BETR director Hugh R. Frater files Form 3

Better Home & Finance Holding Co director Hugh R. Frater filed a Form 3 insider report.

Accepted by SEC EDGAR 03/31/2026 - 04:22 PM EDT Learn about SEC filing dates

Rhea-AI Filing Summary

Better Home & Finance Holding Co director Hugh R. Frater filed a Form 3 insider report. The filing lists him as a director and shows no reported purchases, sales, or other transactions in the company’s securities, indicating only his reporting status without changes in holdings.

Key Figures

Net insider share change: 0 shares Insider buy transactions: 0 transactions Insider sell transactions: 0 transactions +1 more

4 metrics

Net insider share change 0 shares netBuySellShares in Form 3 transaction summary

Insider buy transactions 0 transactions buyCount in Form 3 transaction summary

Insider sell transactions 0 transactions sellCount in Form 3 transaction summary

Derivative transactions 0 transactions derivativeTransactionCount in Form 3 transaction summary

Key Terms

Form 3, reportingPersons, transactionSummary, derivativeSummary

4 terms

Form 3 regulatory

"INSIDER FILING DATA (Form 3)"

Form 3 is the initial public filing that officers, directors and large shareholders must submit to report their ownership of a company’s securities when they become insiders. It acts like an opening inventory sheet that gives investors a starting point to see who holds significant stakes and to spot later trades or potential conflicts of interest, helping assess insider confidence and transparency.

reportingPersons regulatory

""reportingPersons": [ { "name": "FRATER HUGH R""

transactionSummary financial

""transactionSummary": { "buyCount": 0, "sellCount": 0"

derivativeSummary financial

""derivativeSummary": []"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What does the Hugh R. Frater Form 3 filing for BETR show?

The Form 3 for Better Home & Finance Holding Co identifies Hugh R. Frater as a director. It reports no insider purchases, sales, exercises, gifts, or other transactions, so it functions purely as a status disclosure for his role with the issuer.

Are there any insider share purchases or sales reported for BETR in this Form 3?

No, the Form 3 transaction summary shows zero buy, sell, acquire, dispose, and other transaction counts. It also lists zero shares for all such categories, meaning no insider trading activity is reported in this filing for Better Home & Finance Holding Co.

What insider activity totals are disclosed in the BETR Form 3?

The Form 3 lists netBuySellShares as zero with a neutral netBuySellDirection. All transaction counts, including buys, sells, exercises, gifts, tax withholding, and restructurings, are zero, indicating no insider transactions are being disclosed for this reporting person.

Does the BETR Form 3 include any derivative securities for Hugh R. Frater?

No, the derivativeSummary section is empty and derivativeTransactionCount is zero. This means the Form 3 does not list any options, warrants, or other derivative positions for Hugh R. Frater related to Better Home & Finance Holding Co in this filing.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0104
Estimated average burden
hours per response:			0.5

1. Name and Address of Reporting Person^*

FRATER HUGH R

(Last) (First) (Middle)

C/O BH&FHC, 1 WORLD TRADE CENTER

285 FULTON STREET, FLR 80, SUITE A

(Street)

NEW YORK NEW YORK 10007

(City) (State) (Zip)

UNITED STATES

(Country)

2. Date of Event Requiring Statement (Month/Day/Year)
03/23/2026

3. Issuer Name and Ticker or Trading Symbol
Better Home & Finance Holding Co [ BETR ]

3a. Foreign Trading Symbol

5. If Amendment, Date of Original Filed (Month/Day/Year)

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

Exhibit 24.1 - Power of Attorney

No securities are beneficially owned.

	/s/ Andrew Holt, Attorney-in-Fact	03/31/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)