Chemung Financial posts Q1 2026 investor deck

Chemung Financial Corporation filed a current report describing plans for investor outreach in the first quarter of 2026.

Rhea-AI Filing Summary

Chemung Financial Corporation filed a current report describing plans for investor outreach in the first quarter of 2026. Management, including CEO Anders M. Tomson and CFO and Treasurer Dale M. McKim III, expects to meet with institutional investors and other interested parties to discuss strategy, recent performance, and business trends.

The company prepared an investor presentation for these meetings, which is available in the Investor Relations section of its website under “Investor Presentation.” The presentation is furnished, not filed, under Item 7.01 of the Exchange Act and appears as Exhibit 99.1 to the report.

8-K Event Classification

2 items: 7.01, 9.01

2 items

Item 7.01 Regulation FD Disclosure Disclosure

Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, or exhibit attachments filed with this report.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did Chemung Financial Corporation (CHMG) disclose in this 8-K?

Chemung Financial Corporation disclosed that management plans investor meetings in early 2026 and has prepared an investor presentation. The presentation discusses strategy, recent performance, and trends, and is furnished under Item 7.01 as Exhibit 99.1 rather than being formally filed.

Who will represent Chemung Financial Corporation (CHMG) in the planned investor meetings?

The meetings are expected to feature CEO Anders M. Tomson and CFO and Treasurer Dale M. McKim III. They plan to discuss the company’s strategies, recent performance, and trends with institutional investors and other interested parties during the first quarter of 2026.

Where can investors access Chemung Financial Corporation’s new investor presentation?

Investors can access the presentation on Chemung Financial Corporation’s website at www.chemungcanal.com. It is located under the Investor Relations section, labeled “Investor Presentation,” and is the same deck prepared for upcoming first-quarter 2026 investor meetings.

How does Chemung Financial Corporation (CHMG) distribute material information to investors?

The company distributes material information through SEC filings and press releases, and may also use the Investor Relations section of www.chemungcanal.com. The 8-K notes information posted there could be considered material, even though website content is not incorporated by reference into this report.

Is the Chemung Financial Corporation investor presentation considered filed with the SEC?

No. The investor presentation is furnished under Item 7.01 of the Exchange Act and not deemed filed. It is therefore not subject to Section 18 liability and is only incorporated into other SEC documents if expressly referenced there by the company.

What exhibit number contains Chemung Financial Corporation’s investor presentation?

The investor presentation is included as Exhibit 99.1 to the current report. This exhibit contains the materials prepared for management’s first-quarter 2026 meetings with institutional investors and other interested parties about strategies, performance, and trends.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 02/02/2026 - 05:15 PM Learn about SEC filing dates

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UNITED STATES OF AMERICA

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): February 2, 2026

CHEMUNG FINANCIAL CORPORATION

(Exact name of registrant as specified in its charter)

New York		001-35741		16-1237038
(State or other jurisdiction		(Commission File Number)		(IRS Employer
of incorporation)				Identification No.)

One Chemung Canal Plaza, Elmira, NY 14901

(Address of principal executive offices) (Zip Code)

(607) 737-3711

(Registrant’s telephone number, including area code)

Securities registered pursuant to Section 12(b) of the Exchange Act:

Title of each class		Trading symbol		Name of exchange on which registered
Common stock, par value $0.01 per share		CHMG		The Nasdaq Stock Market LLC

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2 below):

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

ITEM 7.01 Regulation FD Disclosure

The management of Chemung Financial Corporation (the “Corporation”) intends to participate in meetings with institutional investors and other interested parties during the first quarter of 2026 to discuss the Corporation’s strategies, recent performance, and trends. Anders M. Tomson, Chief Executive Officer, and Dale M. McKim III, Chief Financial Officer and Treasurer, are expected to present at such meetings.

The investor presentation prepared by the Corporation for use in these meetings is available on the Corporation’s website at www.chemungcanal.com under Investor Relations and “Investor Presentation.” Investors should note that the Corporation announces material information in Securities and Exchange Commission (the “SEC”) filings and press releases. Based on guidance from the SEC, the Corporation may also use the Investor Relations section of its corporate website, www.chemungcanal.com, to communicate with investors about the Corporation. It is possible that the information posted there could be deemed to be material information. The information on the Corporation’s website is not incorporated by reference into this Current Report on Form 8-K.

This investor presentation is furnished pursuant to Item 7.01 of Form 8-K and shall not be deemed to be “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934 (the “Exchange Act”), as amended, or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, whether made before or after the date of this report, except as shall be expressly set forth by specific reference in such filing.

The investor presentation is furnished as Exhibit 99.1 to this report.

ITEM 9.01 Financial Statements and Exhibits

(d) Exhibits

Exhibit No.

99.1 Fourth Quarter 2025 Investor Presentation

104 Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.

		CHEMUNG FINANCIAL CORPORATION
February 2, 2026		By: /s/ Dale M. McKim, III
		Dale M. McKim, III
		Chief Financial Officer and Treasurer