BOK Financial Corporation filings document the regulatory disclosures of an Oklahoma-incorporated regional financial services company whose subsidiaries provide commercial and consumer banking, wealth management, brokerage and trading, mortgage services, trust and insurance services and the TransFund electronic funds transfer network.
Recent Form 8-K reports cover quarterly and annual operating results, Regulation FD investor presentations, common stock dividend declarations, executive and board transitions and annual meeting voting results. Proxy materials disclose board elections, auditor ratification, executive compensation, shareholder voting matters and governance practices, while exhibits provide earnings releases, financial information and investor presentation materials tied to BOKF's banking and financial-services operations.
BOK Financial EVP and CFO Martin E. Grunst reported multiple equity-related transactions in company stock and phantom stock. He received 5,983 shares of restricted common stock that vest on January 16, 2029, subject to continued employment and earnings-per-share performance targets under the BOKF Executive Incentive Plan.
He was also credited with 6,206.022 phantom stock units, each representing the right to one share of common stock or its cash value, which become payable upon his termination of employment. On February 18, 2026, he exercised derivative securities into 2,461 common shares and had 204.978 shares disposed of to cover taxes on vesting, with additional shares disposed to the issuer as part of plan mechanics.
BOK Financial EVP Wealth Management Scott Grauer reported equity compensation and related share movements in company stock. He acquired 8,190 shares of common stock on February 17, 2026 as a grant of restricted stock tied to performance goals and vesting on January 16, 2029, subject to forfeiture if employment ends or earnings-per-share targets are not met. On February 18, 2026, he acquired 3,100 shares through an exercise or conversion of a derivative security and disposed of 3,562 shares at $133.56 per share to satisfy tax or exercise obligations, rather than through an open-market sale. After these transactions, his direct holdings were 43,524 shares of common stock, with additional indirect holdings of 12,424.9288 shares by a 401(k) plan and 24,704 shares held by the Scott Grauer Revocable Trust.
BOK Financial Corp executive Christy K. Daboval reported equity compensation and related share movements. On February 17, 2026, she acquired 2,603 shares of common stock as a restricted stock award at no cost. These restricted shares vest on January 16, 2029 and are subject to forfeiture if employment ends before vesting or if specified earnings per share performance targets under the BOKF Executive Incentive Plan are not met, including upward adjustments tied to 2023 performance goals. On February 18, 2026, she acquired 130 shares through an exercise or conversion of a derivative security at no cost and had 116 shares withheld at $133.56 per share to satisfy tax obligations. Following these transactions, she directly owned 7,935 shares of common stock, with an additional 2,800 shares held indirectly through The Daboval Family Trust.
BOK Financial Corporation reported leadership changes, including the planned retirement of Brad Vincent, Executive Vice President – Specialized Industries Banking, effective November 30, 2026. The company expects to name his successor in the second quarter of 2026, with a press release attached describing the transition.
The company also disclosed that director Chet Cadieux will not stand for re-election at the 2026 annual meeting of shareholders. BOK Financial describes itself as a regional financial services company with $52 billion in assets and $127 billion in assets under management and administration.
BOK Financial reported solid 2025 results, with net income rising to $578.0 million, or $9.17 per diluted share, up from $523.6 million and $8.14 in 2024. Return on average assets was 1.12% and return on average equity was 9.89%.
Net interest income grew by $116.6 million to $1.3 billion as net interest margin widened to 2.87%, helped by shifting funding from wholesale borrowings to interest-bearing deposits and better yields on available-for-sale securities. Average earning assets reached $46.4 billion.
Fees and commissions were steady at $800.7 million, with lower brokerage and trading revenue offset by higher fiduciary and asset management, transaction card, and deposit service charge income. Total consolidated assets were $52 billion at December 31, 2025, across commercial banking, consumer banking, and wealth management operations in multiple Southwestern markets.
BOK Financial Corporation furnished an investor presentation outlining strong Q4 2025 results and its 2026 outlook. Q4 net income was $177.3 million, or a record high $2.89 per diluted share; excluding a merchant banking gain and an FDIC assessment benefit, net income would have been $152.1 million, or $2.48 per share.
Period-end loans grew to $25.7 billion and deposits to $39.4 billion, while assets under management or administration reached $126.6 billion as of December 31, 2025. Net interest margin improved to 2.98%, with core margin at 3.22%. Asset quality remained strong, with non‑performing assets of $66 million, or 0.26% of loans and repossessed assets, and an allowance for credit losses of $327 million, or 1.28%.
The franchise continues to emphasize diversified fee income, which contributed 35%–40% of total revenue, and maintains robust capital and liquidity, including a tangible common equity ratio of 9.5%, a common equity Tier 1 ratio of 12.9%, a loan‑to‑deposit ratio of 65%, and an uninsured and non‑collateralized deposit coverage ratio of about 182%. For full‑year 2026, the company targets upper single‑digit loan growth, net interest income of $1.44–$1.48 billion, total revenue growth in the mid single digits, an efficiency ratio of 63%–64%, and provision expense of $25–$45 million.
BOK Financial Corporation announced that its Board of Directors declared a cash dividend of 63 cents per share on the company’s common stock. The dividend will be paid on or about March 5, 2026 to shareholders who are on record as of February 19, 2026. This action provides ongoing cash returns to common shareholders through regular dividends.
BOK Financial Corp director Steven Bangert reported stock sales. On January 22, 2026, he sold 2,500 shares of BOK Financial common stock at $137.71 per share in a direct transaction, leaving him with 34,916 directly held shares.
On the same date, Bangert Family Investments, LLLP, an entity associated with him, sold an additional 1,300 shares at $137.91 per share, with 10,936 shares remaining held indirectly through that entity.
BOK Financial Corp reported that officer Michael J. Rogers, its SVP and Chief Accounting Officer, received an award of 825 shares of common stock on January 16, 2026. The shares were granted at $0 per share as restricted stock, increasing his beneficial ownership to 3,799 common shares held directly after the transaction. The restricted stock is scheduled to vest on January 16, 2029 and is subject to forfeiture if his employment ends before vesting or if specified performance earnings-per-share targets under the BOKF Executive Incentive Plan are not achieved.
BOK Financial Corporation filed a report describing the release of its latest earnings information for the three months and year ended December 31, 2025. The company issued a press release reporting annual earnings of $578 million, or a record $9.17 per share, and fourth-quarter earnings of $177 million, or a record $2.89 per share. The press release and detailed financial schedules are provided as exhibits, along with an earnings conference call presentation dated January 20, 2026. This filing mainly makes those materials publicly available to give investors more detail on the company’s recent financial performance.