Welcome to our dedicated page for Better Home & Finance Holding Company SEC filings (Ticker: BETR), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Tracking a technology-driven mortgage company means zeroing in on origination volumes, credit risk, and executive sentiment. Investors exploring Better Home & Finance Holding Company SEC filings often ask where to find those details without sifting through hundreds of pages. Stock Titan answers that need by turning every disclosure—including the Better Home & Finance Holding Company quarterly earnings report 10-Q filing and Better Home & Finance Holding Company annual report 10-K simplified—into clear, actionable summaries.
Use our platform to locate exactly what you came for:
- Real-time alerts for Better Home & Finance Holding Company Form 4 insider transactions real-time, so you never miss executive stock moves.
- AI-generated highlights that make Better Home & Finance Holding Company SEC filings explained simply—no accounting degree needed.
- Side-by-side metrics comparing loan-funding spreads and segment results across periods, turning each Better Home & Finance Holding Company earnings report filing analysis into a concise trendline.
Whether you’re monitoring Better Home & Finance Holding Company insider trading Form 4 transactions before rate announcements or decoding an Better Home & Finance Holding Company 8-K material events explained notice, Stock Titan’s AI spots what matters: pipeline pull-through rates, fair-value changes in servicing rights, or regulatory probes. Our coverage extends to the Better Home & Finance Holding Company proxy statement executive compensation, giving clarity on pay structures tied to loan quality thresholds.
Understanding Better’s integrated model shouldn’t drain your day. With AI-powered summaries, expert context, and filings published to EDGAR delivered in seconds, you get the insights needed to act confidently while others are still downloading PDFs. Start understanding Better Home & Finance Holding Company SEC documents with AI—every form, every footnote, already distilled.
Better Home & Finance (BETR) reported Q3 2025 results showing higher revenue and a narrower loss. Total net revenues were $43.9 million, up from $29.0 million a year ago, driven by stronger gain on loans ($36.4 million vs $21.5 million) and stable net interest income. Net loss improved to $39.1 million from $54.2 million, with basic and diluted loss per share of $2.56 versus $3.58.
The balance sheet expanded as the business mix shifted. Total assets rose to $1.38 billion from $913.1 million, led by loans held for investment at $623.4 million (largely U.K. buy‑to‑let) and mortgage loans held for sale at $414.0 million. Customer deposits climbed to $694.8 million. Cash and cash equivalents were $73.9 million and short‑term investments $131.9 million.
Capital structure changed meaningfully. Convertible notes were eliminated (from $519.7 million), senior notes were $198.8 million, and stockholders’ equity turned positive at $41.9 million from a $(58.2) million deficit. Warehouse borrowings were $349.8 million, and the company remained in covenant compliance. Shares outstanding were 15,375,949 as of September 30, 2025.
Better Home & Finance Holding Company filed an 8-K stating it issued a press release announcing financial results for the quarter ended September 30, 2025. The press release is attached as Exhibit 99.1 and, along with Item 2.02 information, is being furnished and not deemed filed under the Exchange Act. The filing lists its securities on Nasdaq under BETR (Class A common stock) and BETRW (warrants). The report is signed by CFO Kevin Ryan on November 13, 2025.
Better Home & Finance Holding Co (BETR) reported insider activity by its President & COO of Better Mortgage. On 11/06/2025, 5,000 shares of Class A common stock were acquired via settlement of restricted stock units (Code M) at $0. To cover taxes, 2,539 shares were withheld (Code F) at $60.58.
Following these transactions, direct holdings stood at 10,218 shares. The reporting person also holds 26,372 shares indirectly through a trust and 50,000 RSUs remain outstanding. Each RSU represents one share. The RSUs were granted on May 8, 2024; 25% vest on the 12‑month anniversary, with the remainder vesting in equal quarterly installments over the next 36 months, subject to continued employment.
Better Home & Finance Holding Company (BETR) reported executive equity awards. On November 3, 2025, the Board approved restricted stock unit (RSU) grants under the 2023 Incentive Equity Plan with both performance- and time-based vesting. CEO Vishal Garg received 287,500 RSUs tied to stock price goals and 287,500 RSUs tied to Company revenue goals. General Counsel Paula Tuffin received 50,000 RSUs tied to stock price goals and 50,000 RSUs tied to Company revenue goals.
The performance goals must be achieved between October 1, 2025 and December 31, 2030. For RSUs that meet performance goals, 25% time vest on the 12‑month anniversary of the grant date, with the remainder vesting in equal quarterly installments over the following 36 months, subject to continued service. The awards include potential accelerated vesting upon certain terminations in connection with a change in control, as described in the Company’s Executive Change in Control Severance Plan.
Better Home & Finance Holding Co (BETR) reported an insider equity transaction by its Chief Financial Officer on 11/01/2025. The officer settled 4,833 shares of Class A common stock via an RSU conversion (code M) at $0, then had 1,902 shares withheld (code F) at $73.21 to cover taxes. Following these transactions, the officer directly beneficially owned 60,530 shares of Class A common stock and held 24,167 remaining restricted stock units.
The RSUs represent the right to receive one share each and vest on a disclosed schedule through March 15, 2026.
Better Home & Finance Holding Co (BETR) reported an insider transaction by its CAO and Senior Counsel. On 11/01/2025, the officer acquired 3,166 shares of Class A Common Stock at $0 upon settlement of restricted stock units (Code M), and disposed of 1,563 shares at $73.21 to cover taxes (Code F). After these transactions, the officer directly owned 12,944 shares and held 15,834 restricted stock units. The RSUs represent a right to receive one share each and vest on a disclosed schedule extending into March 2026.
Better Home & Finance (BETR) insider filing: the company’s General Counsel and CCO reported equity transactions. On 11/01/2025, 3,166 shares of Class A common stock were acquired at $0 via RSU settlement (Code M), and 1,512 shares were disposed (Code F) at $73.21. Following these moves, 38,797 shares were directly owned.
Derivative activity included RSU conversion of 3,166 shares and two RSU grants of 25,000 each on 11/03/2025. The RSUs are subject to performance- and time-based vesting, including a stock price goal measured from October 1, 2025 through December 31, 2030; 25% vests on the one-year anniversary of grant, with the remainder vesting quarterly over 36 months, subject to continued service, and forfeiture if the performance criteria are not met.
Better Home & Finance Holding Co. (BETR) insider (Director, 10% Owner and Chief Executive Officer) filed a Form 4 detailing equity transactions. On 11/01/2025, 3,166 Class A shares were acquired upon RSU settlement (code M) at $0, and 1,751 shares were withheld to cover taxes (code F) at $73.21. After these transactions, 9,906 Class A shares were held directly.
The filing also reports two RSU awards of 143,750 units each on 11/03/2025. One RSU grant includes performance- and time-based vesting with a stock price goal measured from October 1, 2025 to December 31, 2030; 25% time vests on the one-year anniversary of grant, with the remainder vesting quarterly over 36 months, and forfeiture if the performance goal is not achieved. Another RSU schedule vests 3/12ths on July 1, 2025, 8/12ths in equal monthly installments from August 1, 2025 through March 1, 2026, and the final 1/12th on March 15, 2026.
Better Home & Finance Holding Co (BETR) reported insider equity activity by its Pres & COO of Better Mortgage. On 11/01/2025, 4,833 restricted stock units converted to Class A shares, and 2,455 shares were withheld to cover taxes at $73.21 per share. Following these transactions, the reporting person held 7,757 Class A shares directly and 26,372 indirectly by trust.
On 11/03/2025, two new awards of 15,000 RSUs each were granted. One RSU tranche vests on a time schedule: 3/12ths on July 1, 2025; 8/12ths in equal monthly installments from August 1, 2025 through March 1, 2026; and the remaining 1/12th on March 15, 2026. Another RSU grant is subject to both time-based vesting (25% on the one-year anniversary, then quarterly over 36 months) and a performance condition requiring a specified stock price goal to be achieved between October 1, 2025 and December 31, 2030; unearned units are forfeited.
Better Home & Finance Holding Co. (BETR) reported an insider equity grant. On 11/03/2025, the reporting person received 25,000 restricted stock units (RSUs) at a price of $0, each representing one share of Class A common stock. The filing notes the person is a director, but this grant was made in a consultant capacity.
The RSUs have dual criteria: a stock price performance goal during 10/01/2025–12/31/2030, plus time vesting where 25% vests on the one-year anniversary of grant and the remainder vests quarterly over the following 36 months. RSUs are forfeited if the performance goal is not achieved.
FAQ
What is the current stock price of Better Home & Finance Holding Company (BETR)?
What is the market cap of Better Home & Finance Holding Company (BETR)?
