Better Home & Finance CTO sells 2,210 shares

The RSUs were granted on February 11, 2026, and vest quarterly over four years in 16 nearly equal installments, subject to the reporting person's continued service.

Available on EDGAR 11/06/2026 - 02:29 PM EST Accepted by SEC EDGAR 11/06/2026 - 02:29 PM EST Learn about SEC filing dates

Rhea-AI Filing Summary

Better Home & Finance Holding Co (BETR) Chief Technology Officer Jonsson Sigurgeir Orn sold 2,210 shares of Class A common stock on November 5, 2026, at a weighted average price of $18.94 per share; the sales occurred in multiple transactions from $18.80 to $19.05 per share, inclusive. On November 1, 2026, he converted 3,906 restricted stock units into 3,906 Class A shares. The reported post-transaction balance was 46,875 restricted stock units.

Insider Trade Summary

Exercise and sale activity reported; no spread calculated

Exercise and Sale 3 txns

Insider Orn Jonsson Sigurgeir

Role Chief Technology Officer

Sold 2,210 shs ($42K)

Approx. gross sale proceeds $42K

Share of Position Sold 18.7%

Type	Security	Shares	Price	Value
Sale	Class A Common Stock F1	2,210	$18.94	$42K
Exercise	Restricted Stock Units (Class A) F2, F3	3,906	$0.00	$0.00
Exercise	Class A Common Stock	3,906	$0.00	$0.00

Holdings After Transaction: Restricted Stock Units (Class A) — 46,875 contracts (Direct); Class A Common Stock — 9,602 shares (Direct)

Holdings Before and After: Restricted Stock Units (Class A), 42,969 to 46,875 contracts (Direct); Class A Common Stock, 7,906 to 9,602 shares (Direct)

Other Insiders: 2 other insiders reported open-market sales of this stock in the 30 days up to this filing.

Footnotes (3)

1. F1. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions ranging from $18.80 to $19.05, inclusive. The reporting person undertakes to provide the Issuer, any security holder of the Issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range.
2. F2. Each restricted stock unit ("RSU") represents a contingent right to receive one share of the Issuer's Class A common stock.
3. F3. The RSUs were granted on February 11, 2026 and vest quarterly over four years in 16 nearly equal installments, subject to the Reporting Person's continued service with the Issuer.

Key Figures

Class A common shares sold: 2,210 shares Weighted average sale price: $18.94 per share Sale-price range: $18.80–$19.05 per share +4 more

7 metrics

Class A common shares sold 2,210 shares November 5, 2026

Weighted average sale price $18.94 per share Sale on November 5, 2026

Sale-price range $18.80–$19.05 per share Multiple transactions; inclusive

Restricted stock units converted 3,906 units November 1, 2026

Class A common shares acquired 3,906 shares November 1, 2026

Restricted stock units following transaction 46,875 units Reported after the November 1, 2026 transaction

RSU vesting installments 16 nearly equal installments Quarterly over four years, subject to continued service

Key Terms

weighted average price, restricted stock unit, contingent right

3 terms

weighted average price financial

"The price reported in Column 4 is a weighted average price."

Weighted average price is the average price of a security where each trade or component is counted according to its size, so bigger trades pull the average more than smaller ones. Think of it like calculating the average cost of a grocery haul where items you bought more of have greater influence on the final per-item cost. Investors use it to understand the true average price paid or received, judge execution quality, and compare trading performance against market movement.

restricted stock unit financial

"Each restricted stock unit ("RSU") represents a contingent right to receive one share"

A restricted stock unit is a promise from a company to give an employee shares of stock after certain conditions are met, like staying with the company for a set amount of time. It’s like earning a bonus that turns into company stock once you’ve proven your commitment, making it a way to motivate and reward employees.

contingent right financial

"represents a contingent right to receive one share of the Issuer's Class A common stock."

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many BETR shares did its chief technology officer sell, and at what price?

Jonsson Sigurgeir Orn sold 2,210 shares of Class A common stock on November 5, 2026, at a weighted average price of $18.94 per share. The sales occurred in multiple transactions ranging from $18.80 to $19.05 per share, inclusive.

What is the vesting schedule for the BETR RSUs?

The RSUs were granted on February 11, 2026, and vest quarterly over four years in 16 nearly equal installments, subject to the reporting person's continued service with the issuer.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Orn Jonsson Sigurgeir

(Last) (First) (Middle)

C/O BH&FHC, ONE WORLD TRADE CENTER

285 FULTON STREET, FLR. 80, SUITE A

(Street)

NEW YORK NEW YORK 10007

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Better Home & Finance Holding Co [ BETR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Technology Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
11/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	11/01/2026		M		3,906	A	$0	11,812	D
Class A Common Stock	11/05/2026		S		2,210	D	$18.94(1)	9,602	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units (Class A)	(2)	11/01/2026		M		3,906		(3)	(3)	Class A Common Stock	3,906	$0	46,875	D

Explanation of Responses:

1. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions ranging from $18.80 to $19.05, inclusive. The reporting person undertakes to provide the Issuer, any security holder of the Issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range.

2. Each restricted stock unit ("RSU") represents a contingent right to receive one share of the Issuer's Class A common stock.

3. The RSUs were granted on February 11, 2026 and vest quarterly over four years in 16 nearly equal installments, subject to the Reporting Person's continued service with the Issuer.

Remarks:

	Paula Tuffin	11/06/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)