Every 8-K that Chemung Financial Corp (CHMG) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow CHMG and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full CHMG filings page.
Chemung Financial Corporation (CHMG) reported that its Board of Directors approved an increase in the quarterly cash dividend. The dividend rose by $0.02 per share to $0.36 per share, payable on October 1, 2026, to common shareholders of record on September 17, 2026.
The company noted this raise is a 5.9% increase over the prior quarterly dividend and brings total increases since the beginning of 2025 to $0.05 per share, or 16.1%. Chemung Financial is a $2.8 billion financial services holding company headquartered in Elmira, New York, operating 30 offices through its principal subsidiary, Chemung Canal Trust Company.
Chemung Financial Corporation presented second quarter 2026 performance and strategic updates, reporting net income of $8.8 million and EPS of $1.82, with return on average assets of 1.27% and return on average equity of 13.19%. The fully taxable equivalent net interest margin was 3.67%, up 7 basis points from 3.60% in the prior quarter, as the yield on interest‑earning assets rose to 5.18% while the total cost of funds remained 1.67%.
Total loans were $2.367 billion as of June 30, 2026, with annualized year‑to‑date loan growth of 8.7% and commercial loan growth of 13.0%. Deposits totaled $2.364 billion, an increase of $93.3 million, or 4.1%, from December 31, 2025, including a 9.2% increase in non‑interest‑bearing deposits. Asset quality indicators stayed favorable, with non‑performing loans at 0.39% of total loans and the ACL‑to‑total loans ratio at 1.07%.
Management described the effects of a 2025 balance sheet restructuring, including $234.8 million of loan growth and a $65.4 million reduction in higher‑cost wholesale funding since June 30, 2025. Year‑to‑date 2026 net income was $18.0 million and EPS $3.73, with net interest margin at 3.63% and return on average equity at 13.71%. Wealth management fee income totaled $6.3 million year to date, an increase of $0.5 million, or 8.1%, over the same period in the prior year. Total liquidity sources were 744,424 (dollars in thousands), and uninsured deposits were 31.5% of total deposits, including collateralized public funds.
Chemung Financial Corporation reported second-quarter 2026 net income of $8.8 million, or $1.82 per share, compared with net income of $9.2 million ($1.91 per share) in the prior quarter and a net loss of $6.5 million ($1.35 per share) in the second quarter of 2025. Net interest income rose to $24.7 million, up 18.8% year over year, and fully taxable equivalent net interest margin expanded to 3.67%. Provision for credit losses was $0.6 million.
Total assets reached $2.82 billion with loans of $2.37 billion and deposits of $2.36 billion, producing a loans-to-deposits ratio of 100.14%. Asset quality metrics included non-performing loans of $9.2 million, or 0.39% of total loans, and an allowance covering 275.46% of non-performing loans. Book value per share increased to $55.88 and tangible book value per share to $51.37, while the equity-to-assets ratio was 9.59%. The OCC conditionally approved conversion of the bank’s New York state charter to a national bank charter, which management expects to complete before the end of 2026.
Chemung Financial Corporation reported the results of its Annual Meeting of Shareholders held on June 2, 2026. Shareholders elected directors Richard E. Forrestel Jr., Stephen M. Lounsberry III, Anders M. Tomson, and G. Thomas Tranter Jr. to three-year terms.
Investors also approved the Corporation’s Say-on-Pay advisory vote on named executive officer compensation and ratified the appointment of Crowe LLP as independent registered public accounting firm for the year ending December 31, 2026.
Chemung Financial Corporation announced that its board has approved a quarterly cash dividend of $0.34 per share. The dividend will be paid on July 1, 2026 to common stock shareholders of record as of the close of business on June 17, 2026.
The company describes itself as a $2.7 billion financial services holding company headquartered in Elmira, New York, operating 30 offices through its principal subsidiary, Chemung Canal Trust Company, a full-service community bank with full trust powers.
Chemung Financial Corporation furnished an investor presentation highlighting record first quarter 2026 results and its strategic balance sheet repositioning. For Q1 2026, the bank reported net income of $9.2 million and earnings per share of $1.91, with returns of 1.36% on average assets and 14.25% on average equity. The fully taxable equivalent net interest margin reached 3.60%, aided by prior securities sales and funding changes.
Management detailed a 2025 balance sheet restructuring that sold about $245 million of low-yield available-for-sale securities at a roughly $17 million pre-tax loss, used to reduce higher-cost wholesale funding and support loan growth. Since June 30, 2025, wholesale funding fell by $79.3 million while loans increased by $179.3 million. Chemung also raised $45 million of subordinated debt, downstreaming $37.0 million as Tier 1 capital, supporting capital ratios including a 15.44% total risk-based capital ratio and an 8.84% tangible common equity ratio as of March 31, 2026.
Chemung Financial Corporation reported record quarterly results for the first quarter of 2026. Net income rose to $9.2 million, or $1.91 per share, up from $7.7 million, or $1.61 per share, in the prior quarter and $6.0 million, or $1.26 per share, a year earlier. Return on average assets improved to 1.36%, while return on average equity reached 14.25%.
Net interest income increased to $23.6 million, with net interest margin expanding to 3.60% from 2.96% a year ago, helped by higher loan yields and lower deposit costs. Loans grew to $2.31 billion, nearly matching total deposits, and the adjusted efficiency ratio improved to a historical low of 58.27%, reflecting tight expense control.
Credit quality remained solid, with non-performing loans at 0.33% of total loans and annualized net recoveries of 0.02%. Book value per share rose to $54.36 and tangible book value to $49.85. The company paid a quarterly dividend of $0.34 per share and maintained strong capital ratios above well-capitalized thresholds.
Chemung Financial Corporation reports that its wholly owned subsidiary, Chemung Canal Trust Company, has applied to the Office of the Comptroller of the Currency to convert from a New York chartered trust company to a national bank.
The conversion will proceed only if the OCC, the regulator of national banks, approves the application.
Chemung Financial Corporation announced that its Board of Directors has declared a quarterly cash dividend of $0.34 per share. The dividend will be paid on April 1, 2026 to common shareholders of record at the close of business on March 18, 2026.
Chemung Financial is a $2.7 billion financial services holding company headquartered in Elmira, New York, operating 30 offices through Chemung Canal Trust Company, a full-service community bank, and CFS Group, Inc., which offers additional financial and insurance services.
Chemung Financial Corporation filed a current report describing plans for investor outreach in the first quarter of 2026. Management, including CEO Anders M. Tomson and CFO and Treasurer Dale M. McKim III, expects to meet with institutional investors and other interested parties to discuss strategy, recent performance, and business trends.
The company prepared an investor presentation for these meetings, which is available in the Investor Relations section of its website under “Investor Presentation.” The presentation is furnished, not filed, under Item 7.01 of the Exchange Act and appears as Exhibit 99.1 to the report.
Chemung Financial Corporation filed a current report to share that it has released its financial results. On January 26, 2026, the company issued a press release describing its results of operations for the three and twelve month periods ended December 31, 2025. The press release is included as Exhibit 99.1 and is being furnished to the Securities and Exchange Commission rather than filed, which affects how it is treated under securities laws. The filing is signed by the company’s Chief Financial Officer and Treasurer, Dale M. McKim III.
Chemung Financial Corporation announced that its board has declared a cash dividend of $0.34 per share on its common stock. The dividend will be paid on January 2, 2026 to shareholders of record as of the close of business on December 19, 2025. This means investors who own shares of CHMG on the record date will receive a cash payment for each share they hold. The announcement was made through a press release that is included as an exhibit to the report, highlighting the company’s decision to return cash to its common shareholders through this dividend payment.
Chemung Financial Corporation furnished an investor presentation via an 8-K. Management plans to meet with institutional investors and other parties during the fourth quarter of 2025 to discuss strategies, recent performance, and trends. CEO Anders M. Tomson and CFO and Treasurer Dale M. McKim III are expected to present.
The presentation is available on the company’s website under Investor Relations (“Investor Presentation”) and is also furnished as Exhibit 99.1. It is provided under Item 7.01 and is not deemed “filed” under Section 18 of the Exchange Act, nor incorporated by reference unless specifically stated. The company notes that material information may be communicated through SEC filings, press releases, and the Investor Relations section of its website.
Chemung Financial Corporation reported that it issued a press release describing its results of operations for the three and nine months ended September 30, 2025. The company furnished the release to the SEC under Item 2.02 of a Form 8‑K.
The press release is attached as Exhibit 99.1 and is being furnished, not filed. Chemung Financial’s common stock trades on Nasdaq under the symbol CHMG.
Chemung Financial Corporation reported that Thomas W. Wirth, Executive Vice President responsible for the Wealth Management Group of Chemung Canal Trust Company, confirmed his retirement effective October 1, 2025. His retirement plans had already been disclosed earlier in the year.
To manage the transition, the Bank appointed Jeffrey P. Kenefick, Executive Vice President and Regional President of Chemung Canal Trust Company, as interim head of the Wealth Management Group starting on the same date. The Corporation also plans to enter into a post-employment consulting agreement with Mr. Wirth for roughly six months so he can provide strategic and operational support to the interim leader and the executive management team. The company highlights Mr. Wirth’s long tenure since 1987 and acknowledges his contributions to its success.
Chemung Financial Corp filed an 8-K disclosing Regulation FD disclosure and attaching an Investor Presentation dated September 2025 as Exhibit 99.1. The filing lists Item 7.01 (Regulation FD Disclosure) and Item 9.01 (Exhibits) and identifies the presentation as furnished with the report. No financial results, forward guidance, material transactions, or executive changes are included in the text provided. The filing is signed by Dale M. McKim, III, Chief Financial Officer and Treasurer.
Chemung Financial Corporation declared a higher quarterly cash dividend of $0.34 per share, an increase of $0.02 per share. This raises the regular cash return that common shareholders receive each quarter.
The dividend will be paid on October 1, 2025, to shareholders of record at the close of business on September 17, 2025. Investors who own the stock on that record date will be eligible to receive the new, higher dividend payment.