Consumers Bancorp director granted RSUs, exercises 801 units

Consumers Bancorp director Frank L. Paden reported equity compensation and an option exercise.

Rhea-AI Filing Summary

Consumers Bancorp director Frank L. Paden reported equity compensation and an option exercise. He received a grant of 199 performance-based restricted stock units, each representing one share of Consumers Bancorp common stock, which are scheduled to vest in October 2026 based on Board meeting attendance. Paden also exercised 801 restricted stock units into 801 shares of common stock on June 30, 2026, a scheduled vesting and settlement event, bringing his direct common stock holdings to 13,475.866 shares, including shares acquired through the company’s dividend reinvestment plan.

Insider Trade Summary

801 shares exercised/converted

Exercise 3 txns

Insider PADEN FRANK L

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Restricted Stock Units (Performance Based Vesting)	199	$0.00	$0.00
Exercise	Restricted Stock Units (Performance Based Vesting)	801	$0.00	$0.00
Exercise	Common Stock	801	$0.00	$0.00

Holdings After Transaction: Restricted Stock Units (Performance Based Vesting) — 199 contracts (Direct); Common Stock — 13,475.866 shares (Direct)

Footnotes (4)

1. F1. Each restricted stock unit represents the right to receive, at settlement, one share of common stock. This transaction represents the settlement of restricted stock units in shares of common stock on their scheduled vesting date of 6-30-2026
2. F2. Includes shares acquired through dividend reinvestment plan
3. F3. The RSUs will vest in October 2026 based on meeting attendance requirements, assuming the Reporting Person remains on the Board of Directors on the vesting date.
4. F4. Each restricted stock award is the economic equliavant of one share of Consumers Bancorp Inc common stock

Key Figures

New RSU grant: 199 units RSUs exercised: 801 units Shares after transactions: 13,475.866 shares +2 more

5 metrics

New RSU grant 199 units Performance-based restricted stock units granted to director

RSUs exercised 801 units Restricted stock units settled into common stock on June 30, 2026

Shares after transactions 13,475.866 shares Director’s direct common stock holdings following exercise

RSU-to-share ratio 1:1 Each restricted stock unit equals one share of common stock

RSU vesting date October 2026 New 199 RSUs vest based on Board meeting attendance

Key Terms

Restricted Stock Units (Performance Based Vesting), dividend reinvestment plan, grant, award, or other acquisition, Exercise or conversion of derivative security, +1 more

5 terms

Restricted Stock Units (Performance Based Vesting) financial

"security_title: Restricted Stock Units (Performance Based Vesting)"

dividend reinvestment plan financial

"Includes shares acquired through dividend reinvestment plan"

A dividend reinvestment plan lets shareholders automatically use cash dividends to buy more shares of the same company instead of receiving the money. It matters to investors because it turns regular payouts into a steady way to grow ownership and take advantage of compound returns—like having your savings automatically buy additional slices of a pie over time—while often reducing transaction costs and smoothing purchase timing.

grant, award, or other acquisition financial

"transaction_code_description: Grant, award, or other acquisition"

Exercise or conversion of derivative security financial

"transaction_code_description: Exercise or conversion of derivative security"

performance based vesting financial

"Restricted Stock Units (Performance Based Vesting)"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transactions did Frank L. Paden report for CONSUMERS BANCORP INC (CBKM)?

Frank L. Paden reported a grant of 199 performance-based restricted stock units and the exercise of 801 restricted stock units into 801 shares of common stock, increasing his direct holdings to 13,475.866 shares, including shares obtained through the dividend reinvestment plan.

How many CONSUMERS BANCORP (CBKM) shares does Frank L. Paden hold after these transactions?

After exercising 801 restricted stock units into common stock, Frank L. Paden holds 13,475.866 shares of CONSUMERS BANCORP common stock directly. This total also includes shares he previously acquired through participation in the company’s dividend reinvestment plan, as noted in the filing footnotes.

What are the terms of Frank L. Paden’s new 199 restricted stock units in CBKM?

The new 199 restricted stock units each represent the right to receive one share of CONSUMERS BANCORP common stock. They are scheduled to vest in October 2026, contingent on meeting Board meeting attendance requirements and his continued service on the Board through the vesting date.

Was Frank L. Paden’s exercise of 801 CBKM restricted stock units a market purchase?

No, the 801-share increase came from the exercise and settlement of previously granted restricted stock units at a stated price of $0.00 per share. This reflects equity compensation vesting rather than an open-market purchase of CONSUMERS BANCORP common stock by the director.

Are Frank L. Paden’s CBKM holdings affected by a dividend reinvestment plan?

Yes. The filing states his reported holdings include shares acquired through a dividend reinvestment plan. This means some of his 13,475.866 CONSUMERS BANCORP common shares were accumulated automatically as dividends were reinvested into additional stock over time.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 07/02/2026 - 01:59 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

PADEN FRANK L

(Last) (First) (Middle)

8454 HITCHCOCK RD

(Street)

BOARDMAN OHIO 44512

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CONSUMERS BANCORP INC /OH/ [ CBKM ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/30/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	06/30/2026		M		801	A	(1)	13,475.866(1)(2)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units (Performance Based Vesting)	(1)	06/30/2026		M			801	(1)	(1)	Common Stock	801	(1)	0	D
Restricted Stock Units (Performance Based Vesting)	(3)	07/01/2026		A		199(4)		(3)	(3)	Common Stock	199	$0	199	D

Explanation of Responses:

1. Each restricted stock unit represents the right to receive, at settlement, one share of common stock. This transaction represents the settlement of restricted stock units in shares of common stock on their scheduled vesting date of 6-30-2026

2. Includes shares acquired through dividend reinvestment plan

3. The RSUs will vest in October 2026 based on meeting attendance requirements, assuming the Reporting Person remains on the Board of Directors on the vesting date.

4. Each restricted stock award is the economic equliavant of one share of Consumers Bancorp Inc common stock

	/s/Frank L. Paden	07/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)