CIVB furnishes 8-K with Q3 and nine-month 2025 results release

Rhea-AI Filing Summary

Civista Bancshares, Inc. (CIVB) announced preliminary, unaudited earnings for the three and nine‑month periods ended September 30, 2025. The company furnished a press release as Exhibit 99.1 to an Item 2.02 Form 8‑K.

Consistent with General Instruction B.2, the information in this report, including Exhibit 99.1, is furnished and not deemed “filed” under the Exchange Act. Civista’s common shares trade on the Nasdaq Stock Market under the symbol CIVB.

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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): October 23, 2025

Civista Bancshares, Inc.

(Exact name of Registrant as Specified in Its Charter)

Ohio			001-36192	34-1558688
(State or Other Jurisdiction of Incorporation)			(Commission File Number)	(IRS Employer Identification No.)
100 East Water Street
Sandusky, Ohio				44870
(Address of Principal Executive Offices)				(Zip Code)

Registrant’s Telephone Number, Including Area Code: (419) 625 - 4121

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol(s)		Name of each exchange on which registered
Common shares, no par value		CIVB		The Nasdaq Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition.

On October 23, 2025, Civista Bancshares, Inc. announced preliminary unaudited earnings for the three and nine-month periods ended September 30, 2025. A copy of the press release is furnished as Exhibit 99.1 to this report and incorporated herein by reference.

In accordance with General Instruction B.2 of Form 8-K, the information in this Current Report on Form 8-K, including Exhibit 99.1, shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liability of that section, and shall not be incorporated by reference into any registration statement or other document filed under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibit 99.1 Press release of Civista Bancshares, Inc. reporting financial results and earnings for the three and nine-month periods ended September 30, 2025

Exhibit 104 Cover Page Interactive File-the cover page interactive data file does not appear in the Interactive Data File because its XBRL tags are embedded within the Inline XBRL document.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

			Civista Bancshares, Inc.
Date:	October 23, 2025	By:	/s/ Ian Whinnem
			Ian Whinnem, Executive Vice President & Chief Financial Officer

FAQ

What did Civista Bancshares (CIVB) disclose in this 8-K?

Civista announced preliminary, unaudited earnings for the three and nine months ended September 30, 2025, furnished via Exhibit 99.1.

Which periods are covered by Civista’s preliminary results?

The three and nine‑month periods ended September 30, 2025.

How were the results provided by Civista (CIVB)?

Through a press release furnished as Exhibit 99.1 to an Item 2.02 Form 8‑K.

Are the disclosed results considered 'filed' under the Exchange Act?

No. Under General Instruction B.2, the information is furnished and not deemed “filed.”

What is Civista Bancshares’ trading symbol and exchange?

The common shares trade on Nasdaq under the symbol CIVB.

Who signed the report for Civista Bancshares?

Ian Whinnem, Executive Vice President & Chief Financial Officer.