2026 with a conference call on January 23. In recent quarters, USCB delivered record diluted EPS of $0.40 and $0.45, steady asset growth, and a recurring $0.10 dividend, while also restructuring part of its securities portfolio. Investors may focus on how Q4 reflects that portfolio shift, loan and deposit trends, and whether earnings momentum and dividend practices are maintained.

Key Figures

Q4 2025 report date: January 22, 2026 Conference call date: January 23, 2026 Conference call time: 11:00 AM Eastern Time +2 more
Q4 2025 report date
January 22, 2026
Quarter ended December 31, 2025 results after market close
Conference call date
January 23, 2026
Live call to discuss Q4 2025 results
Conference call time
11:00 AM Eastern Time
Start time for Q4 2025 results call
Dial-in number
(833) 816-1416
U.S. toll-free access to earnings call
Passcode
USCB Financial Holdings Call
Required to join conference call

Historical Context

5 past events · Latest: Dec 05
5 events
  1. Dec 05

    Portfolio restructuring

    24h Move
    +0.8%

    Sold $44.6M securities, accepted $5.6M loss for higher-yield loans.

  2. Oct 23

    Q3 2025 earnings

    24h Move
    +1.9%

    Record EPS $0.45, strong ROAA/ROAE and balance sheet growth.

  3. Oct 20

    Dividend declaration

    24h Move
    +0.0%

    Regular $0.10 per-share dividend announced with set pay date.

  4. Oct 06

    Earnings call date

    24h Move
    -0.9%

    Scheduled Q3 2025 results release and conference call details.

  5. Jul 24

    Q2 2025 earnings

    24h Move
    +0.8%

    Record Q2 EPS $0.40 with solid loan, deposit, and asset growth.

24h Move is the share-price change in the day after each event; other market factors may also have contributed.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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MIAMI, Jan. 06, 2026 (GLOBE NEWSWIRE) -- USCB FINANCIAL HOLDINGS, INC. (the “Company”) (NASDAQ: USCB) will report financial results for the quarter ended December 31, 2025 after the market closes on Thursday, January 22, 2026.

A conference call to discuss quarterly results will also be held with Chairman, President, and CEO, Luis de la Aguilera, Chief Financial Officer, Robert Anderson, and Chief Credit Officer, William Turner, details which are provided below.

Live Conference Call and Audio Webcast

Date: Friday, January 23, 2026
Time: 11:00am Eastern Time
Dial-in: (833) 816-1416 (toll free in the U.S.)
Passcode: USCB Financial Holdings Call

A live audio webcast of the call will be available with the press release and slides on the investor relations page of the Company's website at https://investors.uscenturybank.com/. Please allow extra time prior to the call to visit the site and download the streaming media software required to listen to the internet broadcast.

A replay of the webcast will be archived on the investor relations page shortly after the conference call has ended.

About USCB Financial Holdings, Inc.

USCB Financial Holdings, Inc. is the bank holding company for U.S. Century Bank. Established in 2002, U.S. Century Bank is one of the largest community banks headquartered in Miami, and one of the largest community banks in the state of Florida. U.S. Century Bank is rated 5-Stars by BauerFinancial, the nation’s leading independent bank rating firm. U.S. Century Bank offers customers a wide range of financial products and services and supports numerous community organizations, including the Greater Miami Chamber of Commerce, the South Florida Hispanic Chamber of Commerce, and ChamberSouth. For more information or to find a U.S. Century Bank banking center near you, please call (305) 715-5200 or visit www.uscentury.com.

Contacts:

Investor Relations
InvestorRelations@uscentury.com

Media Relations
Martha Guerra-Kattou
MGuerra@uscentury.com


FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

When will USCB (NASDAQ: USCB) report Q4 2025 results?

USCB will report results after market close on January 22, 2026.

When and how can investors join the USCB earnings call for Q4 2025?

The call is January 23, 2026 at 11:00 AM ET; dial (833) 816-1416 (toll free US) and use passcode USCB Financial Holdings Call.

Who will speak on USCB's Q4 2025 conference call?

Speakers include Chairman/CEO Luis de la Aguilera, CFO Robert Anderson, and Chief Credit Officer William Turner.

Where can I access the USCB Q4 2025 webcast and slides?

A live audio webcast and slides will be on the investor relations page at https://investors.uscenturybank.com/.

Will there be a replay of the USCB Q4 2025 earnings webcast?

Yes. A replay will be archived on the company's investor relations page shortly after the call ends.

Do I need software before joining the USCB webcast on January 23, 2026?

Allow extra time to download any required streaming media software from the investor relations site before the webcast.

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