CREDIT ACCEPTANCE (NASDAQ: CACC) director reports 358-share equity award on Form 4

Rhea-AI Filing Summary

CREDIT ACCEPTANCE CORP director and 10% owner Scott J. Vassalluzzo reported an equity award of 358 shares of Common Stock. These shares were acquired as a grant at a stated price of $0.00 per share, bringing his direct holdings to 65,758 shares. The filing also notes 2,758 shares held in family accounts, for which he disclaims beneficial ownership except to the extent of any pecuniary interest.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider VASSALLUZZO SCOTT J

Role null

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	358	$0.00	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 65,758 shares (Direct, null); Common Stock — 2,758 shares (Indirect, By Scott J. Vassalluzzo Family Accounts)

Footnotes (1)

1. [object Object]

Key Figures

Stock grant: 358 shares Direct holdings after grant: 65,758 shares Family account holdings: 2,758 shares

3 metrics

Stock grant 358 shares Common Stock award on 2026-06-10 (code A)

Direct holdings after grant 65,758 shares Common Stock directly owned following the transaction

Family account holdings 2,758 shares Indirect holdings in family investment accounts; beneficial ownership disclaimed except pecuniary interest

Key Terms

Grant, award, or other acquisition, Section 16, pecuniary interest, indirect ownership

4 terms

Grant, award, or other acquisition financial

"transaction_code_description": "Grant, award, or other acquisition"

Section 16 regulatory

"shall not be deemed an admission of beneficial ownership for purposes of Section 16"

Section 16 is a U.S. securities law rule that governs the trading and disclosure obligations of company insiders — typically officers, directors and large shareholders — to promote transparency and deter unfair profit-taking. It requires insiders to publicly report their stock trades and allows companies or the issuer to reclaim quick, short-term profits from certain insider trades, like a scoreboard and a refund policy that help investors see and limit possible insider advantage.

pecuniary interest financial

"disclaims beneficial ownership of these shares except to the extent of his pecuniary interest therein"

indirect ownership financial

""ownership_type": "indirect""

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

VASSALLUZZO SCOTT J

(Last) (First) (Middle)

2200 BUTTS ROAD, SUITE 320

(Street)

BOCA RATON FLORIDA 33431

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CREDIT ACCEPTANCE CORP [ CACC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	X	10% Owner
	Officer (give title below)	X	Other (specify below)
			Member of Section 13(d) Group

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/10/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	06/10/2026		A		358	A	$0	65,758	D
Common Stock								2,758(1)	I	By Scott J. Vassalluzzo Family Accounts

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. These shares are owned directly by investment accounts established for the benefit of certain family members of Mr. Vassalluzzo. The inclusion of these shares in this report shall not be deemed an admission of beneficial ownership for purposes of Section 16 or any other purpose and Mr. Vassalluzzo disclaims beneficial ownership of these shares except to the extent of his pecuniary interest therein.

Remarks:

	/s/ Scott J. Vassalluzzo	06/12/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did CACC director Scott Vassalluzzo report?

Scott Vassalluzzo reported receiving an award of 358 shares of CREDIT ACCEPTANCE CORP Common Stock. The shares were acquired as a grant at a stated price of $0.00 per share, increasing his directly held position reported in this filing.

How many CREDIT ACCEPTANCE CORP shares does Scott Vassalluzzo now hold directly?

After the reported grant, Scott Vassalluzzo holds 65,758 shares of CREDIT ACCEPTANCE CORP Common Stock directly. This figure reflects his direct ownership reported as of the transaction date in the Form 4 filing.

What is the nature of the additional CACC shares held in family accounts?

The Form 4 shows 2,758 CREDIT ACCEPTANCE CORP shares held in investment accounts for certain family members. Vassalluzzo disclaims beneficial ownership of these shares except to the extent of his pecuniary interest, as noted in the filing’s footnote.

Was the CACC insider transaction a market purchase or a grant?

The reported CREDIT ACCEPTANCE CORP insider transaction was a grant or award, not an open-market purchase. The Form 4 lists transaction code "A" and a price of $0.00 per share, indicating a compensation-related acquisition.

Does the Form 4 show any sales of CACC stock by Scott Vassalluzzo?

The Form 4 does not report any sales of CREDIT ACCEPTANCE CORP stock. It shows one acquisition of 358 shares as a grant and a separate entry reflecting 2,758 shares held in family accounts with a beneficial ownership disclaimer.

How is indirect ownership of CACC shares described for Scott Vassalluzzo?

Indirect ownership is described as 2,758 CACC shares held by investment accounts for certain family members. The filing states that inclusion of these shares is not an admission of beneficial ownership, which is disclaimed except for any pecuniary interest.