UBS AG SEC Filings

UBS AG is offering unsubordinated, unsecured Capped Buffer GEARS linked to the common stock of Constellation Energy Corporation, due on or about July 20, 2028, with a trade date of July 16, 2026 and a final valuation date of July 18, 2028. These $10-denomination Securities are debt obligations whose repayment depends on both Constellation’s share performance and UBS’s creditworthiness.

At maturity, investors receive the $10 principal plus a geared gain on any positive “underlying return,” but only up to a specified maximum gain. If the underlying return is zero or negative yet the final level is at or above a downside threshold, principal is repaid. If the final level falls below that threshold, payments decline with the stock after a limited buffer, and investors can lose most or all of their investment.

The Securities pay no interest, will not be listed on any exchange or electronic communications network, and are offered in a minimum of 100 Securities at $10 each. The estimated initial value per Security as of the trade date is expected to range from $9.32 to $9.57.

UBS AG is offering Trigger Autocallable Contingent Yield Notes, unsecured debt linked to the shares of the VanEck Semiconductor ETF, maturing on or about July 20, 2028. The notes pay a contingent coupon only on observation dates when the ETF’s closing level is at or above a specified coupon barrier; otherwise no coupon is paid.

Beginning about six months after issuance, the notes are automatically called if on a quarterly observation date the ETF closes at or above its initial level. In that case, investors receive the $10 principal per note plus any due coupon and no further payments. If the notes are not called and, on the final valuation date, the ETF is at or above a downside threshold, principal is repaid at maturity. If the final level is below the downside threshold, repayment is reduced in proportion to the ETF’s decline, and the entire investment can be lost.

The notes are issued in $10 denominations with a minimum investment of 100 notes ($1,000), will not be listed on any securities exchange, and all payments depend on UBS’s credit. UBS expects the initial estimated value per $10 note to fall between $9.40 and $9.65. Hypothetical examples use an illustrative coupon rate and thresholds to demonstrate potential outcomes, but final terms will be set on the trade date.

UBS AG is offering $1,851,000 of Trigger Callable Contingent Yield Notes, each with a $1,000 principal amount, linked to the least performing of the Dow Jones Industrial Average, the Russell 2000 Index and the State Street Technology Select Sector SPDR ETF. The Notes pay a 13.70% per annum contingent coupon (about $11.4167 per month per Note) only if, on a monthly observation date, the closing level of each underlying is at or above its coupon barrier, set at 70% of its initial level.

UBS may call the Notes in whole on any observation date beginning after 6 months; if called, investors receive the principal plus any due coupon, and the product terminates early. If not called, and on the January 15, 2030 final valuation date all underlyings are at or above their downside thresholds (set at 60% of initial levels), investors receive full principal at maturity on January 18, 2030. If any underlying finishes below its downside threshold, the maturity payment is reduced by the negative return of the worst-performing underlying, up to a complete loss of principal.

The Notes are unsecured, unsubordinated obligations of UBS AG and are not bank deposits or FDIC insured; all payments depend on UBS’s credit. The estimated initial value is $982.80 per $1,000 Note, below the issue price, reflecting underwriting compensation of $2.50 per Note, a separate $7.50 per Note marketing fee to another dealer and UBS’s internal funding and hedging costs.

UBS AG is offering $12,361,620.00 of Buffer Autocallable GEARS, unsubordinated unsecured debt linked to an unequally weighted basket of five equity indices: EURO STOXX 50 (40%), Nikkei 225 (25%), FTSE 100 (17.50%), Swiss Market Index (10.00%) and S&P/ASX 200 (7.50%).

The notes are issued at $10 each, with an estimated initial value of $9.75, trade date July 15, 2026 and maturity July 18, 2029. They pay no interest. An automatic call on July 22, 2027 occurs if the basket is at or above 100.00% of its initial level, returning $11.20 per security (a 12.00% call return).

If not called, positive basket performance at maturity is multiplied by 1.865. A 10.00% buffer protects principal only down to a 90.00% basket level; below that, losses track further declines and investors could lose almost all principal. All payments depend on UBS’s credit and the notes will not be exchange-listed, so liquidity may be limited.

UBS AG is issuing $6,924,000 of Trigger Autocallable GEARS, unsecured notes linked to an unequally weighted basket of five equity indices: EURO STOXX 50 (40%), Nikkei 225 (25%), FTSE 100 (17.5%), Swiss Market Index (10%) and S&P/ASX 200 (7.5%). The notes have a $10 denomination, trade July 15, 2026 and mature July 17, 2031, unless called early.

After about one year, if the basket is at or above 100% of its initial level, the notes are automatically called and pay $11.40 per $10 (a 14.00% return), with no further upside. If not called, at maturity investors receive $10 plus the basket gain multiplied by 1.915 if the basket is above its initial level; $10 if the basket is at or above 75% of its initial level; or full downside exposure if it finishes below 75%, up to a total loss of principal.

The notes pay no interest, forgo dividends on the underlying indices, are not listed, and may have limited liquidity. Any payment depends on UBS’s credit; the estimated initial value is $9.721 per note, below the $10 issue price due to fees, hedging and funding costs.

UBS AG is offering unsecured Buffer Callable Contingent Yield Notes due on or about July 27, 2029, linked to the least performing of the S&P 500 Index, Russell 2000 Index and Nasdaq-100 Technology Sector. The notes pay a 7.05% per annum contingent coupon, with monthly payments only if on each observation date every index closes at or above its coupon barrier, set at 60.00% of its initial level.

UBS may, at its discretion, call the notes in whole on any monthly observation date beginning after six months, paying principal plus any due coupon, after which no further amounts are owed. If not called and at maturity all three indexes are at or above their downside thresholds (also 60.00% of initial), investors receive principal only. If any index finishes below its downside threshold, repayment is reduced by the decline of the worst-performing index beyond the 40% buffer, and investors could lose almost all of their investment. The notes are not listed, have limited liquidity, and all payments depend on the creditworthiness of UBS. The public issue price is $1,000.00 per Note, including a $5.00 underwriting discount, with an estimated initial value between $960.70 and $990.70 per Note.

UBS AG is offering Trigger Callable Contingent Yield Notes due on or about July 26, 2030, linked to the least performing of the Dow Jones Industrial Average, Nasdaq‑100 Index and Russell 2000 Index. Each $1,000 note has preliminary terms that include a contingent coupon rate of 11.65% per annum, paid monthly only when the closing level of every index is at or above a coupon barrier set at 70% of its initial level. UBS may, at its discretion, call the notes in whole on monthly dates beginning after three months, paying principal plus any due coupon.

If the notes are not called and, on the final valuation date, every index is at or above a downside threshold of 60% of its initial level, investors receive full principal at maturity. If any index ends below its downside threshold, the maturity payment is reduced in line with the loss of the least performing index, potentially to zero; there is no participation in index gains and no dividends.

The notes are unsubordinated, unsecured UBS obligations, exposed to UBS credit risk and Swiss resolution powers. The issue price is $1,000 per note, including a $4.50 underwriting discount, with an estimated initial value between $961.50 and $991.50. The notes will not be listed, and any secondary market may be limited.

UBS AG, through its London Branch, is offering $5,526,240 of Buffer Autocallable GEARS linked to the Russell 2000® Index, issued in $10 Securities maturing on July 18, 2029.

The notes may be automatically called on July 22, 2027 if the index closes at or above the autocall barrier of 2,976.259, paying a fixed call price of $11.10 per Security (an 11% return) and then terminating. If not called, at maturity investors receive principal plus any positive index return multiplied by the 1.51 upside gearing; if the index is flat or down but at or above the downside threshold of 2,678.633 (90% of the initial level), principal is repaid. If the index finishes below this threshold, losses exceed 10% of principal on a 1:1 basis and can reach almost the entire investment.

The Securities pay no interest, are not listed, and any payment depends entirely on UBS’s credit. The estimated initial value is $9.75 per $10 Security, reflecting underwriting discounts, hedging and issuance costs embedded in the issue price.

UBS AG London Branch is offering Digital S&P 500 Index-Linked Medium-Term Notes that provide capped, buffered exposure to the S&P 500 Index over an expected 26–29 month term. The notes pay no interest and are unsecured obligations of UBS, with no FDIC insurance.

At maturity, for each $1,000 face amount, if the S&P 500 final level is at or above the 85.00% buffer level, investors receive the maximum settlement amount, expected to be between $1,167.30 and $1,196.80. If the index falls more than 15% from its initial level, losses accelerate at about 1.1765% of face value for every 1% decline below the buffer, and investors could lose their entire investment.

The cap level is expected between 116.73% and 119.68% of the initial index level, so upside is limited and investors do not receive dividends. The estimated initial value is expected between $968.00 and $998.00 per $1,000, below the issue price due to hedging, funding and distribution costs. The notes are not listed, secondary liquidity may be limited, and returns depend on UBS’s creditworthiness and complex U.S. tax rules, including potential implications under Section 871(m) and FATCA.