Ameriserv Finl SEC Filings

AmeriServ Financial Inc. (ASRV) director reported additional common stock acquisitions through dividend reinvestment. On 11/17/2025, the reporting person acquired blocks of 1,080, 358, and 81 AmeriServ common shares at a price of $3.281 per share, as noted in the explanation that the shares were acquired via dividend reinvestment. Following these transactions, the reporting person beneficially owns 178,692 shares directly and 67,390 shares indirectly through Laurel Holdings, Inc. The filing is made on Form 4 for a single reporting person in the capacity of director.

AmeriServ Financial Inc. (ASRV) director reported a small increase in ownership through routine dividend reinvestment. On 11/17/2025, the director acquired 230 shares of common stock at a price of $3.281 per share, as noted in the explanation that the shares were acquired through dividend reinvestment. Following this transaction, the director beneficially owns 25,964 shares of AmeriServ Financial common stock in direct form.

AmeriServ Financial Inc. (ASRV) director reported acquiring additional common shares through a dividend reinvestment. On 11/17/2025, the insider acquired 509 shares of AmeriServ common stock at a price of $3.281 per share, coded as an acquisition transaction. Following this transaction, the reporting person beneficially owns 57,210 AmeriServ common shares in direct ownership form.

AmeriServ Financial (ASRV) reported stronger Q3 results. Net income rose to $2.544 million (EPS $0.15) from $1.183 million (EPS $0.07) a year ago as net interest income improved to $11.007 million from $8.887 million. For the nine months, net income was $4.170 million (EPS $0.25) versus $2.712 million (EPS $0.16).

Total assets were $1.461 billion, up from $1.422 billion at year-end, with deposits increasing to $1.259 billion from $1.201 billion. Cash and cash equivalents climbed to $53.764 million from $17.746 million, while net loans edged down to $1.041 billion from $1.054 billion and the allowance for credit losses increased to $14.408 million from $13.912 million.

Non-interest income was $4.401 million versus $4.203 million; wealth management fees softened, but bank owned life insurance income increased. The company charged off a non-performing available-for-sale security of $1.0 million against a previously established allowance, resulting in no AFS allowance at quarter end and reducing accumulated other comprehensive loss to $10.440 million from $15.083 million. A quarterly cash dividend of $0.03 per share was declared.

AmeriServ Financial (ASRV) reported an insider transaction by its EVP & CFO. On 10/27/2025, the officer exercised stock options (code M) at $2.96 per share for 3,000 shares, resulting in the acquisition of 3,000 common shares.

Following the transaction, beneficial ownership stood at 20,892 common shares. The related option grant carried an exercise price of $2.96, was first exercisable on 04/11/2017, and expires on 04/11/2026; 11,119 derivative securities remained beneficially owned. A footnote states certain common shares are held jointly with the officer’s spouse.

AmeriServ Financial (ASRV) filed an 8-K announcing its third quarter and first nine months of 2025 results through September 30, 2025, as detailed in a press release furnished as Exhibit 99.1.

The company also declared a $0.03 per share quarterly common stock cash dividend. The dividend is payable on November 17, 2025 to shareholders of record on November 3, 2025.

AmeriServ Financial (ASRV) furnished an 8-K under Item 7.01 announcing a press release about a new labor contract with the United Steelworkers AFL-CIO-CLC, Local Union 2635-06.

The press release is attached as Exhibit 99.1 and, as furnished information, is not deemed filed under the Exchange Act or incorporated by reference except as expressly stated.

Brent D. Baird filed a Schedule 13D disclosing beneficial ownership of 841,756 shares of Ameriserv Financial Inc. common stock, representing 5.1% of the class based on 16,519,267 shares outstanding as of August 7, 2025. The shares were purchased with personal funds for a total of $2,348,068.98. The filing states the shares were acquired for investment purposes and that Mr. Baird currently has no present plans or proposals that would effectuate the matters listed in Item 4 of Schedule 13D, though he may in the future increase or decrease his position or engage in communications with the company or other stockholders. No arrangements or agreements with other parties regarding the securities were reported.