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Consumers Bancorp (CBKM) director granted 596 RSUs and settles 801 into shares

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Gano Ann M reported acquisition or exercise transactions in this Form 4 filing.

Consumers Bancorp director Ann M. Gano reported equity compensation activity. She received a grant of 596 Restricted Stock Units (RSUs) with performance-based vesting, each economically equivalent to one share of common stock and scheduled to vest in June 2027 if she remains on the Board and meets attendance requirements.

Separately, 801 RSUs previously granted were settled into 801 shares of Consumers Bancorp common stock on their scheduled vesting date of June 30, 2026. Following these transactions, she directly holds 5,856 shares of common stock and 596 RSUs.

Positive

  • None.

Negative

  • None.
Insider Gano Ann M
Role Director
Type Security Shares Price Value
Grant/Award Restricted Stock Units (Performance Based Vesting) 596 $0.00 --
Exercise Restricted Stock Units (Performance Based Vesting) 801 $0.00 --
Exercise Common Stock 801 $0.00 --
Holdings After Transaction: Restricted Stock Units (Performance Based Vesting) — 596 shares (Direct); Common Stock — 5,856 shares (Direct)
Footnotes (1)
  1. Each restricted stock unit represents the right to receive, at settlement, one share of common stock. This transaction represents the settlement of restricted stock units in shares of common stock on their scheduled vesting date of 6-30-2026 The RSUs will vest in June 2027 based on meeting attendance requirements, assuming the Reporting Person remains on the Board of Directors on the vesting date. Each restricted stock award is the economic equliavant of one share of Consumers Bancorp Inc common stock
New RSU grant 596 units Performance-based RSUs granted with June 2027 vesting
RSUs settled into shares 801 shares RSUs converted to common stock on June 30, 2026
Common stock holdings 5,856 shares Directly held after the reported transactions
RSUs outstanding 596 units Unvested RSUs remaining after settlement of prior awards
Restricted Stock Units financial
"Each restricted stock unit represents the right to receive, at settlement, one share of common stock."
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
Performance Based Vesting financial
"Restricted Stock Units (Performance Based Vesting)"
Exercise or conversion of derivative security financial
"transaction_code_description: Exercise or conversion of derivative security"
economic equliavant of one share financial
"Each restricted stock award is the economic equliavant of one share of Consumers Bancorp Inc common stock"
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FAQ

What insider transactions did Ann M. Gano report for CBKM?

Ann M. Gano reported an equity grant and an RSU settlement. She received 596 new restricted stock units and had 801 previously granted RSUs convert into 801 shares of common stock upon vesting, reflecting routine director compensation activity.

How many Consumers Bancorp (CBKM) shares does Ann M. Gano hold after these transactions?

After the reported transactions, Ann M. Gano directly holds 5,856 shares of Consumers Bancorp common stock. This includes 801 shares received from the settlement of previously granted RSUs, plus her prior holdings, as disclosed in the Form 4 data.

What restricted stock units did Ann M. Gano receive from Consumers Bancorp (CBKM)?

She received 596 Restricted Stock Units with performance-based vesting. Each RSU is economically equivalent to one share of Consumers Bancorp common stock and is scheduled to vest in June 2027, contingent on meeting Board attendance requirements and continued Board service.

When did Ann M. Gano’s Consumers Bancorp RSUs convert into common stock?

801 Restricted Stock Units converted into 801 shares of Consumers Bancorp common stock on their scheduled vesting date of June 30, 2026. This settlement reflects the normal vesting of prior equity awards granted to her as a director.

Are Ann M. Gano’s new Consumers Bancorp RSUs subject to vesting conditions?

Yes. The 596 newly granted RSUs will vest in June 2027 based on meeting attendance requirements, assuming Ann M. Gano remains on the Consumers Bancorp Board of Directors on the vesting date, according to the Form 4 footnote disclosure.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Gano Ann M

(Last)(First)(Middle)
2053 MAY VALLEY

(Street)
NEW PHILADELPHIA OHIO 44663

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
CONSUMERS BANCORP INC /OH/ [ CBKM ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
06/30/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock06/30/2026M801A(1)5,856D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Restricted Stock Units (Performance Based Vesting)(1)06/30/2026M801 (1) (1)Common Stock801(1)0D
Restricted Stock Units (Performance Based Vesting)(2)07/01/2026A596(3) (2) (2)Common Stock596$0596D
Explanation of Responses:
1. Each restricted stock unit represents the right to receive, at settlement, one share of common stock. This transaction represents the settlement of restricted stock units in shares of common stock on their scheduled vesting date of 6-30-2026
2. The RSUs will vest in June 2027 based on meeting attendance requirements, assuming the Reporting Person remains on the Board of Directors on the vesting date.
3. Each restricted stock award is the economic equliavant of one share of Consumers Bancorp Inc common stock
/s/Ann Gano07/02/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)