Beacon Financial director Polito buys 1,000 shares

The reported direct holding includes restricted stock granted under Beacon Financial's 2025 Stock Option and Incentive Plan.

Rhea-AI Filing Summary

Beacon Financial Corp (BBT) director Karyn Polito purchased 1,000 common shares on October 26, 2026, at $30.68 per share through the Karyn E. Polito SEP; the reported indirect holding after the purchase was 1,000 shares. A separate holding entry reports 7,958 common shares held directly on October 26, 2026, including restricted stock granted under the 2025 Beacon Financial Corporation Stock Option and Incentive Plan.

Insider Trade Summary

Net Buyer: 1,000 shares

Net Buy 2 txns

Insider Polito Karyn

Role Director

Bought 1,000 shs ($31K)

Type	Security	Shares	Price	Value
Purchase	Common Stock	1,000	$30.68	$31K
holding	Common Stock F1	--	--	--

Holdings After Transaction: Common Stock — 1,000 shares (Indirect, Karyn E. Polito SEP); Common Stock — 7,958 shares (Direct)

Footnotes (1)

1. F1. Includes shares of restricted stock granted pursuant to the 2025 Beacon Financial Corporation Stock Option and Incentive Plan.

Key Figures

Common shares purchased: 1,000 shares Purchase price: $30.68 per share Indirect shares after purchase: 1,000 shares +1 more

4 metrics

Common shares purchased 1,000 shares Indirect purchase on October 26, 2026, through the Karyn E. Polito SEP

Purchase price $30.68 per share Purchase on October 26, 2026

Indirect shares after purchase 1,000 shares Reported position through the Karyn E. Polito SEP

Direct shares held 7,958 shares Holding entry dated October 26, 2026; includes restricted stock

Key Terms

SEP, restricted stock, Stock Option and Incentive Plan

3 terms

SEP financial

"Karyn E. Polito SEP"

restricted stock financial

"shares of restricted stock granted pursuant to the 2025 Beacon Financial Corporation Stock Option and Incentive Plan"

Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.

Stock Option and Incentive Plan financial

"2025 Beacon Financial Corporation Stock Option and Incentive Plan"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many shares did Beacon Financial director Karyn Polito buy, and at what price?

Karyn Polito, a Beacon Financial Corp director, purchased 1,000 common shares indirectly through the Karyn E. Polito SEP on October 26, 2026, at $30.68 per share. Her reported indirect position after the transaction was 1,000 shares.

How many Beacon Financial shares did Karyn Polito hold after the transaction?

The transaction data reports 1,000 shares held indirectly through the Karyn E. Polito SEP after the purchase. A separate holding entry reports 7,958 shares held directly on October 26, 2026; the footnote says the direct holding includes restricted stock granted under the 2025 Beacon Financial Corporation Stock Option and Incentive Plan.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 10/28/2026 - 04:44 PM EDT Accepted by SEC EDGAR 10/28/2026 - 04:44 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Polito Karyn

(Last) (First) (Middle)

131 CLARENDON STREET

(Street)

BOSTON MASSACHUSETTS 02116

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Beacon Financial Corp [ BBT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
10/26/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	10/26/2026		P		1,000	A	$30.68	1,000	I	Karyn E. Polito SEP
Common Stock								7,958(1)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Includes shares of restricted stock granted pursuant to the 2025 Beacon Financial Corporation Stock Option and Incentive Plan.

Remarks:

	Karyn Polito by Marissa Martin, POA	10/28/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)