Bank of America Corporation filings document material events, shareholder governance and the capital structure of a diversified banking company listed on the New York Stock Exchange. Recent Form 8-K reports identify registered securities including BAC common stock, multiple series of preferred stock represented by depositary shares, preferred hybrid income securities, income capital obligation notes and senior medium-term notes associated with BofA Finance LLC guarantees.
The company's definitive proxy statement covers annual meeting matters, shareholder voting procedures and governance topics, including board leadership references and the role of the lead independent director. Together, these filings record the formal securities, governance and material-event disclosures tied to Bank of America's banking, wealth management, investment banking and markets businesses.
BofA Finance, guaranteed by Bank of America Corporation, is offering auto-callable senior notes linked to the least performing of the Russell 2000® Index and the S&P 500® Index. The notes have a term of about 5 years, $1,000.00 denominations and a public offering price of $1,000.00 per note, while the initial estimated value is $953.70, reflecting BAC’s internal funding rate, underwriting discounts, referral fees and hedging costs.
The notes can be automatically called on four annual observation dates from December 2026 through December 2029 if both indexes are at or above 100.00% of their starting levels, paying call amounts from $1,098.50 to $1,394.00 per $1,000.00 of principal. If not called, you receive full principal at maturity only if the least performing index finishes at or above a 90.00% threshold of its starting level; below that you participate in losses one-for-one and could lose your entire investment. Payments do not include any index dividends and are subject to the credit risk of BofA Finance and BAC, with complex tax treatment and extensive risk factors described in the supplement.
BofA Finance, fully guaranteed by Bank of America Corporation, is issuing approximately 5‑year auto‑callable notes linked to the S&P 500 Futures 35% Volatility Compass TCA 6% Decrement Index ER. The notes are offered at $1,000.00 per note, with a $7.50 underwriting discount and $992.50 in proceeds per note to BofA Finance.
The underlying index uses a rolling position in E‑Mini S&P 500 futures with a 35% volatility target, dynamically adjusting participation between 0% and 500%. Performance is reduced by a 6.00% per annum decrement cost and intraday transaction costs, so the futures must outperform these drags for the index level to rise.
Beginning December 16, 2026, the notes may be automatically called if the index closes at or above preset Call Values, paying scheduled Call Amounts that rise from $1,162.500 to $1,771.875 per $1,000.00. If the notes are not called and the final index level is below 60.00% of the Starting Value, the redemption will be less than 60.00% of principal and could be zero, meaning investors can lose up to 100.00% of their investment. Payments depend on the credit risk of BofA Finance and BAC. The initial estimated value is expected between $900.00 and $970.00 per $1,000.00, lower than the public offering price due to BAC’s internal funding rate, underwriting discount and hedging‑related charges.
BofA Finance, fully guaranteed by Bank of America Corporation, is offering approximately 3-year auto-callable notes linked to the least performing of NVIDIA and Tesla common stock. The notes have a public offering price of $1,000.00 per note, with an initial estimated value of $954.70 per $1,000, and net proceeds to BofA Finance of $994.00 per note before expenses.
The notes may be automatically called on December 11, 2026 or December 13, 2027 if both stocks are at or above their applicable call values, paying fixed call amounts of $1,420.00 or $1,840.00 per $1,000, respectively. If not called and held to the December 14, 2028 maturity, investors receive $2,260.00 per $1,000 if the worst stock finishes at or above 80% of its starting level, principal back if it is between 60% and 80%, and a reduced amount if it is below 60%, with the possibility of losing the entire investment.
The notes pay no periodic interest, are unsecured senior debt of BofA Finance guaranteed by BAC, and all payments depend on the credit risk of both entities as well as the market performance of NVIDIA and Tesla shares.
BofA Finance, fully guaranteed by Bank of America, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index. The Notes pay a contingent coupon of $6.25 per $1,000 (0.625% per month, 7.50% per year) on monthly observation dates only if each index stays at or above a coupon barrier set at 70% of its starting level.
The Notes have a term of about 4.75 years but can be called early at the issuer’s option on scheduled call dates at $1,000 per Note plus any due coupon if all indices meet the barrier on the related observation date. At maturity, if not called, investors receive full principal only if the least performing index is at or above a threshold value of 60% of its starting level; if it finishes below this threshold, repayment falls in line with index loss and investors may lose all of their principal.
The initial estimated value is expected to be between $900 and $950 per $1,000 of face amount, below the public offering price of $1,000, reflecting internal funding and hedging costs. Underwriting discounts are $37.50 per Note, with initial proceeds of $962.50 per $1,000 to BofA Finance before expenses.
BofA Finance is offering senior unsecured, BAC‑guaranteed notes that pay contingent income linked to the KraneShares CSI China Internet ETF (KWEB) and the iShares China Large-Cap ETF (FXI). The notes have an approximately 2‑year term, from a December 16, 2025 issue date to a December 16, 2027 maturity, unless called earlier.
Investors receive a quarterly contingent coupon of $30.625 per $1,000 (3.0625% per quarter, 12.25% per year) only if on each observation date both ETFs are at or above their coupon barriers, set at 70.00% of their starting values ($25.91 for KWEB and $27.43 for FXI). The issuer may redeem the notes on specified quarterly call dates at $1,000 per note plus any due coupon.
At maturity, if the least performing ETF is at or above its 70.00% threshold, investors receive $1,000 per note plus any final coupon; if it is below, repayment is reduced proportionally and can fall to zero, meaning up to 100.00% loss of principal. All payments are subject to the credit risk of BofA Finance and BAC. The initial estimated value is $968.10 per $1,000 note, below the $1,000 public offering price, reflecting internal funding and hedging costs.
BofA Finance is offering auto-callable return notes linked to the least performing of the S&P 500 Index, SPDR Gold Shares and iShares Silver Trust, fully and unconditionally guaranteed by Bank of America Corporation. Each note has a $1,000 minimum denomination, an expected term of approximately three years from the December 22, 2025 issue date to the December 21, 2028 maturity date, and an initial estimated value expected between $920.00 and $970.00 per $1,000.00, below the $1,000.00 public offering price. The public price reflects a $27.50 per-note underwriting discount, leaving $972.50 in proceeds to BofA Finance, as well as internal funding and hedging costs.
The notes can be automatically called on scheduled observation dates beginning December 18, 2026, paying fixed call amounts of $1,077.00, $1,115.50, $1,154.00 or $1,192.50 per $1,000.00 if on a given date all three underlyings are at or above 100.00% of their starting values. If not called, the redemption amount at maturity depends on the level of the least performing underlying relative to a redemption barrier set at 100.00% of its starting value, as illustrated in hypothetical payout examples. All payments are unsecured obligations subject to the credit risk of BofA Finance and Bank of America, and for U.S. federal income tax purposes the notes are treated as contingent payment debt instruments, so U.S. holders generally must accrue original issue discount that can exceed cash payments in some years.
BofA Finance is offering Buffered Auto-Callable Enhanced Return Notes linked to the Nasdaq-100® Technology Sector Index (NDXT), fully and unconditionally guaranteed by Bank of America Corporation (BAC). The Notes are senior unsecured debt securities with an approximately 2-year term and minimum denominations of $1,000.00.
The Notes may be automatically called on December 18, 2026 if NDXT is at or above the Call Value of 13,129.43, paying a Call Amount of $1,123.00 per $1,000.00 on December 23, 2026, after which no further amounts are due. If not called, at maturity investors receive 125.00% of any positive index return, full principal back so long as the index has not fallen more than 10.00%, and lose principal on a 1-for-1 basis beyond that buffer, down to $100.00 per Note if the index falls to zero.
The initial estimated value is $976.70 per $1,000.00, below the $1,000.00 public offering price, reflecting BAC’s internal funding rate, a $17.50 underwriting discount and hedging-related charges. Total public offering price is $1,318,000.00, with proceeds of $1,294,935.00 to BofA Finance before expenses. All payments depend on the credit risk of BofA Finance and BAC, the Notes are unsecured and not FDIC insured, and they involve significant market, structural and tax risks, including the possibility of losing up to 90.00% of the invested principal.
BofA Finance, fully guaranteed by Bank of America, is offering Fixed Income Buffered Auto-Callable Yield Notes linked to the Nasdaq-100 Index. The notes have an approximately 4-year term, $1,000 minimum denominations, and pay a fixed coupon of $31.25 every six months per $1,000 in principal, equal to 6.25% per year, while they remain outstanding.
Beginning December 17, 2026, the notes are automatically called on scheduled observation dates if the index closes at or above its starting level, in which case holders receive $1,000 plus the applicable coupon and no further payments. If the notes are not called and, at maturity, the index is at or above 80% of its starting level, investors receive full principal back plus the final coupon. If the index finishes below 80% of its starting level, the redemption amount is reduced and investors can lose up to their entire principal, although the final coupon is still paid.
The initial estimated value per $1,000 note on the pricing date is expected to be between $945.00 and $995.00, which is less than the $1,000 public offering price due to Bank of America’s internal funding rate and hedging-related charges. All payments depend on the credit of BofA Finance and Bank of America, and the notes are unsecured, unsubordinated obligations that are not insured by the FDIC.
BofA Finance, fully guaranteed by Bank of America, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Dow Jones Industrial Average, the Nasdaq-100 Technology Sector Index and the Russell 2000 Index. The Notes have an approximately 18‑month term and are issued at $1,000 per Note, with underwriting discounts of $3 and initial proceeds of $997 per Note.
Investors may receive a contingent coupon of $9.459 per $1,000 each month (about 0.9459% monthly or 11.35% per year) if on the observation date each index is at or above 70% of its starting level. The issuer can redeem the Notes early on specified monthly call dates at $1,000 plus any due coupon. If held to maturity and the least performing index finishes at or above its 70% threshold, investors receive full principal plus any final coupon; if it finishes below 70%, repayment is reduced in line with the index loss and principal loss can reach 100%.
The initial estimated value is expected to be between $945 and $995 per $1,000, reflecting Bank of America’s internal funding rate, underwriting discounts and hedging‑related charges. All payments depend on the credit of BofA Finance as issuer and BAC as guarantor and do not include any protection from the indices’ dividend income.
BofA Finance, fully guaranteed by Bank of America Corporation, is offering approximately five-year Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to the S&P 500 Futures 35% Volatility Compass TCA 6% Decrement Index ER. The notes have a $1,000.00 minimum denomination, a public offering price of $1,000.00, an underwriting discount of $7.50 and proceeds of $992.50 per note to BofA Finance.
The underlying index uses E‑Mini S&P 500 futures with a 35% volatility target, adjustable participation up to a stated maximum, and a 6.00% per annum decrement plus transaction costs, so the index must outperform these ongoing drags for its level to rise. Investors may receive monthly contingent coupons of $11.042 per $1,000.00 if the index stays at or above 70.00% of its starting value on observation dates, with a “memory” feature that can catch up missed coupons when conditions are later met.
Beginning December 18, 2026, the notes are automatically called if the index is at or above 100.00% of the starting value on a call observation date, returning $1,000.00 plus the applicable coupon. If held to maturity without an automatic call and the index finishes below the 50.00% threshold value, the redemption amount will be less than principal and could be zero. All payments depend on the credit risk of BofA Finance and Bank of America Corporation, and the initial estimated value per $1,000.00 of notes is expected to be between $900.00 and $970.00.