CACC shareholder plans sale of 2,890 shares

A shareholder of the issuer has filed a notice to sell 2,890 shares of common stock through Fidelity Brokerage Services LLC on NASDAQ, with an approximate sale date of 02/02/2026 and an aggregate market value of $1,471,592.50.

Rhea-AI Filing Summary

A shareholder of the issuer has filed a notice to sell 2,890 shares of common stock through Fidelity Brokerage Services LLC on NASDAQ, with an approximate sale date of 02/02/2026 and an aggregate market value of $1,471,592.50. The issuer had 11,031,544 shares of this class outstanding. These shares were acquired on 02/02/2026 by exercising options granted on 12/30/2020 for cash.

Over the prior three months, Wendy A. Rummler, listed as a seller of the issuer’s common stock, sold 5,236 shares on 01/30/2026, generating gross proceeds of $2,583,664.13. The notice includes the standard representation that the seller is not aware of undisclosed material adverse information about the issuer’s operations.

FAQ

How many CACC shares does the Form 144 seller plan to sell?

The Form 144 notice covers a planned sale of 2,890 shares of common stock. These shares are to be sold through Fidelity Brokerage Services LLC on NASDAQ, with an approximate sale date of 02/02/2026 and an aggregate market value of $1,471,592.50.

How were the 2,890 CACC shares in the Form 144 acquired?

The 2,890 common shares were acquired on 02/02/2026 by exercising stock options that were originally granted on 12/30/2020. The exercise was settled in cash, meaning the purchaser paid cash to receive the underlying common shares before planning their sale.

What recent CACC share sales has Wendy A. Rummler reported?

Wendy A. Rummler is listed as having sold 5,236 shares of common stock on 01/30/2026. Those sales generated gross proceeds of $2,583,664.13. This activity occurred within the three months preceding the new planned sale of 2,890 shares disclosed in the same notice.

On which exchange and through which broker will the CACC shares be sold?

The planned sale of 2,890 common shares is to be executed on NASDAQ. The broker identified is Fidelity Brokerage Services LLC, located at 900 Salem Street, Smithfield, RI 02917, which will handle the transaction for the selling shareholder.

How many CACC shares of this class are currently outstanding?

The notice states that there are 11,031,544 shares of the relevant class of common stock outstanding. This figure provides context for the planned 2,890‑share sale, indicating the total number of shares currently issued and outstanding for that class of securities.

What representation does the CACC seller make about inside information?

The person for whose account the securities will be sold represents that they do not know any material adverse information about the issuer’s current or prospective operations that has not been publicly disclosed, consistent with the standard certification included in the notice for such sales.

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Accepted by SEC EDGAR 02/02/2026 - 04:20 PM Learn about SEC filing dates

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK	0001916755
Filer CCC	XXXXXXXX
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer	CREDIT ACCEPTANCE CORP
SEC File Number	000-20202
Address of Issuer	25505 WEST TWELVE MILE ROAD SOUTHFIELD MICHIGAN 48034-8334
Phone	2483532700
Name of Person for Whose Account the Securities are To Be Sold	Rummler Wendy A
See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.
Relationship to Issuer	Officer

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
Common	Fidelity Brokerage Services LLC 900 Salem Street Smithfield RI 02917	2890	1471592.50	11031544	02/02/2026	NASDAQ

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
Common	02/02/2026	Options Granted - 12/30/2020	Issuer			2890	02/02/2026	Cash

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Name and Address of Seller	Title of Securities Sold	Date of Sale	Amount of Securities Sold	Gross Proceeds
Wendy A. Rummler 25505 W. Twelve Mile Road Southfield MI 48034-8339	Common	01/30/2026	5236	2583664.13

144: Remarks and Signature

Remarks
Date of Notice	02/02/2026
Date of Plan Adoption or Giving of Instruction, If Relying on Rule 10b5-1	08/12/2025
ATTENTION:
The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.
Signature	/s/ Jared Cook, as a duly authorized representative of Fidelity Brokerage Services LLC, as attorney-in-fact for Wendy A. Rummler
ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)