Welcome to our dedicated page for Ameriserv Finl SEC filings (Ticker: ASRV), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The AmeriServ Financial Inc (NASDAQ: ASRV) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. AmeriServ, a Pennsylvania corporation and bank holding company, reports under Commission File Number 0-11204 and files a range of documents that detail its community banking and wealth management activities.
For this commercial banking and wealth management institution, core filings such as annual reports on Form 10-K and quarterly reports on Form 10-Q (when available) explain net interest income, net interest margin, loan and deposit composition, provisions for credit losses, non-performing assets, and the contribution of non-interest income from wealth management and trust-related services. These reports also discuss risk management, capital levels, and other factors relevant to a regional community bank with a significant wealth platform.
Current reports on Form 8-K, several of which are reflected in the provided data, disclose material events including quarterly and year-to-date earnings announcements, dividend declarations, labor contracts, strategic alliances, advisory agreements, investor presentations, and shareholder meeting results. Through these 8-K filings, investors can track Board decisions on common stock cash dividends, outcomes of annual meeting votes, and the publication of investor materials.
On Stock Titan, users can review AmeriServ’s SEC filings in chronological order and use AI-powered summaries to quickly understand the key points of lengthy documents. The platform highlights important items in 10-K and 10-Q reports, clarifies complex accounting or risk disclosures, and surfaces notable information from Form 4 insider transaction reports when they are filed. Real-time updates from EDGAR ensure that new AmeriServ filings, including 8-Ks related to earnings or corporate actions, appear promptly, while AI-generated explanations help readers interpret how these disclosures relate to AmeriServ’s community banking and wealth management business model.
SB Value Partners, L.P. filed an amended Schedule 13D reporting beneficial ownership of 1,645,051 shares of AmeriServ Financial common stock, representing 9.7% of the class. This figure includes 370,500 shares to be issued to SB Value and an affiliate under an Amended and Restated Consulting Agreement and 1,274,551 shares held before that issuance. The percentage is based on 16,522,267 shares outstanding as of November 10, 2025 plus 433,000 shares to be issued under the new agreement.
The amended agreement, effective January 6, 2026, expands SB Value’s consulting role beyond wealth management through June 30, 2026, with automatic six‑month extensions up to April 15, 2029. As consideration, AmeriServ agreed to issue 350,000 SBV Shares to SB Value (or its affiliate) and 83,000 Employee Incentive Shares for certain employees and affiliates, alongside monthly cash fees of $20,000, up to $20,000 per month in salary reimbursements, and additional incentive cash payments. SB Value and its affiliates are restricted from transferring specified shares until the later of December 31, 2027 or the end of the Phase II consulting period, after which AmeriServ has a one‑year right to purchase any shares SB Value seeks to transfer.
AmeriServ Financial, Inc. entered into an Amended and Restated Consulting Agreement with SB Value Partners, L.P., expanding the scope and duration of prior consulting work and adding a new Phase II program. SB Value Partners already beneficially owns 1,274,551 AmeriServ common shares, or approximately 7.7% of outstanding shares.
As compensation for past and expanded services, AmeriServ agreed to issue 350,000 shares of common stock to SB Value Partners and 83,000 shares for certain of its employees and affiliates, bringing the advisor’s holdings to about 1,645,051 shares, or roughly 9.7% of outstanding shares. The advisor will also receive a monthly cash fee of $20,000, reimbursement of up to $20,000 per month for two seconded employees, additional incentive cash payments, and expense reimbursement. The agreement includes multi‑year transfer restrictions on the advisor’s shares and gives AmeriServ a right to purchase shares the advisor later seeks to sell at a price based on a 10-day volume weighted average closing price, and it runs until the earlier of April 15, 2029 or termination of a related cooperation agreement.
AmeriServ Financial Inc. (ASRV) director reports dividend reinvestment share acquisition. A company director reported acquiring 261 shares of AmeriServ Financial common stock on 11/17/2025 at a price of $3.281 per share. After this transaction, the director beneficially owned 31,672 shares of AmeriServ Financial common stock in direct ownership. The filing notes that these shares were acquired through dividend reinvestment, meaning cash dividends were automatically used to purchase additional stock rather than being received in cash.
AmeriServ Financial Inc. (ASRV) reported a routine insider transaction by an executive officer. On 11/17/2025, the Pres. ASRV Wealth & Capital Management acquired 10 shares of AmeriServ Financial common stock at a price of $3.281 per share through a dividend reinvestment program. Following this small acquisition, the reporting person beneficially owns 2,225 shares of AmeriServ Financial common stock held directly.
AmeriServ Financial Inc. (ASRV) director reported additional common stock acquisitions through dividend reinvestment. On 11/17/2025, the reporting person acquired blocks of 1,080, 358, and 81 AmeriServ common shares at a price of $3.281 per share, as noted in the explanation that the shares were acquired via dividend reinvestment. Following these transactions, the reporting person beneficially owns 178,692 shares directly and 67,390 shares indirectly through Laurel Holdings, Inc. The filing is made on Form 4 for a single reporting person in the capacity of director.
AmeriServ Financial Inc. (ASRV) director reported a small increase in ownership through routine dividend reinvestment. On 11/17/2025, the director acquired 230 shares of common stock at a price of $3.281 per share, as noted in the explanation that the shares were acquired through dividend reinvestment. Following this transaction, the director beneficially owns 25,964 shares of AmeriServ Financial common stock in direct form.
AmeriServ Financial Inc. (ASRV) director reported acquiring additional common shares through a dividend reinvestment. On 11/17/2025, the insider acquired 509 shares of AmeriServ common stock at a price of $3.281 per share, coded as an acquisition transaction. Following this transaction, the reporting person beneficially owns 57,210 AmeriServ common shares in direct ownership form.
AmeriServ Financial (ASRV) reported stronger Q3 results. Net income rose to $2.544 million (EPS $0.15) from $1.183 million (EPS $0.07) a year ago as net interest income improved to $11.007 million from $8.887 million. For the nine months, net income was $4.170 million (EPS $0.25) versus $2.712 million (EPS $0.16).
Total assets were $1.461 billion, up from $1.422 billion at year-end, with deposits increasing to $1.259 billion from $1.201 billion. Cash and cash equivalents climbed to $53.764 million from $17.746 million, while net loans edged down to $1.041 billion from $1.054 billion and the allowance for credit losses increased to $14.408 million from $13.912 million.
Non-interest income was $4.401 million versus $4.203 million; wealth management fees softened, but bank owned life insurance income increased. The company charged off a non-performing available-for-sale security of $1.0 million against a previously established allowance, resulting in no AFS allowance at quarter end and reducing accumulated other comprehensive loss to $10.440 million from $15.083 million. A quarterly cash dividend of $0.03 per share was declared.
AmeriServ Financial (ASRV) reported an insider transaction by its EVP & CFO. On 10/27/2025, the officer exercised stock options (code M) at $2.96 per share for 3,000 shares, resulting in the acquisition of 3,000 common shares.
Following the transaction, beneficial ownership stood at 20,892 common shares. The related option grant carried an exercise price of $2.96, was first exercisable on 04/11/2017, and expires on 04/11/2026; 11,119 derivative securities remained beneficially owned. A footnote states certain common shares are held jointly with the officer’s spouse.
AmeriServ Financial (ASRV) filed an 8-K announcing its third quarter and first nine months of 2025 results through September 30, 2025, as detailed in a press release furnished as Exhibit 99.1.
The company also declared a $0.03 per share quarterly common stock cash dividend. The dividend is payable on November 17, 2025 to shareholders of record on November 3, 2025.