Consumer Portfolio CEO granted 300,000 stock options

CONSUMER PORTFOLIO SERVICES, INC. reported that CEO, director and 10% owner Charles E. Bradley Jr received a grant of 300,000 stock options with an exercise price of $9.20 per share.

Rhea-AI Filing Summary

CONSUMER PORTFOLIO SERVICES, INC. reported that CEO, director and 10% owner Charles E. Bradley Jr received a grant of 300,000 stock options with an exercise price of $9.20 per share. These options vest in four equal installments on 8/11/2027, 8/11/2028, 8/11/2029 and 8/11/2030 and expire on 8/11/2033. The grant was issued as consideration for his services to the company.

Insider Trade Summary

Grant/Award: 300,000 shares

Grant/Award 1 txn

Insider BRADLEY CHARLES E JR

Role CEO

Type	Security	Shares	Price	Value
Grant/Award	Stock Option (right to buy) F2, F1	300,000	--	--

Holdings After Transaction: Stock Option (right to buy) — 300,000 contracts (Direct)

Footnotes (2)

1. F1. Became exercisable in 4 equal installments on 8/11/2027, 8/11/2028, 8/11/2029, and 8/11/2030.
2. F2. Issued in consideration of the named person's services to the issuer.

Key Figures

Options granted: 300,000 stock options Exercise price: $9.20 per share Expiration date: 8/11/2033 +2 more

5 metrics

Options granted 300,000 stock options Grant of stock options to CEO, director and 10% owner

Exercise price $9.20 per share Conversion or exercise price for the 300,000 options

Expiration date 8/11/2033 Expiration of the granted stock options

Vesting dates 8/11/2027, 8/11/2028, 8/11/2029, 8/11/2030 Four equal installments when options become exercisable

Underlying shares 300,000 shares of Common Stock Shares of common stock underlying the stock options

Key Terms

Stock Option (right to buy), exercise price, expiration date, Grant, award, or other acquisition

4 terms

Stock Option (right to buy) financial

"security_title: Stock Option (right to buy)"

exercise price financial

"conversion_or_exercise_price: 9.2000"

The exercise price is the fixed amount at which you can buy or sell an asset, like a stock, when using an options contract. It matters because it helps determine whether exercising the option will be profitable or not, depending on the current market price. Think of it as the set price you agree on today to buy or sell later.

expiration date financial

"expiration_date: 2033-08-11"

The expiration date is the deadline after which a financial contract, such as an option or a futures agreement, is no longer valid or can be exercised. It matters to investors because it determines the timeframe during which they can take action or benefit from the contract, similar to how a coupon or a food item has a limited period of usefulness. Once the expiration date passes, the contract loses its value or ability to be used.

Grant, award, or other acquisition financial

"transaction_code_description: Grant, award, or other acquisition"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did CPSS report for Charles E. Bradley Jr on this Form 4?

CONSUMER PORTFOLIO SERVICES, INC. reported that Charles E. Bradley Jr received a grant of 300,000 stock options. The award is a compensation-related acquisition, not an open-market trade, and relates to the company’s common stock.

What is the exercise price and term of the new CPSS stock options granted to the CEO?

The granted stock options have an exercise price of $9.20 per share and an expiration date of 8/11/2033. They are exercisable for CPSS common stock once vested, subject to the stated vesting schedule.

How do the newly granted CPSS options to Charles E. Bradley Jr vest over time?

The 300,000 options become exercisable in four equal installments on 8/11/2027, 8/11/2028, 8/11/2029 and 8/11/2030. Each installment represents one-quarter of the total option grant tied to his continued service.

How many CPSS derivative securities does the CEO hold after this reported grant?

Following this transaction, 300,000 stock options are reported as held directly by Charles E. Bradley Jr. These options relate to an equal number of shares of CPSS common stock, subject to vesting and the $9.20 exercise price.

Was the CPSS CEO’s option grant made under a Rule 10b5-1 trading plan?

The filing indicates the Rule 10b5-1 checkbox is not affirmed for this Form 4. The transaction is reported as a compensation-related grant/award acquisition, rather than a purchase or sale under a trading plan.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 08/13/2026 - 08:38 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

BRADLEY CHARLES E JR

(Last) (First) (Middle)

3800 HOWARD HUGHES PARKWAY

SUITE 1400

(Street)

LAS VEGAS NEVADA

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CONSUMER PORTFOLIO SERVICES, INC. [ CPSS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	X	10% Owner
X	Officer (give title below)		Other (specify below)
	CEO

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/11/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option (right to buy)	$9.2	08/11/2026		A		300,000		(1)	08/11/2033	Common Stock	300,000	(2)	300,000	D

Explanation of Responses:

1. Became exercisable in 4 equal installments on 8/11/2027, 8/11/2028, 8/11/2029, and 8/11/2030.

2. Issued in consideration of the named person's services to the issuer.

	/s/ Charles E. Bradley, Jr.	08/13/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)