Capital One (COF) director Eileen Serra awarded 1,294 RSUs, now holds 12,844 shares

Filing Impact

(Neutral)

Filing Sentiment

(Neutral)

Form Type

Rhea-AI Filing Summary

Serra Eileen reported acquisition or exercise transactions in this Form 4 filing.

CAPITAL ONE FINANCIAL CORP director Eileen Serra received an equity award of 1,294 shares of Common Stock as a grant on May 8, 2026. The award is in the form of restricted stock units that will vest in full on May 8, 2027, rather than being an open-market purchase.

After this grant, Serra directly holds 12,844 shares of Capital One common stock. The filing notes she will also receive additional shares representing dividends that accrue on the RSUs until they settle, and her current holdings already include shares issued from prior RSU vestings and their associated dividend equivalents.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Serra Eileen

Role null

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	1,294	$0.00	--

Holdings After Transaction: Common Stock — 12,844 shares (Direct, null)

Footnotes (1)

Restricted stock units that vest in their entirety on May 8, 2027. The reporting person will also be entitled to additional shares representing dividends accrued on the shares issuable at settlement. Includes shares representing dividends accrued on shares that were issued upon vesting of restricted stock units since the last reported transaction.

Key Figures

RSU grant size: 1,294 shares Grant price per share: $0.0000 per share Total shares after transaction: 12,844 shares +1 more

4 metrics

RSU grant size 1,294 shares Restricted stock units granted on May 8, 2026

Grant price per share $0.0000 per share Equity award, not open-market purchase

Total shares after transaction 12,844 shares Direct holdings following RSU grant

RSU vesting date May 8, 2027 All 1,294 restricted stock units vest on this date

Key Terms

restricted stock units, dividends accrued, grant, award, or other acquisition, Common Stock

4 terms

restricted stock units financial

"Restricted stock units that vest in their entirety on May 8, 2027."

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

dividends accrued financial

"Includes shares representing dividends accrued on shares that were issued upon vesting of restricted stock units"

grant, award, or other acquisition financial

"transaction_code_description": "Grant, award, or other acquisition""

Common Stock financial

"security_title": "Common Stock""

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

Form 4 Insider Transactions: What Each Field Means →

05/12/2026 - 04:53 PM

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Serra Eileen

(Last)

(First)

(Middle)

1680 CAPITAL ONE DRIVE

(Street)

MCLEAN

VIRGINIA

22102

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CAPITAL ONE FINANCIAL CORP [ COF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	10% Owner
	Officer (give title below)	Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/08/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock⁽¹⁾	05/08/2026		A		1,294	A	$0	12,844⁽²⁾	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)

Explanation of Responses:

1. Restricted stock units that vest in their entirety on May 8, 2027. The reporting person will also be entitled to additional shares representing dividends accrued on the shares issuable at settlement.

2. Includes shares representing dividends accrued on shares that were issued upon vesting of restricted stock units since the last reported transaction.

Remarks:

	/s/ Katherine DeLuca (POA on file)	05/12/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR

FAQ

What did Capital One (COF) director Eileen Serra report in this Form 4?

Director Eileen Serra reported receiving a grant of 1,294 shares of Capital One common stock as restricted stock units. These units are a form of equity compensation and are not an open-market stock purchase or sale, but rather an award reported for transparency.

When do Eileen Serra’s new restricted stock units in Capital One (COF) vest?

The 1,294 restricted stock units granted to Eileen Serra vest in their entirety on May 8, 2027. Once vested, the units settle into shares of Capital One common stock, increasing her actual share ownership if she continues to hold them.

How many Capital One (COF) shares does Eileen Serra own after this transaction?

Following the grant, Eileen Serra directly owns 12,844 shares of Capital One common stock. This total includes shares issued from previously vested restricted stock units, as well as additional shares representing dividends accrued on those vested awards.

Is the Form 4 transaction for Capital One (COF) an insider buy or compensation grant?

The Form 4 reflects a compensation grant, not an open-market buy. Eileen Serra received 1,294 shares as a restricted stock unit award with a zero-dollar grant price, which will vest on May 8, 2027 as part of her director compensation.

Does Eileen Serra receive dividend equivalents on her Capital One (COF) restricted stock units?

Yes. The filing states she will receive additional shares representing dividends accrued on the shares issuable at settlement. It also notes her reported holdings already include shares from dividends accrued on earlier restricted stock units that have vested.