CF Bankshares Inc. filings document the financial condition, governance and capital actions of the holding company for CFBank, National Association. Form 8-K reports include quarterly and annual results, Regulation FD communications tied to annual-report materials, stock repurchase program disclosures, and board-level changes at the company and its wholly owned bank subsidiary.
Proxy materials cover director elections, executive compensation, shareholder meeting matters and corporate-governance procedures. The filing record also reflects banking-specific disclosures such as loan growth, deposit funding, net interest margin, credit-loss provisions, capital ratios, common stock dividends, Series D preferred stock dividend disclosures and related ownership or board-designation arrangements.
CF Bankshares Inc. reported that Bank President Bradley J. Ringwald acquired 10,500 shares of common stock through a stock grant. The award was made at $0.00 per share as a restricted stock grant under the company’s 2019 Equity Incentive Plan and vests over three years. Following this grant, Ringwald directly owns 39,259 shares of CF Bankshares common stock.
Beerman Kevin J reported acquisition or exercise transactions in this Form 4 filing.
CF Bankshares Inc. executive vice president and chief financial officer Kevin J. Beerman reported an equity award of 8,500 shares of common stock. These shares are underlying restricted stock awards granted under the Central Federal Corporation 2019 Equity Incentive Plan and will vest over a three-year period. After this grant, his directly held common stock position increased to 33,817 shares.
Royer David L reported acquisition or exercise transactions in this Form 4 filing.
CF Bankshares Inc. director David L. Royer reported an equity award of 4,500 shares of common stock. These shares are restricted stock granted under the Central Federal Corporation 2019 Equity Incentive Plan and will vest over a three-year period. After this grant, Royer directly owns 41,187 common shares.
HOEWELER ROBERT E reported acquisition or exercise transactions in this Form 4 filing.
CF Bankshares Inc. director Robert E. Hoeweler reported an equity award of 5,500 shares of common stock. The shares represent restricted stock granted under the Central Federal Corporation 2019 Equity Incentive Plan and will vest over a three-year period. Following this grant, Hoeweler directly holds 77,562 common shares, reflecting compensation in stock rather than an open-market purchase.
CF Bankshares Inc. director James H. Frauenberg II received an equity award of 3,500 shares of common stock. The Form 4 reports this as a grant or award acquisition with no cash paid per share, increasing his directly held stake to 117,930 common shares.
The awarded shares are restricted stock granted under the Central Federal Corporation 2019 Equity Incentive Plan and are subject to vesting over a three-year period, meaning they become fully owned gradually over time. The filing also notes an additional 77,427 shares held indirectly through Addison Holdings.
Cochran Edward W reported acquisition or exercise transactions in this Form 4 filing.
CF Bankshares Inc. director Edward W. Cochran reported an equity grant of 3,500 shares of common stock in the form of restricted stock awards. The awards, granted at a stated price of $0.00 per share, vest over a three-year period under the 2019 Equity Incentive Plan. Following this grant, Cochran directly holds 353,413 shares of CF Bankshares common stock.
CF Bankshares Inc. reported that CEO and director Timothy T. O'Dell acquired 18,000 shares of common stock on February 23, 2026 through a restricted stock award. The grant was made under the Central Federal Corporation 2019 Equity Incentive Plan at a stated price of $0.00 per share and will vest over a three-year period.
After this award, O'Dell directly owns 308,121 common shares. The filing also lists indirect holdings of 4,579 shares held with Colleen O'Dell as custodian for Sarah F. O'Dell and 5,454 shares held by his spouse, reflecting existing ownership positions.
CF Bankshares Inc. insider Timothy T. O'Dell reported his beneficial ownership of the company's common stock in an amended Schedule 13G filing. He beneficially owns 300,154 shares of common stock, representing 4.71% of the class as of December 31, 2025.
O'Dell has sole voting and sole dispositive power over all 300,154 shares, with no shared voting or dispositive authority. The filing notes that his ownership is now 5 percent or less of the outstanding common stock. O'Dell serves as President and CEO of CF Bankshares Inc.
CF Bankshares Inc. investor Edward W. Cochran filed Amendment No. 11 to a Schedule 13D reporting beneficial ownership of 349,913 shares of common stock, representing 5.50% of the company’s outstanding voting common stock as of November 7, 2025.
The shares were acquired as a private investment using personal funds totaling $2,300,000. Cochran, a self-employed attorney based in Ohio, reports sole voting and dispositive power over all 349,913 shares and discloses no related contracts, arrangements, or recent transactions.
CF Bankshares Inc. filed a current report to note that it has released its financial results for the fourth quarter and full year ended December 31, 2025. On February 5, 2026, the company issued an earnings press release, which is furnished as Exhibit 99.1 to this report.
The filing classifies this information under results of operations and financial condition and confirms that the company’s (voting) common stock continues to trade on The Nasdaq Global Market under the symbol CFBK.