Beacon Financial director Fitzgerald buys 329 shares

Beacon Financial Corp director Margaret Boles Fitzgerald purchased 329 shares of common stock at $30.77 per share on October 27, 2026.

Rhea-AI Filing Summary

Beacon Financial Corp director Margaret Boles Fitzgerald purchased 329 shares of common stock at $30.77 per share on October 27, 2026. Her direct holdings following the purchase were 18,909 shares, including restricted stock granted pursuant to the 2025 Beacon Financial Corporation Stock Option and Incentive Plan. She also reported 273 shares held indirectly through an IRA. No Rule 10b5-1 plan is reported.

Insider Trade Summary

Net Buyer: 329 shares

Net Buy 2 txns

Insider Fitzgerald Margaret Boles

Role Director

Bought 329 shs ($10K)

Type	Security	Shares	Price	Value
Purchase	Common Stock F1	329	$30.77	$10K
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 18,909 shares (Direct); Common Stock — 273 shares (Indirect, By IRA)

Footnotes (1)

1. F1. Includes shares of restricted stock granted pursuant to the 2025 Beacon Financial Corporation Stock Option and Incentive Plan.

Key Figures

Shares purchased: 329 shares Purchase price: $30.77 per share Direct shares following purchase: 18,909 shares +1 more

4 metrics

Shares purchased 329 shares October 27, 2026

Purchase price $30.77 per share October 27, 2026

Direct shares following purchase 18,909 shares Includes restricted stock granted pursuant to the 2025 Beacon Financial Corporation Stock Option and Incentive Plan

Shares held indirectly through an IRA 273 shares October 27, 2026

Key Terms

restricted stock, Stock Option and Incentive Plan, IRA

3 terms

restricted stock technical

"Includes shares of restricted stock granted"

Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.

Stock Option and Incentive Plan technical

"2025 Beacon Financial Corporation Stock Option and Incentive Plan"

IRA financial

"By IRA"

An individual retirement account (IRA) is a savings account designed to help people put aside money for their retirement, often with tax advantages that encourage long-term savings. It matters to investors because it can grow over time, providing financial security later in life, and offers benefits that can reduce current taxes or allow investments to compound more effectively.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many BBT shares did Margaret Boles Fitzgerald buy, and at what price?

Margaret Boles Fitzgerald, a Beacon Financial Corp director, purchased 329 shares at $30.77 per share on October 27, 2026. Her direct holdings following the purchase were 18,909 shares, including restricted stock granted pursuant to the 2025 plan.

How many BBT shares did Margaret Boles Fitzgerald hold through an IRA?

She reported 273 shares held indirectly through an IRA on October 27, 2026.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 10/28/2026 - 08:33 AM EDT Accepted by SEC EDGAR 10/28/2026 - 08:33 AM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Fitzgerald Margaret Boles

(Last) (First) (Middle)

131 CLARENDON STREET

(Street)

BOSTON MASSACHUSETTS 02116

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Beacon Financial Corp [ BBT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
10/27/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	10/27/2026		P		329	A	$30.77	18,909(1)	D
Common Stock								273	I	By IRA

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Includes shares of restricted stock granted pursuant to the 2025 Beacon Financial Corporation Stock Option and Incentive Plan.

Remarks:

	Margaret Boles Fitzgerald, By Marissa S. Martin, P.O.A.	10/27/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)