Carter Bankshares (CARE) president sells 5,500 shares in open trade

Rhea-AI Filing Summary

Carter Bankshares, Inc. president and chief strategy officer Bradford N. Langs reported an open-market sale of 5,500 shares of Common Stock. The sale was executed at an average price of $26.4651 per share. Following this transaction, Langs directly owns 27,093 Carter Bankshares shares, with no derivative positions reported in this filing.

Insider Trade Summary

Net Seller: 5,500 shares ($145,558)

Net Sell 1 txn

Insider Langs Bradford N.

Role PRESIDENT, CHIEF STRATEGY OFCR

Sold 5,500 shs ($146K)

Type	Security	Shares	Price	Value
Sale	Common Stock	5,500	$26.4651	$146K

Holdings After Transaction: Common Stock — 27,093 shares (Direct, null)

Footnotes (1)

Key Figures

Shares sold: 5,500 shares Sale price per share: $26.4651 per share Shares owned after transaction: 27,093 shares +1 more

4 metrics

Shares sold 5,500 shares Open-market sale of Common Stock

Sale price per share $26.4651 per share Average price for the 5,500-share sale

Shares owned after transaction 27,093 shares Direct ownership by Bradford N. Langs after sale

Net shares sold 5,500 shares Net change in buy/sell activity in this filing

Key Terms

Common Stock, open-market sale, Form 4, non-derivative

4 terms

Common Stock financial

"The transaction involved non-derivative Common Stock of Carter Bankshares."

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

open-market sale financial

"reported an open-market sale of 5,500 shares of Common Stock."

An open-market sale is when a shareholder sells existing shares directly on a public exchange to any willing buyer, rather than through a private deal. Think of it like putting goods on a busy market stall where price is set by supply and demand; for investors it matters because such sales increase available supply, can put short-term downward pressure on the stock price, and signal changes in liquidity or investor confidence.

Form 4 regulatory

"his trades in company stock must be reported on Form 4, providing transparency"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

non-derivative financial

"The transaction involved non-derivative Common Stock of Carter Bankshares."

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Langs Bradford N.

(Last) (First) (Middle)

1300 KINGS MOUNTAIN ROAD

(Street)

MARTINSVILLE VIRGINIA 24112

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Carter Bankshares, Inc. [ CARE ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	PRESIDENT, CHIEF STRATEGY OFCR

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/12/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/12/2026		S		5,500	D	$26.4651	27,093	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

	/s/ Lisa J. Correll, Attorney-in-fact	05/12/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did Carter Bankshares (CARE) report on this Form 4?

Carter Bankshares reported that executive Bradford N. Langs sold 5,500 shares of Common Stock in an open-market transaction. This filing details the trade date, sale price, and Langs’ remaining direct ownership position after the sale.

Who is Bradford N. Langs in relation to Carter Bankshares (CARE)?

Bradford N. Langs is the president and chief strategy officer of Carter Bankshares. As a senior executive, his trades in company stock must be reported on Form 4, providing transparency into his personal ownership changes.

How many Carter Bankshares (CARE) shares did the insider sell and at what price?

Bradford N. Langs sold 5,500 shares of Carter Bankshares Common Stock. The reported average sale price was $26.4651 per share, reflecting the consideration received for each share in this open-market transaction.

How many Carter Bankshares (CARE) shares does the insider hold after the sale?

After the reported sale, Bradford N. Langs directly owns 27,093 shares of Carter Bankshares Common Stock. This post-transaction balance shows his remaining direct equity stake disclosed in the Form 4 filing.

Was the Carter Bankshares (CARE) insider transaction in derivative or common stock?

The transaction involved non-derivative Common Stock of Carter Bankshares. No options, warrants, or other derivative securities are listed in the filing, indicating a straightforward sale of existing common shares.

Does this Carter Bankshares (CARE) Form 4 show any option exercises?

The Form 4 does not report any option or derivative exercises for Bradford N. Langs. It only shows a single open-market sale of 5,500 shares of Common Stock, with no derivative positions remaining listed.