BV Financial director sells 2,027 BVFL shares

Q: What insider transaction did BVFL report for director Joseph S. Galli?

BVFL reported that director Joseph S. Galli sold a total of 2,027 shares of BV Financial common stock on May 27, 2026. The sales occurred in three trades at prices between $19.90 and $19.94, executed through an IRA account.

Q: How many BVFL shares does Joseph S. Galli hold indirectly through his IRA?

After the reported sales, an IRA associated with Joseph S. Galli held 28,078 BV Financial common shares. This balance reflects the post-transaction holding disclosed and represents his indirect ownership position through that IRA as of the filing date.

Q: What are Joseph S. Galli’s remaining BVFL shareholdings and stock options?

Following the transactions, Galli reported 80,309 BVFL shares held directly and 12,100 shares held indirectly via a retirement plan. He also holds stock options for 36,746 shares at an exercise price of $14.25 per share, expiring on September 6, 2034.

Q: Do Joseph S. Galli’s BVFL equity awards have a vesting schedule?

Yes. The filing notes that Galli’s restricted stock and stock options vest at a rate of 25% per year, starting on September 6, 2025. This schedule applies to the reported equity awards associated with his BV Financial holdings.

BV Financial, Inc. director Joseph S. Galli reported selling a total of 2,027 shares of common stock on May 27, 2026 in three transactions at prices between $19.90 and $19.94, executed through an IRA.

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Rhea-AI Filing Summary

BV Financial, Inc. director Joseph S. Galli reported selling a total of 2,027 shares of common stock on May 27, 2026 in three transactions at prices between $19.90 and $19.94, executed through an IRA.

After these trades, the IRA held 28,078 shares. Galli also reported 80,309 shares held directly, 12,100 shares held indirectly via a retirement plan, and stock options for 36,746 shares at an exercise price of $14.25 per share expiring on September 6, 2034; these restricted stock and option awards vest 25% per year starting September 6, 2025.

Insider Trade Summary

Net Seller: 2,027 shares

Net Sell 6 txns

Insider Galli Joseph S

Role Director

Sold 2,027 shs ($40K)

Type	Security	Shares	Price	Value
Sale	Common Stock	1,921	$19.90	$38K
Sale	Common Stock	6	$19.91	$119.46
Sale	Common Stock	100	$19.94	$2K
holding	Stock Options	--	--	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 28,078 shares (Indirect, By IRA); Stock Options — 36,746 contracts (Direct); Common Stock — 80,309 shares (Direct); Common Stock — 12,100 shares (Indirect, By Retirement Plan)

Footnotes (2)

F1. Includes shares of restricted stock which vest at a rate of 25% per year commencing on September 6, 2025.
F2. Stock Options vest at a rate of 25% per year commencing on September 6, 2025.

Key Figures

Total shares sold: 2,027 shares Sale price (1,921-share lot): $19.90 per share Sale price (6-share lot): $19.91 per share +5 more

8 metrics

Total shares sold 2,027 shares Aggregate common shares sold on May 27, 2026 by IRA

Sale price (1,921-share lot) $19.90 per share Price for 1,921-share sale of common stock on May 27, 2026

Sale price (6-share lot) $19.91 per share Price for 6-share sale of common stock on May 27, 2026

Sale price (100-share lot) $19.94 per share Price for 100-share sale of common stock on May 27, 2026

IRA holding after trades 28,078 shares Indirect common stock holding by IRA after reported sales

Direct common stock holding 80,309 shares Directly held BV Financial common stock after transactions

Retirement plan holding 12,100 shares Indirect common stock holding via retirement plan after transactions

Stock option position 36,746 shares at $14.25 Stock options on 36,746 underlying shares, exercise price $14.25, expiring September 6, 2034

Key Terms

Stock Options, restricted stock, IRA, Retirement Plan, +1 more

5 terms

Stock Options financial

"Stock Options vest at a rate of 25% per year commencing on September 6, 2025."

Stock options are agreements that give a person the right to buy or sell a company's stock at a specific price within a certain time frame. They are often used as a reward or incentive, similar to a coupon that can be used later if the stock price rises, allowing the holder to make a profit.

restricted stock financial

"Includes shares of restricted stock which vest at a rate of 25% per year."

Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.

IRA financial

"nature_of_ownership: By IRA for certain common stock holdings."

An individual retirement account (IRA) is a savings account designed to help people put aside money for their retirement, often with tax advantages that encourage long-term savings. It matters to investors because it can grow over time, providing financial security later in life, and offers benefits that can reduce current taxes or allow investments to compound more effectively.

Retirement Plan financial

"nature_of_ownership: By Retirement Plan for an indirect common stock holding."

underlying shares financial

"Stock Options on 36,746 underlying shares of Common Stock."

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did BVFL report for director Joseph S. Galli?

BVFL reported that director Joseph S. Galli sold a total of 2,027 shares of BV Financial common stock on May 27, 2026. The sales occurred in three trades at prices between $19.90 and $19.94, executed through an IRA account.

How many BVFL shares does Joseph S. Galli hold indirectly through his IRA?

After the reported sales, an IRA associated with Joseph S. Galli held 28,078 BV Financial common shares. This balance reflects the post-transaction holding disclosed and represents his indirect ownership position through that IRA as of the filing date.

What are Joseph S. Galli’s remaining BVFL shareholdings and stock options?

Following the transactions, Galli reported 80,309 BVFL shares held directly and 12,100 shares held indirectly via a retirement plan. He also holds stock options for 36,746 shares at an exercise price of $14.25 per share, expiring on September 6, 2034.

At what prices were the BVFL shares sold in this Form 4 filing?

The sales disclosed for BVFL common stock were at per-share prices of $19.90, $19.91, and $19.94. These three trades on May 27, 2026 totaled 2,027 shares sold through an IRA, as reported in the Form 4.

Do Joseph S. Galli’s BVFL equity awards have a vesting schedule?

Yes. The filing notes that Galli’s restricted stock and stock options vest at a rate of 25% per year, starting on September 6, 2025. This schedule applies to the reported equity awards associated with his BV Financial holdings.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 05/29/2026 - 10:54 AM

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Galli Joseph S

(Last)

(First)

(Middle)

7114 NORTH POINT ROAD

(Street)

BALTIMORE

MARYLAND

21219

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
BV Financial, Inc. [ BVFL ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	10% Owner
	Officer (give title below)	Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/27/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock	05/27/2026		S		1,921	D	$19.9	28,184	I	By IRA
Common Stock	05/27/2026		S		6	D	$19.91	28,178	I	By IRA
Common Stock	05/27/2026		S		100	D	$19.94	28,078	I	By IRA
Common Stock								80,309⁽¹⁾	D
Common Stock								12,100	I	By Retirement Plan

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
Stock Options	$14.25							09/06/2025	09/06/2034	Common Stock	36,746⁽²⁾		36,746⁽²⁾	D

Explanation of Responses:

1. Includes shares of restricted stock which vest at a rate of 25% per year commencing on September 6, 2025.

2. Stock Options vest at a rate of 25% per year commencing on September 6, 2025.

	/s/ Zachary Davis, pursuant to power of attorney	05/29/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR