Chemung Financial (CHMG) issues press release on 2025 full-year results

Rhea-AI Filing Summary

Chemung Financial Corporation filed a current report to share that it has released its financial results. On January 26, 2026, the company issued a press release describing its results of operations for the three and twelve month periods ended December 31, 2025. The press release is included as Exhibit 99.1 and is being furnished to the Securities and Exchange Commission rather than filed, which affects how it is treated under securities laws. The filing is signed by the company’s Chief Financial Officer and Treasurer, Dale M. McKim III.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

_________________

FORM 8-K

_________________

CURRENT REPORT

Pursuant to Section 13 or 15(d)
of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported):  January 26, 2026 (January 26, 2026)

_______________________________

CHEMUNG FINANCIAL CORPORATION

(Exact name of registrant as specified in its charter)

_______________________________

New York	001-35741	16-1237038
(State or Other Jurisdiction of Incorporation)	(Commission File Number)	(I.R.S. Employer Identification No.)

One Chemung Canal Plaza

Elmira, New York 14901

(Address of Principal Executive Offices) (Zip Code)

(607) 737-3711

(Registrant's telephone number, including area code)

(Former name or former address, if changed since last report)

_______________________________

Securities registered pursuant to Section 12(b) of the Act:

Title of each class	Trading Symbol(s)	Name of each exchange on which registered
Common stock, par value $0.01 per share	CHMG	The Nasdaq Stock Market LLC

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐	Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐	Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02. Results of Operations and Financial Condition.

On January 26, 2026, Chemung Financial Corporation (Nasdaq: CHMG) issued a press release describing its results of operations for the three and twelve month periods ended December 31, 2025.

A copy of the press release is attached as Exhibit 99.1 to this report and is being furnished to the Securities and Exchange Commission and shall not be deemed filed for any purpose.

Item 9.01. Financial Statements and Exhibits.

(d) Exhibits

Exhibit No.
99.1		Press Release of Chemung Financial Corporation dated January 26, 2026.
104		Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	CHEMUNG FINANCIAL CORPORATION
Date: January 26, 2026	By:	/s/ Dale M. McKim III
		Dale M. McKim III
		Chief Financial Officer and Treasurer

FAQ

What did Chemung Financial Corporation (CHMG) disclose in this 8-K?

Chemung Financial Corporation disclosed that it issued a press release describing its results of operations for the three and twelve month periods ended December 31, 2025.

When did Chemung Financial (CHMG) release its year-end 2025 results?

The company issued its press release describing results for the three and twelve month periods ended December 31, 2025 on January 26, 2026.

Which exhibit contains Chemung Financial’s 2025 results details?

The detailed results are contained in Exhibit 99.1, which is the press release of Chemung Financial Corporation dated January 26, 2026.

Are Chemung Financial’s 2025 results in this 8-K considered filed or furnished?

The press release attached as Exhibit 99.1 is being furnished to the Securities and Exchange Commission and is expressly stated as not being deemed filed for any purpose.

Which period do Chemung Financial’s reported results cover in this 8-K?

The results described in the press release cover the company’s operations for the three month and twelve month periods ended December 31, 2025.

Who signed this Chemung Financial (CHMG) 8-K report?

The report was signed on behalf of Chemung Financial Corporation by Dale M. McKim III, the company’s Chief Financial Officer and Treasurer.