Welcome to our dedicated page for BAR HARBOR BANKSHARES SEC filings (Ticker: BHB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Bar Harbor Bankshares filings document the public-company record for a Maine bank holding company with common stock listed on NYSE American under BHB. Form 8-K reports cover operating results, cash dividend declarations, Regulation FD investor presentations, annual meeting voting results, material events and the completed acquisition of Guaranty Bancorp and bank-level merger with Woodsville Guaranty Savings Bank.
Proxy materials describe board elections, shareholder proposals, executive compensation, equity-award disclosures and governance practices. The filings also identify the company's common stock, par value $2.00 per share, and provide capital-structure and forward-looking disclosure tied to Bar Harbor Bank & Trust's banking, lending, deposit, trust and investment-management activities.
Bar Harbor Bankshares Senior Vice President John Mogan Williams acquired additional common stock through company plans. On March 20, 2026, he received 60.492 shares at $31.33 and 3.280 shares at $31.21 as grant/award-type acquisitions.
According to the footnote, these shares were acquired through participation in Bar Harbor Bankshares’ Dividend Reinvestment and Direct Stock Purchase and Sale Plan under Rule 16b-3(d). After these awards, he directly holds 17,194.692 common shares and indirectly holds 4,340.610 shares through a 401(k).
Bar Harbor Bankshares director Brian D. Shaw acquired additional common shares through a company plan. On 2026-03-20, he received 42.3180 shares of Bar Harbor Bankshares common stock at $31.3300 per share as a grant or award. Following this transaction, he directly holds 18921.0810 shares of common stock. The shares were acquired through participation in the Bar Harbor Bankshares Dividend Reinvestment and Direct Stock Purchase and Sale Plan in a transaction exempt under Rule 16b-3(d).
Bar Harbor Bankshares director Heather D. Jones increased her holdings through a plan-related share acquisition. On March 20, 2026, she acquired 25.712 shares of Common Stock at $31.33 per share via the Bar Harbor Bankshares Dividend Reinvestment and Direct Stock Purchase and Sale Plan.
After this exempt Rule 16b-3(d) transaction, her direct ownership rose to 2,542.79 Common Stock shares. This was a non-derivative, grant/award-type acquisition rather than an open-market purchase.
Bar Harbor Bankshares director David M. Colter increased his direct common stock holdings through the company’s dividend reinvestment and direct stock purchase and sale plan. On the transaction date, he acquired 16.4933 shares at $31.50 per share in a grant/award-type acquisition. Following this plan-based transaction, he directly owns a total of 12,703.7425 shares of Bar Harbor Bankshares common stock.
BAR HARBOR BANKSHARES director Matthew L. Caras increased his stake through an automatic plan. On the reported date, he acquired 135.234 shares of Common Stock at $31.33 per share via the Bar Harbor Bankshares Dividend Reinvestment and Direct Stock Purchase and Sale Plan, a transaction exempt under Rule 16b-3(d). Following this acquisition, he directly owns 22,133.941 shares. This is a routine, plan-based share accumulation rather than an open-market purchase.
BAR HARBOR BANKSHARES director Kenneth Eugene Smith acquired additional common stock through the company’s Dividend Reinvestment and Direct Stock Purchase and Sale Plan. On March 20, 2026, he received several small share awards in transactions exempt under Rule 16b-3(d).
Following these plan-based acquisitions, Smith directly holds 29,211.036 shares of common stock. These are routine, compensation- and plan-related acquisitions rather than open-market purchases, and they modestly increase his direct ownership stake in the company.
BAR HARBOR BANKSHARES President and CEO Curtis C. Simard, through the Curtis C. Simard Revocable Trust, acquired 746.7 shares of common stock at $31.33 per share. The shares were obtained through the Bar Harbor Bankshares Dividend Reinvestment and Direct Stock Purchase and Sale Plan, in a transaction exempt under Rule 16b-3(d). Following this award, the revocable trust holds 133,242.8241 shares, and a separate 401(k) account holds 2,147 shares, both reported as indirect ownership.
Bar Harbor Bankshares is asking shareholders to vote at its 2026 Annual Meeting on May 7, 2026 in Bar Harbor, Maine. Shareholders of record on March 2, 2026, when 16,742,104 common shares were outstanding, can vote by internet, phone, mail, email, or in person.
The Board recommends voting for all 10 director nominees, for a non-binding advisory approval of named executive officer pay, and for ratifying Crowe LLP as independent auditor for 2026. The proxy highlights an acquisition of Woodsville Guaranty Savings Bank, a majority-independent Board, robust committee structure, clawback and anti-hedging policies, and a pay-for-performance program where 2025 NEO salaries rose 3%, annual incentives paid at 150% of target, and 2022–2024 performance shares vested at 123.2% of target.
Bar Harbor Bankshares details its 2025 operations as a Northern New England community bank serving Maine, New Hampshire, and Vermont through more than 60 locations and 530 full-time equivalent employees as of December 31, 2025.
Total loans reached $3.61 billion at year-end 2025, up from $3.15 billion in 2024, with about two‑thirds in commercial categories and 30% in residential real estate. Commercial real estate non‑owner occupied loans were $1.45 billion, and commercial construction loans were $213.8 million. The top 10 non‑owner‑occupied commercial real estate loans represented 18.1% of that segment with a weighted average loan‑to‑value of 61.0%.
Asset quality metrics remained conservative. Non‑accruing loans totaled $11.6 million at December 31, 2025, or 0.32% of total loans, while non‑performing assets were $13.8 million, or 0.29% of total assets. The allowance for credit losses increased to $34.1 million, equal to 0.94% of total loans, after $4.6 million of provision expense and low net charge‑offs of 0.03% of average loans.
The available‑for‑sale debt securities portfolio had $597.4 million of fair value at December 31, 2025, primarily in mortgage‑backed securities and obligations of states and political subdivisions. Average deposits for 2025 were $3.54 billion with a 1.79% weighted average cost, and estimated uninsured non‑maturity deposits were $424.6 million.
Wealth management remained meaningful, with $3.0 billion of assets under management at December 31, 2025, up from $2.8 billion a year earlier. The report also describes extensive regulatory capital and liquidity requirements, outlines use of FHLB and other borrowings, and provides a detailed risk factor section emphasizing interest rate, liquidity, credit, and regulatory risks.