Chemung Financial (CHMG) officer discloses small common stock disposals

Rhea-AI Filing Summary

Chemung Financial Corp reported that one of its executive officers, serving as EVP & Chief Risk Officer, disclosed small transactions in the company’s common stock. On 12/15/2025, the officer disposed of 55 shares of common stock at $59.30 per share under transaction code “F.” On 12/16/2025, the officer disposed of an additional 31 shares at $59.57 per share, also coded “F.” Following these transactions, the officer directly beneficially owned 3,491.419 shares of Chemung Financial common stock.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Meisner Mary E

(Last) (First) (Middle)

ONE CHEMUNG CANAL PLAZA, P.O. BOX 1522

(Street)

ELMIRA NY 14902-1522

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
CHEMUNG FINANCIAL CORP [ CHMG ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP & Chief Risk Ofcr.

3. Date of Earliest Transaction (Month/Day/Year)
12/15/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
COMMON STOCK	12/15/2025		F		55	D	$59.3	3,522.419	D
COMMON STOCK	12/16/2025		F		31	D	$59.57	3,491.419	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

	Kathleen E. Cook, Attorney-in-Fact, pursuant to Power of Attorney dated July 16, 2025	12/17/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider stock transactions were reported for Chemung Financial (CHMG)?

The filing shows an executive officer disposed of 55 shares of Chemung Financial common stock on 12/15/2025 at $59.30 per share and 31 shares on 12/16/2025 at $59.57 per share, both reported with transaction code “F.”

Who is the reporting person in this Chemung Financial Form 4 and what is their role?

The reporting person is identified as an officer of Chemung Financial Corp with the title EVP & Chief Risk Ofcr., indicating an executive-level risk management role.

How many Chemung Financial shares does the reporting officer own after the transactions?

After the reported transactions, the officer directly beneficially owned 3,491.419 shares of Chemung Financial Corp common stock.

What do the transaction codes indicate in the Chemung Financial (CHMG) Form 4?

Both transactions in the Form 4 use transaction code “F” and are marked as dispositions with an “D” in the column for securities acquired or disposed of, indicating shares were disposed of according to SEC coding conventions.

Is this Chemung Financial Form 4 filed by one reporting person or a group?

The filing is marked as a Form filed by One Reporting Person, not by a group or joint filers.

Are the Chemung Financial common shares held directly or indirectly by the reporting officer?

The Form 4 lists the ownership form for the reported common stock as Direct (D), indicating the shares are held directly by the officer rather than through an intermediary or related entity.