Here are the 10-K annual reports from Chemung Financial Corp (CHMG) in our archive since June 2025, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-K covers the audited annual report, with the full financial statements, so if you follow CHMG and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full CHMG filings page.
Chemung Financial Corporation files its annual report describing a $2.710 billion community bank serving New York and Pennsylvania through Chemung Canal Trust Company and its divisions. The company focuses on relationship-based lending, stable deposits, and fee income from wealth management and financial services.
As of December 31, 2025, loans totaled $2.270 billion, deposits were $2.271 billion, and shareholders’ equity was $254.7 million. Wealth Management Group oversaw $2.338 billion of assets under management or administration. The filing also details extensive regulatory oversight and key risks, including commercial real estate concentrations, indirect auto lending, and broader economic conditions.