Welcome to our dedicated page for Better Home & Finance Holding Company SEC filings (Ticker: BETR), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Better Home & Finance Holding Company (NASDAQ: BETR; BETRW) SEC filings page on Stock Titan brings together the company’s regulatory disclosures from the U.S. Securities and Exchange Commission, with AI-powered tools to help interpret the information. As an AI-focused mortgage and home finance company, Better files annual reports on Form 10-K, quarterly reports on Form 10-Q, and current reports on Form 8-K that describe its financial condition, loan volumes, capital structure, and key corporate developments.
Recent Form 8-K filings have covered topics such as quarterly financial results, the implementation of an at-the-market equity offering program under a Form S-3 registration statement, partnerships expected to increase monthly loan volume, and executive compensation awards involving restricted stock units. Other 8-K filings have discussed senior management changes, including the planned retirement of the company’s chief financial officer, and provided context on warehouse facilities and anticipated growth in loan production.
Through this page, users can access core filings that matter to mortgage and home finance investors, including annual 10-K reports that summarize business operations and risk factors, quarterly 10-Q reports that update financial performance and funded loan volume metrics, and Form 4 and related filings that report transactions in the company’s Class A common stock and warrants listed on Nasdaq under the symbols BETR and BETRW.
Stock Titan’s platform adds AI-generated summaries to these documents, helping readers quickly understand the main points of lengthy filings, such as how non-GAAP measures like Adjusted EBITDA are defined, how at-the-market programs are structured, or how new partnerships may affect loan volume and capital needs. Real-time updates from EDGAR, combined with simplified explanations, make this page a useful starting point for reviewing Better Home & Finance’s regulatory history and ongoing disclosure practices.
Nicholas J. Calamari, Chief Accounting Officer and Senior Counsel of Better Home & Finance Holding Co (BETR), reported multiple equity transactions on
The filer discloses indirect holdings through two family trusts and explains the trustee relationships and disclaimers of beneficial ownership. The Form 4 includes weighted-average sale prices and offers to provide separate breakdowns of individual trade prices on request.
Better Home & Finance (BETR) reported an insider equity transaction by its Pres & COO of Better Mortgage. On 10/01/2025, the officer converted 4,834 restricted stock units into Class A common stock at $0 per share (code M), then had 2,455 shares withheld at $56.83 to cover taxes (code F). After these moves, the officer reported 5,379 shares held directly and 26,372 shares held indirectly via a trust.
The filing also shows 29,000 RSUs remaining. The RSUs vest as follows: 3/12ths on July 1, 2025; 8/12ths in equal monthly installments from August 1, 2025 through March 1, 2026; and the final 1/12th on March 15, 2026. A prior transfer of 26,372 shares to a trust on September 16, 2025 was recorded as a change in form of ownership.
Nicholas J. Calamari, listed as CAO and Senior Counsel of Better Home & Finance Holding Co (BETR), reported transactions dated 10/01/2025. He received 3,167 restricted stock units (each representing a contingent right to one share of Class A common stock) and disclosed a vesting schedule that begins with 3/12ths vesting on July 1, 2025 and completes on March 15, 2026. He also sold 1,277 shares of Class A common stock at $56.83 per share. Following the reported transactions, the Form 4 shows beneficial ownership figures of 12,618 and 11,341 shares in the non-derivative table and 19,000 derivative securities (RSU basis) in the derivative table. The filing is signed by an attorney-in-fact on 10/03/2025.
Better Home & Finance (BETR) CFO filed a Form 4 reporting transactions on 10/01/2025. A code M conversion delivered 4,834 Class A shares at $0, and a code F entry showed 1,903 shares at $56.83. Following these, direct holdings were 57,599 Class A shares. Derivative holdings listed 29,000 restricted stock units (RSUs).
Each RSU represents one Class A share. The RSUs vest as follows: 3/12ths on July 1, 2025, 8/12ths in equal monthly installments from August 1, 2025 through March 1, 2026, and the remaining 1/12th on March 15, 2026.
Better Home & Finance Holding Co (BETR) reported insider equity activity. A Form 4 for the General Counsel and CCO shows that on 10/01/2025, 3,167 restricted stock units (RSUs) converted into Class A Common Stock at $0 (code M). To cover obligations, 1,145 Class A shares were disposed of at $56.83 (code F).
Following these transactions, beneficial ownership stood at 37,143 Class A shares held directly and 16,442 held indirectly by Technology Stock Holding Master Trust/Series Tuffin 2021 Trust. The filing also lists 19,000 RSUs beneficially owned after the transaction. The RSUs vest as follows: 3/12ths on July 1, 2025; 8/12ths in equal monthly installments from August 1, 2025 through March 1, 2026; and the remaining 1/12th on March 15, 2026.
Better Home & Finance Holding Co (BETR) reported insider equity activity by its Chief Executive Officer, who is also a director and 10% owner, on 10/01/2025. The executive converted 3,167 restricted stock units into Class A Common Stock at $0 and disposed of 1,752 shares at $56.83 to cover taxes, resulting in 8,491 directly held shares after the transactions.
The filing shows 19,000 RSUs remaining beneficially owned. The RSUs vest as follows: 3/12ths on July 1, 2025, 8/12ths in equal monthly installments from August 1, 2025 through March 1, 2026, and the final 1/12th on March 15, 2026.
Better Home & Finance Holding Co. reported an 8-K disclosing a leadership change in which an executive named Kevin is departing. The company highlighted his role in preparing the firm for its IPO, in assisting post‑listing finance functions, and in negotiating and helping raise $1.25 billion of additional capital. CEO Vishal Garg thanked Kevin for his contributions and wished him well. The filing otherwise contains no financial results, forward guidance, or transaction details; it appears focused on the personnel change and a summary of Kevin's past contributions.
Better Home & Finance Holding Company entered two new partnerships and launched a $75 million at-the-market stock offering program to support expected growth in mortgage originations. One partnership is with a top five U.S. personal finance platform serving over 50 million customers, which will offer mortgage products through Better’s Tinman® AI platform. A second agreement with a top five non-bank mortgage originator will use Tinman® AI to originate HELOCs and HELOANs tied to its customer base and servicing portfolio.
Better’s existing warehouse facilities provide $575 million of monthly capacity, and it believes selling the full $75 million of stock could help scale monthly originations from about $500 million to as much as $2.0 billion. The shares may be sold from time to time through Cantor Fitzgerald & Co. and BTIG, LLC, which will each earn a 2.0% commission on sales.
Better Home & Finance Holding Company (BETR) filed a prospectus supplement describing an at-the-market (ATM) program to offer up to $75.0 million of Class A common stock through managers acting as sales agents for a 2.0% commission. Settlement of sales will generally occur the first trading day after sale and shares will settle via DTC. Better states current warehouse facilities provide $575 million of monthly capacity with advance rates of 85%–98% by product. Management says if the full $75 million is raised it expects to be funded to scale monthly originations from approximately $500 million to as much as $2.0 billion per month.
The filing discloses recent September 2025 partnership agreements with two large U.S. originators/platforms that are expected to materially increase loan volume once commercially launched. The company warns of stock price volatility (intraday range up to $94.06 and low of $33.24 on Sept 22, 2025), dilution risks from future equity issuances, and various regulatory, financing and operational risks. BETR is listed on Nasdaq under the symbol BETR.
Schedule 13D/A for Better Home & Finance Holding Co (Class A Common Stock)
This amendment states that the Pine Brook reporting persons no longer beneficially own any Class A shares of BETR. After the Issuer completed a 1-for-50 reverse stock split on August 16, 2024, Pine Brook Capital Partners II sold 995,660 shares on September 22, 2025, which represented the total remaining Class A shares they held post-split. The filing confirms the reporting persons now beneficially own approximately 0 shares (0%) and ceased to beneficially own more than 5% of the class as of September 22, 2025. Exhibit 2 is referenced for the schedule of transactions.