Consumer Portfolio Services grants 60K options to SVP

Consumer Portfolio Services, Inc. reported that Sr.

Rhea-AI Filing Summary

Consumer Portfolio Services, Inc. reported that Sr. Vice President Lisette Reynoso received a grant of 60,000 stock options to purchase Common Stock at an exercise price of $9.20 per share. The options vest in four equal installments on 8/11/2027, 8/11/2028, 8/11/2029, and 8/11/2030 and expire on 8/11/2033. Following this grant, Reynoso holds 60,000 options, which were issued in consideration of her services to the company.

Insider Trade Summary

Grant/Award: 60,000 shares

Grant/Award 1 txn

Insider Reynoso Lisette

Role Sr. Vice President

Type	Security	Shares	Price	Value
Grant/Award	Stock Option (right to buy) F2, F1	60,000	--	--

Holdings After Transaction: Stock Option (right to buy) — 60,000 contracts (Direct)

Footnotes (2)

1. F1. Becomes exercisable in four equal installments on 8/11/2027, 8/11/2028, 8/11/2029, and 8/11/2030.
2. F2. Issued in consideration of the named person's services to the issuer.

Key Figures

Options granted: 60,000 options Exercise price: $9.20 per share Expiration date: 08/11/2033 +1 more

4 metrics

Options granted 60,000 options Stock Option (right to buy) granted to Sr. Vice President on 2026-08-11

Exercise price $9.20 per share Conversion or exercise price for the 60,000 stock options

Expiration date 08/11/2033 Expiration date of the granted stock options

Post-grant option holdings 60,000 options Total stock options held by Lisette Reynoso following the grant

Key Terms

Stock Option (right to buy), exercise price, expiration date, vest in four equal installments

4 terms

Stock Option (right to buy) financial

"Security title is listed as Stock Option (right to buy)"

exercise price financial

"Conversion or exercise price is $9.2000 per share"

The exercise price is the fixed amount at which you can buy or sell an asset, like a stock, when using an options contract. It matters because it helps determine whether exercising the option will be profitable or not, depending on the current market price. Think of it as the set price you agree on today to buy or sell later.

expiration date financial

"The options have an expiration date of 2033-08-11"

The expiration date is the deadline after which a financial contract, such as an option or a futures agreement, is no longer valid or can be exercised. It matters to investors because it determines the timeframe during which they can take action or benefit from the contract, similar to how a coupon or a food item has a limited period of usefulness. Once the expiration date passes, the contract loses its value or ability to be used.

vest in four equal installments financial

"Becomes exercisable in four equal installments on specified dates"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did CPSS report for Lisette Reynoso?

CPSS reported that Sr. Vice President Lisette Reynoso received a grant of 60,000 stock options. These options give her the right to buy Consumer Portfolio Services common stock at a fixed exercise price in the future, subject to vesting conditions.

What is the exercise price of Lisette Reynoso’s new CPSS stock options?

The granted stock options have an exercise price of $9.20 per share. This means Reynoso can purchase Consumer Portfolio Services common shares at $9.20 once the options vest and before they expire, regardless of the market price at that time.

How many CPSS stock options were granted to Lisette Reynoso and how do they vest?

Lisette Reynoso was granted 60,000 stock options, vesting in four equal installments. The options become exercisable on 8/11/2027, 8/11/2028, 8/11/2029, and 8/11/2030, progressively increasing the portion she can exercise over time.

When do Lisette Reynoso’s CPSS stock options expire?

The stock options granted to Lisette Reynoso expire on 8/11/2033. She must exercise any vested options before this expiration date; after that date, any unexercised options will cease to be exercisable and will have no value.

Why were these CPSS stock options issued to Lisette Reynoso?

The options were issued in consideration of Reynoso’s services to Consumer Portfolio Services. This indicates the grant is part of her compensation package, designed to align her interests with shareholders by linking potential benefit to future stock performance.

What is Lisette Reynoso’s CPSS option holding after this grant?

Following the reported transaction, Lisette Reynoso holds 60,000 stock options in total. These options all relate to this specific grant, giving her potential future rights to acquire shares if she chooses to exercise after vesting.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 08/13/2026 - 08:52 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Reynoso Lisette

(Last) (First) (Middle)

19500 JAMBOREE RD

STE 600

(Street)

IRVINE CALIFORNIA 92610

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CONSUMER PORTFOLIO SERVICES, INC. [ CPSS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Sr. Vice President

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/11/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option (right to buy)	$9.2	08/11/2026		A		60,000		(1)	08/11/2033	Common Stock, No Par Value	60,000	(2)	60,000	D

Explanation of Responses:

1. Becomes exercisable in four equal installments on 8/11/2027, 8/11/2028, 8/11/2029, and 8/11/2030.

2. Issued in consideration of the named person's services to the issuer.

	/s/ Lisette Reynoso	08/13/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)