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Consumers Bancorp (CBKM) director awarded RSUs and settles 801 units into common shares

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Wheeler Michael A reported acquisition or exercise transactions in this Form 4 filing.

Consumers Bancorp director Michael A. Wheeler reported routine equity compensation activity. On July 1, 2026, he received 596 performance-based restricted stock units, each economically equivalent to one share of common stock and scheduled to vest in June 2027 if board service and attendance requirements are met. On June 30, 2026, 801 restricted stock units settled into 801 shares of common stock on their scheduled vesting date, leaving no remaining units from that grant. Following these transactions, Wheeler holds 3,153 shares of common stock directly and 1,500 shares indirectly through a spousal trust.

Positive

  • None.

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  • None.
Insider Wheeler Michael A
Role Director
Type Security Shares Price Value
Grant/Award Restricted Stock Units (Performance Based Vesting) 596 $0.00 --
Exercise Restricted Stock Units (Performance Based Vesting) 801 $0.00 --
Exercise Common Stock 801 $0.00 --
holding Common Stock -- -- --
Holdings After Transaction: Restricted Stock Units (Performance Based Vesting) — 596 shares (Direct); Common Stock — 3,153 shares (Direct); Common Stock — 1,500 shares (Indirect, Spousal Trust)
Footnotes (1)
  1. Each restricted stock unit represents the right to receive, at settlement, one share of common stock. This transaction represents the settlement of restricted stock units in shares of common stock on their scheduled vesting date of 6-30-2026 The RSUs will vest in June 2027 based on meeting attendance requirements, assuming the Reporting Person remains on the Board of Directors on the vesting date. Each restricted stock award is the economic equliavant of one share of Consumers Bancorp Inc common stock
New RSU grant 596 units Restricted Stock Units (Performance Based Vesting) granted on July 1, 2026
RSU vesting into shares 801 shares 801 RSUs settled into 801 shares of common stock on June 30, 2026
Direct common shares after transactions 3,153 shares Total direct common stock ownership following June 30, 2026 transactions
Indirect common shares 1,500 shares Common stock held indirectly through a spousal trust as of June 30, 2026
RSU-to-share ratio 1:1 Each restricted stock unit economically equivalent to one share of common stock
RSU grant price $0.00 per unit Reported transaction price per restricted stock unit on July 1, 2026
RSU vesting date June 2027 Scheduled vesting for 596 new performance-based RSUs, subject to service and attendance
Restricted Stock Units (Performance Based Vesting) financial
"Restricted Stock Units (Performance Based Vesting) were granted and also settled into common shares."
restricted stock unit financial
"Each restricted stock unit represents the right to receive, at settlement, one share of common stock."
A restricted stock unit is a promise from a company to give an employee shares of stock after certain conditions are met, like staying with the company for a set amount of time. It’s like earning a bonus that turns into company stock once you’ve proven your commitment, making it a way to motivate and reward employees.
Spousal Trust financial
"Common Stock holdings include 1,500 shares held indirectly through a Spousal Trust."
economic equliavant of one share financial
"Each restricted stock award is the economic equliavant of one share of Consumers Bancorp Inc common stock."
Performance Based Vesting financial
"The RSUs will vest in June 2027 based on meeting attendance requirements and continued board service, reflecting Performance Based Vesting terms."
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FAQ

What insider transactions did Michael A. Wheeler report for CONSUMERS BANCORP INC (CBKM)?

Michael A. Wheeler reported equity compensation activity, including the vesting of 801 restricted stock units into 801 common shares and a separate grant of 596 new restricted stock units. These events increase his equity exposure rather than representing open-market share purchases or sales.

How many restricted stock units did Michael A. Wheeler receive from CONSUMERS BANCORP (CBKM)?

He received 596 performance-based restricted stock units, each economically equivalent to one share of Consumers Bancorp common stock. These units were granted at no cash cost and represent additional equity compensation tied to his continued service on the board of directors.

When do Michael A. Wheeler’s new restricted stock units in CBKM vest?

The 596 restricted stock units are scheduled to vest in June 2027, assuming he remains on the board and meets meeting attendance requirements. Upon vesting, each unit is expected to settle into one share of Consumers Bancorp common stock, subject to the plan’s terms.

What happened to the 801 restricted stock units previously held by Michael A. Wheeler at CONSUMERS BANCORP?

The 801 restricted stock units settled into 801 shares of common stock on their scheduled vesting date of June 30, 2026. After this settlement, no units from that specific grant remained outstanding, and Wheeler’s direct common share holdings increased accordingly.

How many CONSUMERS BANCORP (CBKM) shares does Michael A. Wheeler hold after these transactions?

After these transactions, he holds 3,153 shares of common stock directly and 1,500 shares indirectly through a spousal trust. These figures reflect his reported ownership positions in the company following the RSU vesting and new RSU grant described in the filing.

Did Michael A. Wheeler buy or sell CONSUMERS BANCORP (CBKM) shares on the open market?

The reported activity involves restricted stock units vesting into shares and a new RSU grant, not open-market buying or selling. The transactions occurred at a reported price per share of $0.00, consistent with equity compensation and settlement under the company’s incentive plans.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Wheeler Michael A

(Last)(First)(Middle)
5252 PENINSULA DRIVE

(Street)
CANTON OHIO 44718

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
CONSUMERS BANCORP INC /OH/ [ CBKM ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
06/30/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock06/30/2026M801A(1)3,153(1)D
Common Stock1,500ISpousal Trust
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Restricted Stock Units (Performance Based Vesting)(1)06/30/2026M801 (1) (1)Common Stock801(1)0D
Restricted Stock Units (Performance Based Vesting)(2)07/01/2026A596(3) (2) (2)Common Stock596$0596D
Explanation of Responses:
1. Each restricted stock unit represents the right to receive, at settlement, one share of common stock. This transaction represents the settlement of restricted stock units in shares of common stock on their scheduled vesting date of 6-30-2026
2. The RSUs will vest in June 2027 based on meeting attendance requirements, assuming the Reporting Person remains on the Board of Directors on the vesting date.
3. Each restricted stock award is the economic equliavant of one share of Consumers Bancorp Inc common stock
/s/Michael Wheeler07/02/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)