Welcome to our dedicated page for Better Home & Finance Holding Company SEC filings (Ticker: BETR), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Better Home & Finance Holding Company (NASDAQ: BETR; BETRW) SEC filings page on Stock Titan brings together the company’s regulatory disclosures from the U.S. Securities and Exchange Commission, with AI-powered tools to help interpret the information. As an AI-focused mortgage and home finance company, Better files annual reports on Form 10-K, quarterly reports on Form 10-Q, and current reports on Form 8-K that describe its financial condition, loan volumes, capital structure, and key corporate developments.
Recent Form 8-K filings have covered topics such as quarterly financial results, the implementation of an at-the-market equity offering program under a Form S-3 registration statement, partnerships expected to increase monthly loan volume, and executive compensation awards involving restricted stock units. Other 8-K filings have discussed senior management changes, including the planned retirement of the company’s chief financial officer, and provided context on warehouse facilities and anticipated growth in loan production.
Through this page, users can access core filings that matter to mortgage and home finance investors, including annual 10-K reports that summarize business operations and risk factors, quarterly 10-Q reports that update financial performance and funded loan volume metrics, and Form 4 and related filings that report transactions in the company’s Class A common stock and warrants listed on Nasdaq under the symbols BETR and BETRW.
Stock Titan’s platform adds AI-generated summaries to these documents, helping readers quickly understand the main points of lengthy filings, such as how non-GAAP measures like Adjusted EBITDA are defined, how at-the-market programs are structured, or how new partnerships may affect loan volume and capital needs. Real-time updates from EDGAR, combined with simplified explanations, make this page a useful starting point for reviewing Better Home & Finance’s regulatory history and ongoing disclosure practices.
Healthcare of Ontario Pension Plan Trust Fund (HOOPP) has filed Amendment No. 2 to a Schedule 13G reporting beneficial ownership of 578,960 shares of Better Home & Finance Holding Company Class A common stock.
This holding represents 5.9% of the Class A shares outstanding, based on 9,855,284 Class A shares issued and outstanding as of November 3, 2025, as reported by the company. HOOPP reports sole voting and dispositive power over all of these shares.
HOOPP describes itself as a pension plan formed as a trust under Ontario law and certifies that the shares were acquired and are held in the ordinary course of business, not for the purpose of changing or influencing control of Better Home & Finance.
Better Home & Finance Holding Co Chief Financial Officer Loveen Advani filed an initial insider ownership report. The Form 3 states that no securities of Better Home & Finance Holding Co are beneficially owned, and the filing is submitted under a power of attorney granted to Andrew Holt.
Better Home & Finance Holding Co President and COO Chad M. Smith reported several equity transactions involving Class A common stock and restricted stock units. On February 6, 2026, 5,000 shares of Class A common stock were acquired at $0 through the exercise of 5,000 Restricted Stock Units (RSUs), moving from derivative to non-derivative holdings.
Also on February 6, 2,944 shares of Class A common stock were disposed of at $26.68 in a transaction typically associated with tax withholding, leaving 2,056 directly held shares. On February 10, 2026, 2,056 shares of Class A common stock were sold at $27.98 and are reported as indirectly owned by a trust, which held 19,534 shares after this sale.
The filing notes that 3,097 shares previously reported as directly held had been transferred to the reporting person’s trust as a change in form of ownership under Rule 16a-13. Following the RSU exercise, the reporting person held 45,000 RSUs, each representing a contingent right to one Class A share, vesting over approximately four years from a May 8, 2024 grant date.
Better Home & Finance Holding Company (BETR) insider Chad and Gina Smith Trust has filed a Form 144 indicating an intent to sell 2,056 shares of common stock through Merrill Lynch, with an aggregate market value of $57,526.88 on the Nasdaq market. These shares were acquired on 02/06/2026 via a restricted stock unit vest. The filing notes that there are 9,855,284 common shares outstanding. Over the past three months, the trust has already sold multiple common stock blocks, including 6,000 shares on 12/15/2025 for $242,877.57 and 6,000 shares on 01/15/2026 for $220,220.95. The signer represents they are not aware of any undisclosed material adverse information about the company.
Better Home & Finance Holding Co is the subject of an amended Schedule 13G filing reporting a significant shareholder. Daniel Lewis, doing business as Orange Capital Ventures, LP, reports beneficial ownership of 587,490 shares of Class A Common Stock, representing 5.8% of the class. This amount includes 107,000 shares issuable upon exercise of call options. The percentage is based on 10,125,100 Class A shares outstanding as of December 10, 2025, as referenced from the company’s Schedule 13D. The filer certifies the shares are not held for the purpose of changing or influencing control of the company.
Better Home & Finance Holding Co. Chief Executive Officer and director Vishal Garg reported equity award activity involving the company’s Class A common stock. On February 1, 2026, 3,166 Restricted Stock Units (Class A) were exercised at $0 and converted into 3,166 shares of Class A common stock. On the same date, 1,373 shares of Class A common stock were disposed of at $30.31 per share in a separate transaction. After these transactions, Garg directly held 14,836 shares of Class A common stock and 6,334 Restricted Stock Units, each representing a contingent right to receive one share of Class A common stock, subject to the vesting schedule described.
Better Home & Finance Holding Co executive Nicholas J. Calamari reported equity transactions in Class A shares and restricted stock units. On February 1, 2026, he exercised 3,166 Restricted Stock Units (Class A) at $0 per share, receiving the same number of Class A Common Stock shares.
On the same date, he disposed of 1,373 shares of Class A Common Stock at $30.31 per share under transaction code F. After these transactions, he directly owned 17,874 Class A Common Stock shares and 6,334 Restricted Stock Units (Class A).
Better Home & Finance Holding Co General Counsel and CCO Paula Tuffin reported equity transactions in the company’s Class A common stock. On February 1, 2026, she exercised 3,166 restricted stock units at $0 per share, converting them into Class A shares and increasing her direct holdings to 29,364 shares.
On the same date, 1,240 Class A shares were withheld at $30.31 per share, typically to cover tax obligations, leaving her with 28,124 Class A shares held directly. The underlying restricted stock units vest in stages from July 1, 2025 through March 15, 2026.
Better Home & Finance Holding Co officer Chad M. Smith reported vesting of restricted stock units, tax share withholding, and an indirect share sale. On February 1, 2026, 4,833 restricted stock units converted into Class A Common Stock at $0 per share. Of these, 1,736 shares were withheld at $30.31 per share, leaving 3,097 shares held directly. On February 3, 2026, a trust associated with Smith sold 3,097 Class A shares at $27.06 per share and held 18,493 Class A shares afterward. Smith also holds 9,667 restricted stock units that vest in stages between July 1, 2025 and March 15, 2026.
Better Home & Finance Holding Co director Harit Talwar reported scheduled equity vesting and related share conversions. On November 1, 2025 and February 1, 2026, 3,094 Restricted Stock Units (Class B) converted at $0 each on both dates into the issuer’s Class B Common Stock and then into an equal number of Class A shares.
After these transactions, Talwar directly beneficially owned 55,709 and then 52,615 Restricted Stock Units (Class B), and 43,320 and then 46,414 shares of Class B Common Stock, respectively. The RSUs were granted on May 23, 2022 and vest in equal sixteenth installments each quarter, contingent on continued Board service. Each Class B share is convertible into one Class A share and may also convert automatically upon specified ownership and governance conditions.