Welcome to our dedicated page for Ameriserv Finl SEC filings (Ticker: ASRV), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The AmeriServ Financial Inc (NASDAQ: ASRV) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. AmeriServ, a Pennsylvania corporation and bank holding company, reports under Commission File Number 0-11204 and files a range of documents that detail its community banking and wealth management activities.
For this commercial banking and wealth management institution, core filings such as annual reports on Form 10-K and quarterly reports on Form 10-Q (when available) explain net interest income, net interest margin, loan and deposit composition, provisions for credit losses, non-performing assets, and the contribution of non-interest income from wealth management and trust-related services. These reports also discuss risk management, capital levels, and other factors relevant to a regional community bank with a significant wealth platform.
Current reports on Form 8-K, several of which are reflected in the provided data, disclose material events including quarterly and year-to-date earnings announcements, dividend declarations, labor contracts, strategic alliances, advisory agreements, investor presentations, and shareholder meeting results. Through these 8-K filings, investors can track Board decisions on common stock cash dividends, outcomes of annual meeting votes, and the publication of investor materials.
On Stock Titan, users can review AmeriServ’s SEC filings in chronological order and use AI-powered summaries to quickly understand the key points of lengthy documents. The platform highlights important items in 10-K and 10-Q reports, clarifies complex accounting or risk disclosures, and surfaces notable information from Form 4 insider transaction reports when they are filed. Real-time updates from EDGAR ensure that new AmeriServ filings, including 8-Ks related to earnings or corporate actions, appear promptly, while AI-generated explanations help readers interpret how these disclosures relate to AmeriServ’s community banking and wealth management business model.
AmeriServ Financial (ASRV) reported stronger Q3 results. Net income rose to $2.544 million (EPS $0.15) from $1.183 million (EPS $0.07) a year ago as net interest income improved to $11.007 million from $8.887 million. For the nine months, net income was $4.170 million (EPS $0.25) versus $2.712 million (EPS $0.16).
Total assets were $1.461 billion, up from $1.422 billion at year-end, with deposits increasing to $1.259 billion from $1.201 billion. Cash and cash equivalents climbed to $53.764 million from $17.746 million, while net loans edged down to $1.041 billion from $1.054 billion and the allowance for credit losses increased to $14.408 million from $13.912 million.
Non-interest income was $4.401 million versus $4.203 million; wealth management fees softened, but bank owned life insurance income increased. The company charged off a non-performing available-for-sale security of $1.0 million against a previously established allowance, resulting in no AFS allowance at quarter end and reducing accumulated other comprehensive loss to $10.440 million from $15.083 million. A quarterly cash dividend of $0.03 per share was declared.
AmeriServ Financial (ASRV) reported an insider transaction by its EVP & CFO. On 10/27/2025, the officer exercised stock options (code M) at $2.96 per share for 3,000 shares, resulting in the acquisition of 3,000 common shares.
Following the transaction, beneficial ownership stood at 20,892 common shares. The related option grant carried an exercise price of $2.96, was first exercisable on 04/11/2017, and expires on 04/11/2026; 11,119 derivative securities remained beneficially owned. A footnote states certain common shares are held jointly with the officer’s spouse.
AmeriServ Financial (ASRV) filed an 8-K announcing its third quarter and first nine months of 2025 results through September 30, 2025, as detailed in a press release furnished as Exhibit 99.1.
The company also declared a $0.03 per share quarterly common stock cash dividend. The dividend is payable on November 17, 2025 to shareholders of record on November 3, 2025.
AmeriServ Financial (ASRV) furnished an 8-K under Item 7.01 announcing a press release about a new labor contract with the United Steelworkers AFL-CIO-CLC, Local Union 2635-06.
The press release is attached as Exhibit 99.1 and, as furnished information, is not deemed filed under the Exchange Act or incorporated by reference except as expressly stated.
Brent D. Baird filed a Schedule 13D disclosing beneficial ownership of 841,756 shares of Ameriserv Financial Inc. common stock, representing 5.1% of the class based on 16,519,267 shares outstanding as of August 7, 2025. The shares were purchased with personal funds for a total of $2,348,068.98. The filing states the shares were acquired for investment purposes and that Mr. Baird currently has no present plans or proposals that would effectuate the matters listed in Item 4 of Schedule 13D, though he may in the future increase or decrease his position or engage in communications with the company or other stockholders. No arrangements or agreements with other parties regarding the securities were reported.
Jeffrey A. Stopko, President & CEO and Director of AmeriServ Financial, reported a purchase of common stock on 08/28/2025. The filing shows a purchase (code P) of 3,000 shares at $3.04 per share, executed through a 401(k) plan. After the transaction, Mr. Stopko beneficially owned 160,000 shares. The filing discloses that 54,752 of those shares are held jointly with his wife. The Form 4 was signed by an attorney-in-fact on 08/29/2025.
AmeriServ Financial, Inc. (ASRV) insider transaction: David A. Finui, President of ASRV Wealth & Capital Management and an officer of the company, acquired 11 shares of AmeriServ common stock on 08/18/2025 through dividend reinvestment at a reported price of $3.0109 per share. After the transaction, Mr. Finui beneficially owned 2,214 shares in a direct capacity. The Form 4 was signed by an attorney-in-fact on 08/27/2025.
Richard W. Bloomingdale, a director of AmeriServ Financial, reported acquiring 281 shares of the company's common stock on 08/18/2025 at a price of $3.0109 per share, bringing his direct beneficial ownership to 31,411 shares. The filing states the shares were acquired through dividend reinvestment. The Form 4 was signed by an attorney-in-fact on 08/27/2025. No derivative transactions or other classes of securities are reported.
AmeriServ Financial Inc. (ASRV) director David J. Hickton acquired 248 shares through the company’s dividend reinvestment plan on 08/18/2025 at an average price of $3.0109 per share. After the transaction, Mr. Hickton beneficially owns 25,734 shares, held directly. The Form 4 was filed as a single reporting person filing and lists the acquisition as dividend reinvestment (affirmed in the explanation). The filing was signed by an attorney-in-fact on 08/27/2025. This is a routine insider purchase under a reinvestment program and does not disclose any derivative transactions.
AmeriServ Financial insider transactions summary: Director Kim W. Kunkle reported multiple small acquisitions of AmeriServ Financial Inc. (ASRV) common stock on 08/18/2025 through dividend reinvestment. Three non-derivative purchases were executed at a price of $3.0109 per share: 1,164, 386, and 88 shares. The reported beneficial ownership levels following these transactions were 176,699, 177,085, and 177,173 shares respectively. The filing also discloses indirect ownership of 67,390 shares held via Laurel Holdings, Inc. The form was signed by an attorney-in-fact on 08/27/2025 and states the acquisitions resulted from dividend reinvestment.