Consumers Bancorp (CBKM) awards 1,006 performance-based RSUs to SVP loan officer

Rhea-AI Filing Summary

Consumers Bancorp Inc. (CBKM) reported an insider equity award for a senior executive. SVP, Senior Loan Officer David E. Benavides received 1,006 performance-based restricted stock units (RSUs) linked to the company’s common stock. The RSUs are tied to identified performance measures for fiscal year 2026, with 25% vesting in 2026 and additional time-based vesting in equal 25% installments on June 30 of 2027, 2028 and 2029, contingent on continued employment on each vesting date.

The filing states that the amount reported reflects the maximum number of shares that could become payable. Depending on the level of performance achieved, the reporting person could earn between 0% and 50% of the reported RSU amount.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Benavides David E

Role SVP, Senior Loan Officer

Type	Security	Shares	Price	Value
Grant/Award	Restricted Stock Units (Performance Based Vesting)	1,006	$0.00	--

Holdings After Transaction: Restricted Stock Units (Performance Based Vesting) — 1,006 shares (Direct)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Benavides David E

(Last) (First) (Middle)

219 KINGSTON DR

(Street)

AURORA OH 44202

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
CONSUMERS BANCORP INC /OH/ [ CBKM ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	SVP, Senior Loan Officer

3. Date of Earliest Transaction (Month/Day/Year)
01/02/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units (Performance Based Vesting)	(1)	01/01/2026		A		1,006		(1)	(1)	Common Stock	1,006	$0	1,006	D

Explanation of Responses:

1. The performance based RSUs will vest based on achievement of identified performance measures for fiscal year 2026, 25% in 2026 with additional time-based vesting in equal 25% installments on June 30, 2027, 2028 and 2029, assuming the Reporting Person remains continuously employed on the vesting dates. The amount reported represents the amount of shares payable at maximum performance; the Reporting Person could earn 0 - 50% of the amount reported depending on the level of performance achieved

	/s/David E. Benavides	01/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Consumers Bancorp (CBKM) report in this Form 4?

The company reported a grant of 1,006 performance-based restricted stock units (RSUs) to an executive, tied to Consumers Bancorp common stock.

Who received the RSU grant reported by Consumers Bancorp (CBKM)?

The RSUs were granted to David E. Benavides, who serves as SVP, Senior Loan Officer and is an officer of Consumers Bancorp Inc.

How do the performance-based RSUs at Consumers Bancorp vest?

The RSUs will vest based on fiscal year 2026 performance measures, with 25% vesting in 2026 and additional time-based vesting in equal 25% installments on June 30, 2027, 2028 and 2029, assuming continuous employment through each vesting date.

What is the maximum number of Consumers Bancorp shares that could be issued under this RSU grant?

The filing states that 1,006 shares represent the amount payable at maximum performance under the performance-based RSU award.

How much can the executive actually earn from the Consumers Bancorp RSU grant?

The disclosure explains that the reporting person could earn between 0% and 50% of the 1,006 RSUs reported, depending on the level of performance achieved for fiscal year 2026.

Is the RSU ownership reported as direct or indirect for this Consumers Bancorp insider?

The 1,006 performance-based RSUs are reported as direct (D) beneficial ownership by the executive.