Welcome to our dedicated page for Better Home & Finance Holding Company SEC filings (Ticker: BETR), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Better Home & Finance Holding Company (NASDAQ: BETR; BETRW) SEC filings page on Stock Titan brings together the company’s regulatory disclosures from the U.S. Securities and Exchange Commission, with AI-powered tools to help interpret the information. As an AI-focused mortgage and home finance company, Better files annual reports on Form 10-K, quarterly reports on Form 10-Q, and current reports on Form 8-K that describe its financial condition, loan volumes, capital structure, and key corporate developments.
Recent Form 8-K filings have covered topics such as quarterly financial results, the implementation of an at-the-market equity offering program under a Form S-3 registration statement, partnerships expected to increase monthly loan volume, and executive compensation awards involving restricted stock units. Other 8-K filings have discussed senior management changes, including the planned retirement of the company’s chief financial officer, and provided context on warehouse facilities and anticipated growth in loan production.
Through this page, users can access core filings that matter to mortgage and home finance investors, including annual 10-K reports that summarize business operations and risk factors, quarterly 10-Q reports that update financial performance and funded loan volume metrics, and Form 4 and related filings that report transactions in the company’s Class A common stock and warrants listed on Nasdaq under the symbols BETR and BETRW.
Stock Titan’s platform adds AI-generated summaries to these documents, helping readers quickly understand the main points of lengthy filings, such as how non-GAAP measures like Adjusted EBITDA are defined, how at-the-market programs are structured, or how new partnerships may affect loan volume and capital needs. Real-time updates from EDGAR, combined with simplified explanations, make this page a useful starting point for reviewing Better Home & Finance’s regulatory history and ongoing disclosure practices.
Better Home & Finance Holding Co. (BETR) insider (Director, 10% Owner and Chief Executive Officer) filed a Form 4 detailing equity transactions. On 11/01/2025, 3,166 Class A shares were acquired upon RSU settlement (code M) at $0, and 1,751 shares were withheld to cover taxes (code F) at $73.21. After these transactions, 9,906 Class A shares were held directly.
The filing also reports two RSU awards of 143,750 units each on 11/03/2025. One RSU grant includes performance- and time-based vesting with a stock price goal measured from October 1, 2025 to December 31, 2030; 25% time vests on the one-year anniversary of grant, with the remainder vesting quarterly over 36 months, and forfeiture if the performance goal is not achieved. Another RSU schedule vests 3/12ths on July 1, 2025, 8/12ths in equal monthly installments from August 1, 2025 through March 1, 2026, and the final 1/12th on March 15, 2026.
Better Home & Finance Holding Co (BETR) reported insider equity activity by its Pres & COO of Better Mortgage. On 11/01/2025, 4,833 restricted stock units converted to Class A shares, and 2,455 shares were withheld to cover taxes at $73.21 per share. Following these transactions, the reporting person held 7,757 Class A shares directly and 26,372 indirectly by trust.
On 11/03/2025, two new awards of 15,000 RSUs each were granted. One RSU tranche vests on a time schedule: 3/12ths on July 1, 2025; 8/12ths in equal monthly installments from August 1, 2025 through March 1, 2026; and the remaining 1/12th on March 15, 2026. Another RSU grant is subject to both time-based vesting (25% on the one-year anniversary, then quarterly over 36 months) and a performance condition requiring a specified stock price goal to be achieved between October 1, 2025 and December 31, 2030; unearned units are forfeited.
Better Home & Finance Holding Co. (BETR) reported an insider equity grant. On 11/03/2025, the reporting person received 25,000 restricted stock units (RSUs) at a price of $0, each representing one share of Class A common stock. The filing notes the person is a director, but this grant was made in a consultant capacity.
The RSUs have dual criteria: a stock price performance goal during 10/01/2025–12/31/2030, plus time vesting where 25% vests on the one-year anniversary of grant and the remainder vests quarterly over the following 36 months. RSUs are forfeited if the performance goal is not achieved.
Better Home & Finance Holding Co (BETR) reported a Form 4 showing a grant of 25,000 Restricted Stock Units (Class A) on 11/03/2025 at $0. The RSUs have both performance- and time-based vesting: a stock price goal must be met during Oct 1, 2025–Dec 31, 2030, with 25% time vesting on the one-year anniversary of grant and the remainder vesting quarterly over the following 36 months. If the performance goal is not achieved within that period, the RSUs are forfeited. The grant was made in the reporting person’s capacity as a consultant, not as a director.
Better Home & Finance Holding Co (BETR) disclosed an insider equity award. A director reported the acquisition of 272 Restricted Stock Units (RSUs) on 10/27/2025. Each RSU represents the right to receive one share of Class A common stock. According to the terms, the RSUs will vest on the business day immediately preceding the company’s next annual meeting of stockholders.
Following this transaction, the reporting person beneficially owned 10,389 derivative securities (RSUs), held directly. No non-derivative share transactions were reported in this filing.
Better Home & Finance Holding Co (BETR) reported a director’s acquisition of 666 restricted stock units on 10/27/2025 via a Form 4. Each RSU represents the right to receive one share of Class A common stock.
The RSUs will vest on the business day immediately preceding the company’s next annual meeting of stockholders. Following the transaction, the reporting person beneficially owned 12,388 derivative securities, held directly. The RSUs were recorded at a price of $0, indicating a routine director equity grant.
Nicholas J. Calamari, Chief Accounting Officer and Senior Counsel of Better Home & Finance Holding Co (BETR), reported multiple equity transactions on 10/06/2025. The filing shows the conversion of Class B shares into Class A shares (2,445, 2,445 and 12,528 shares) and contemporaneous purchases of Class A common stock for $0 each as part of the conversion. The report also lists a series of sales executed in several tranches with weighted-average prices reported across ranges from $57.11 to $62.70. Following the reported transactions, the filing records 11,341 Class A shares held directly.
The filer discloses indirect holdings through two family trusts and explains the trustee relationships and disclaimers of beneficial ownership. The Form 4 includes weighted-average sale prices and offers to provide separate breakdowns of individual trade prices on request.
Better Home & Finance (BETR) reported an insider equity transaction by its Pres & COO of Better Mortgage. On 10/01/2025, the officer converted 4,834 restricted stock units into Class A common stock at $0 per share (code M), then had 2,455 shares withheld at $56.83 to cover taxes (code F). After these moves, the officer reported 5,379 shares held directly and 26,372 shares held indirectly via a trust.
The filing also shows 29,000 RSUs remaining. The RSUs vest as follows: 3/12ths on July 1, 2025; 8/12ths in equal monthly installments from August 1, 2025 through March 1, 2026; and the final 1/12th on March 15, 2026. A prior transfer of 26,372 shares to a trust on September 16, 2025 was recorded as a change in form of ownership.
Nicholas J. Calamari, listed as CAO and Senior Counsel of Better Home & Finance Holding Co (BETR), reported transactions dated 10/01/2025. He received 3,167 restricted stock units (each representing a contingent right to one share of Class A common stock) and disclosed a vesting schedule that begins with 3/12ths vesting on July 1, 2025 and completes on March 15, 2026. He also sold 1,277 shares of Class A common stock at $56.83 per share. Following the reported transactions, the Form 4 shows beneficial ownership figures of 12,618 and 11,341 shares in the non-derivative table and 19,000 derivative securities (RSU basis) in the derivative table. The filing is signed by an attorney-in-fact on 10/03/2025.
Better Home & Finance (BETR) CFO filed a Form 4 reporting transactions on 10/01/2025. A code M conversion delivered 4,834 Class A shares at $0, and a code F entry showed 1,903 shares at $56.83. Following these, direct holdings were 57,599 Class A shares. Derivative holdings listed 29,000 restricted stock units (RSUs).
Each RSU represents one Class A share. The RSUs vest as follows: 3/12ths on July 1, 2025, 8/12ths in equal monthly installments from August 1, 2025 through March 1, 2026, and the remaining 1/12th on March 15, 2026.