Enact Holdings, Inc. SEC Filings

Genworth Holdings, Inc. reported the sale of 922,169 shares of Enact Holdings, Inc. (ACT) common stock on 09/30/2025 at a price of $38.3466 per share. The filing states the transaction was effected under a Share Repurchase Agreement dated April 30, 2025, and the per-share price reflects a weighted average price paid by the issuer for third-party purchases under that agreement. After the reported sale, Genworth Holdings beneficially owned 117,951,281 shares, which the filing says represents approximately 81% ownership of Enact outstanding common stock.

Enact Holdings, Inc. disclosed a summary of a new five-year revolving credit facility that matures on the five-year anniversary of closing, September 30, 2030. Borrowings may bear interest at either Term SOFR plus 0.10% plus an applicable margin tied to the company’s Senior Unsecured Rating, or an alternate base rate (ABR) plus an applicable rating-based margin, with a contractual floor on rates.

The facility is unsecured, allows voluntary prepayments without penalty, and charges a commitment fee of 0.175% on unused commitments based on the current rating. It includes customary affirmative and negative covenants plus financial tests: a specified minimum consolidated net worth formula, a maximum debt-to-total-capitalization ratio of 0.35, and compliance with Federal mortgage insurer eligibility requirements. Events of default permit customary remedies including acceleration. The summary is qualified by the full Credit Agreement filed as Exhibit 10.1.

Enact Holdings insider reported grant and settlement of restricted stock units. The Form 4 shows that Evan Stolove, EVP, General Counsel & Secretary, received three separate awards of restricted stock units (RSUs) on 09/08/2025 that will convert 1:1 into common stock. The reported transactions show additions of 17, 27, and 33 RSUs, resulting in beneficial ownership counts of 3,153, 4,979, and 6,047 shares respectively after each reported award. The filing notes vesting schedules for the awards in three equal annual installments beginning on 02/09/2024, 02/16/2025, and 02/21/2026, and that additional RSUs arose from a quarterly dividend reinvestment tied to a $0.21 per share dividend paid 09/08/2025.

Enact Holdings insider award and vesting update: Michael Derstine, EVP and Chief Risk Officer of Enact Holdings (ACT), reported acquisitions of restricted stock units (RSUs) on 09/08/2025 that will convert 1:1 into common stock. Three RSU grants or reinvestments were recorded: 16, 27, and 33 units, each showing a $0 per-share acquisition price and listed as direct ownership. The filings show post-transaction beneficial ownership tallies of 2,965, 4,979, and 6,047 shares respectively. The filing explains RSUs vest in three equal annual installments with commencement dates of February 9, 2024; February 16, 2025; and February 21, 2026. Additional RSUs were credited pursuant to reinvestment terms from a quarterly dividend of $0.21 per share paid on September 8, 2025.

Enact Holdings director Robert P. Restrepo Jr. acquired 168 deferred stock units on 09/08/2025, recorded on a Form 4 filed for ticker ACT. The units are deferred stock units that become payable in shares of Enact common stock one year after the director's termination of service. The reported acquisition was recorded at $0 per unit under dividend reinvestment terms tied to a dividend paid on 09/08/2025 at $0.21 per share. After this transaction, Mr. Restrepo beneficially owned 30,378.457 shares of common stock, reported as direct ownership. The Form 4 was signed by a power of attorney on 09/10/2025.

Enact Holdings insider filing (Form 4) reports that director John D. Fisk acquired 168 deferred stock units on 09/08/2025. The deferred stock units convert to common shares one year after the director leaves service, and the reported transaction increased Mr. Fisk's beneficial ownership to 30,378.457 shares. The additional deferred stock units were issued under reinvestment terms tied to a dividend paid on September 8, 2025, at $0.21 per share. The filing was signed by an attorney on behalf of the reporting person on 09/10/2025.

Sheila Hooda, a director of Enact Holdings, Inc. (ACT), was granted 168 deferred stock units on 09/08/2025. The units were recorded as an acquisition and are payable in shares of common stock one year after Ms. Hooda’s termination of service as a director. The filing notes additional deferred stock units were acquired through reinvestment of a dividend paid on 09/08/2025 at $0.21 per share. Following the reported transaction, the filing shows 30,378.457 shares beneficially owned. The Form 4 was filed by one reporting person and signed by a power of attorney on 09/10/2025.

Mitchell H. Elizabeth, a director of Enact Holdings, Inc. (ACT), reported an acquisition of deferred stock units on 09/08/2025. The filing shows 31 Deferred Stock Units (DSUs) were acquired on that date under the director award arrangement as a result of reinvestment from a dividend paid on 09/08/2025 at $0.21 per share. The DSUs convert into shares of common stock one year after the director's service termination. Following the reported transaction, the reporting person beneficially owned 5,657.256 shares (direct).

Enact Holdings insider reported acquisitions of restricted stock units (RSUs). Controller James McMullen received multiple RSU awards that will convert 1:1 into common stock. On 09/08/2025 he was credited with incremental RSUs (6, 9, 7 and 12 units) that arose in part from a quarterly dividend reinvestment at $0.21 per share. Each RSU tranche vests and converts into common stock in three equal annual installments, with vesting schedules beginning on Feb 9, 2024; Feb 16, 2025; Apr 1, 2025; and Feb 21, 2026 respectively. The filing shows the resulting beneficial ownership counts for each tranche as 961, 1,617, 1,168, and 2,058 shares following the reported transactions.