Banco Santander-Chile posts MCh$747,609 net income
Banco Santander-Chile reported summarized consolidated financial information as of July 31, 2026, prepared in millions of Chilean pesos under the Compendium of Accounting Standards for Banks issued by the Financial Market Commission (FMC).
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Form Type
6-K
Rhea-AI Filing Summary
Banco Santander-Chile reported summarized consolidated financial information as of July 31, 2026, prepared in millions of Chilean pesos under the Compendium of Accounting Standards for Banks issued by the Financial Market Commission (FMC).
Total assets were MCh$71,284,580, including loans and accounts receivable from customers and banks of MCh$40,253,784, financial instruments of MCh$10,119,403, and financial derivative contracts of MCh$11,335,439. Deposits and other demand liabilities were MCh$13,658,488, time deposits and other time liabilities MCh$18,956,443, and issued debt and regulatory capital instruments MCh$9,811,226. Total equity was MCh$5,111,409, of which MCh$4,945,116 was attributable to equity holders of the bank.
For the period ended July 2026, net interest income was MCh$1,271,737 and net fee and commission income MCh$340,344, leading to total operating income of MCh$1,788,460. After provision for loan losses of MCh$335,477, support expenses of MCh$541,993, and income tax expense of MCh$130,293, net income for the period was MCh$747,609, with MCh$728,829 attributable to equity holders of the bank and MCh$18,780 to non-controlling interest.
Key Figures
Total assets: MCh$71,284,580
Loans and accounts receivable: MCh$40,253,784
Total equity: MCh$5,111,409
+5 more
8 metrics
Total assets
MCh$71,284,580
Summarized consolidated statement of financial position as of July 31, 2026
Loans and accounts receivable
MCh$40,253,784
Loans and accounts receivables from customers and banks, net, as of July 31, 2026
Total equity
MCh$5,111,409
Total equity in summarized consolidated statement of financial position as of July 31, 2026
Net income for the period
MCh$747,609
Summarized consolidated statement of income for the period ended July 2026
Net interest income
MCh$1,271,737
Operational results for the period ended July 2026
Total operating income
MCh$1,788,460
Operational results in summarized consolidated statement of income for the period
Deposits and demand liabilities
MCh$13,658,488
Deposits and other demand liabilities as of July 31, 2026
Time deposits and other time liabilities
MCh$18,956,443
Time deposits and other time liabilities as of July 31, 2026
Key Terms
Compendium of Accounting Standards for Banks, Financial Market Commission (FMC), regulatory capital instruments, non-controlling interest, +1 more
5 terms
Compendium of Accounting Standards for Banks financial
"prepared in accordance with the Compendium of Accounting Standards for Banks effective from January 1, 2022"
Financial Market Commission (FMC) regulatory
"issued by the Financial Market Commission (FMC), The accounting principles issued by the FMC"
regulatory capital instruments financial
"Issued debt and regulatory capital instruments 9,811,226"
non-controlling interest financial
"Non-controlling interest 18,780"
Non-controlling interest represents the portion of ownership in a company held by investors who do not have a controlling stake, meaning they do not have enough voting power to make major decisions. It is similar to owning a minority share of a business partner’s company—while they benefit from profits, they cannot control how the company is run. This matters to investors because it shows how much of the company's value is owned by outside shareholders and affects overall financial reporting.
result from financial operations financial
"Result from financial operations 176,379"
Earnings Snapshot
Net income: MCh$747,609
Period ended July 2026
Net income
MCh$747,609
Total assets
MCh$71,284,580
Net interest income
MCh$1,271,737
FAQ
AI-generated questions and answers. How Rhea-AI works. Not financial advice.
What were Banco Santander-Chile (BSAC) total assets as of July 31, 2026?
Banco Santander-Chile reported total assets of MCh$71,284,580 as of July 31, 2026. These assets include loans and receivables, financial instruments, cash and deposits in banks, derivative contracts, and other asset items, all stated in millions of Chilean pesos under Chilean banking accounting standards.
What net income did Banco Santander-Chile (BSAC) generate for the period ended July 2026?
For the period ended July 2026, Banco Santander-Chile generated net income of MCh$747,609. Of this amount, MCh$728,829 was attributable to equity holders of the bank and MCh$18,780 to non-controlling interest, after income tax expense of MCh$130,293.
How much net interest income did Banco Santander-Chile (BSAC) report for the period?
Banco Santander-Chile reported net interest income of MCh$1,271,737 for the period ended July 2026. Together with net fee and commission income of MCh$340,344 and result from financial operations of MCh$176,379, this contributed to total operating income of MCh$1,788,460.
What were Banco Santander-Chile (BSAC) deposits and other liabilities as of July 31, 2026?
As of July 31, 2026, Banco Santander-Chile reported deposits and other demand liabilities of MCh$13,658,488 and time deposits and other time liabilities of MCh$18,956,443. Issued debt and regulatory capital instruments totaled MCh$9,811,226, alongside other liabilities and derivative contracts.
What accounting standards does Banco Santander-Chile (BSAC) use for this financial information?
The financial information is prepared under the Compendium of Accounting Standards for Banks issued by the Financial Market Commission (FMC). These principles are substantially similar to IFRS, but in case of discrepancies, the FMC compendium takes precedence for Chilean banks.
How much equity did Banco Santander-Chile (BSAC) report, and how is it attributed?
Banco Santander-Chile reported Total equity of MCh$5,111,409 as of July 31, 2026. Of this amount, MCh$4,945,116 was attributable to equity holders of the bank, while MCh$166,293 corresponded to non-controlling interest in consolidated subsidiaries.
AI-generated analysis. How Rhea-AI works. Not financial advice.
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Washington, D.C. 20549
Form 6-K
Report of Foreign Issuer
Pursuant to Rule 13a-16 or 15d-16 of
the Securities Exchange Act of 1934
the Securities Exchange Act of 1934
For the month of August, 2026
Commission File Number: 001-14554
Banco Santander-Chile
Santander-Chile Bank
(Translation of Registrant’s Name into English)
Bandera 140, 20th floor
Santiago, Chile
Telephone: 011-562-320-2000
(Address of principal executive office)
Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F:
Form 20-F ☒ Form 40-F ☐
EXHIBIT INDEX
| EXHIBIT NO. | DESCRIPTION | |||||||
| 99.1 | Banco Santander- Chile and Subsidiaries Consolidated Financial Information | |||||||
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.
| BANCO SANTANDER-CHILE | ||||||||
| By: | /s/ Cristian Florence | |||||||
| Name: | Cristian Florence | |||||||
| Title: | General Counsel | |||||||
Date: August 12, 2026
SUMMARIZED CONSOLIDATED STATEMENTS OF FINANCIAL POSITION SUMMARIZED CONSOLIDATED STATEMENTS OF INCOME FOR THE PERIOD Principal assets MCh$ Operational results MCh$ Cash and deposits in banks 2,024,164 Net interest income 1,271,737 Loans and accounts receivables from customers and banks, net 40,253,784 Net fee and commission income 340,344 Loans and accounts receivables from customers at fair value, net 496,609 Result from financial operations 176,379 Financial instruments 10,119,403 Total operating income 1,788,460 Financial derivative contracts 11,335,439 Provision for loan losses (335,477) Other asset ítems 7,055,181 Support expenses (541,993) Total assets 71,284,580 Other results (33,088) Income before tax 877,902 Principal liabilities MCh$ Income tax expense (130,293) Deposits and other demand liabilities 13,658,488 Net income for the period 747,609 Time deposits and other time liabilities 18,956,443 Issued debt and regulatory capital instruments 9,811,226 Attributable to: Financial derivative contracts 11,310,677 Equity holders of the Bank 728,829 Other liabilities ítems 12,436,337 Non-controlling interest 18,780 Total equity 5,111,409 Total liabilities and Equity 71,284,580 Equity attributable to: Equity holders of the Bank 4,945,116 Non-controlling interest 166,293 BANCO SANTANDER-CHILE AND SUBSIDIARIES CONSOLIDATED FINANCIAL INFORMATION As of July 31, 2026 The principal balances and results accumulated for the period ending July 2026 (amounts in millions of Chilean pesos). JONATHAN COVARRUBIAS H. ANDRES TRAUTMANN B. Chief Accounting Officer Chief Executive Officer
B ESTADO DE SITUACIÓN FINANCIERA CONSOLIDADO RESUMIDO ESTADO DE RESULTADOS CONSOLIDADO DEL PERIODO RESUMIDO Principales rubros del activo MM$ Resultados operacionales MM$ Efectivo y depósitos en bancos 2.024.164 Ingresos netos por intereses y reajustes 1.271.737 Créditos y cuentas por cobrar a clientes y bancos 40.253.784 Ingresos netos de comisiones 340.344 Créditos y cuentas por cobrar a clientes a valor razonable 496.609 Resultado de operaciones financieras 176.379 Instrumentos financieros 10.119.403 Total ingresos operacionales 1.788.460 Contratos de derivados financieros 11.335.439 Gasto de pérdidas crediticias (335.477) Otros rubros del activo 7.055.181 Gastos de apoyo (541.993) Total Activos 71.284.580 Otros resultados (33.088) Resultado antes de impuesto 877.902 Principales rubros del pasivo MM$ Impuesto a la renta (130.293) Depósitos y otras obligaciones a la vista 13.658.488 Utilidad consolidada del periodo 747.609 Depósitos y otras captaciones a plazo 18.956.443 Instrumentos de deuda y capital regulatorio emitidos 9.811.226 Resultado atribuible a: Contratos de derivados financieros 11.310.677 Tenedores patrimoniales del Banco 728.829 Otros rubros del pasivo 12.436.337 Interés no controlador 18.780 Total patrimonio 5.111.409 Total Pasivos y Patrimonio 71.284.580 Patrimonio atribuible a: Tenedores patrimoniales del Banco 4.945.116 Interés no controlador 166.293 BANCO SANTANDER-CHILE Y AFILIADAS INFORMACIÓN FINANCIERA CONSOLIDADA Al 31 de Julio de 2026 A continuación, se presentan los principales saldos de balance y resultados acumulados por el periodo de cierre de mes de Julio de 2026 (cifras en millones de pesos). JONATHAN COVARRUBIAS H. ANDRES TRAUTMANN B. Gerente de Contabilidad Gerente General
IMPORTANT NOTICE The unaudited financial information has been prepared in accordance with the Compendium of Accounting Standards for Banks effective from January 1, 2022 issued by the Financial Market Commission (FMC), The accounting principles issued by the FMC are substantially similar to IFRS but there are some exceptions, The FMC is the banking industry regulator according to article 2 of the General Banking Law, which by General Regulation establishes the accounting principles to be used by the banking industry, For those principles not covered by the Compendium of Accounting Standards for Banks, banks can use generally accepted accounting principles issued by the Chilean Accountant’s Association AG which coincide with International Financial Reporting Standards (IFRS) issued by the International Accounting Standards Board (IASB), If discrepancies exist between the accounting principles issued by the FMC (Compendium of Accounting Standards for Banks) and IFRS the Compendium of Accounting Standards for Banks will take precedence, ¿Qué podemos hacer por ti hoy?