Amendment No. 5 to Schedule 13D reports that Black Diamond Holdings, LLLP and Stephen H. Deckoff replaced BDCM CT, L.L.C. as the primary registered investment adviser exercising investment discretion over accounts holding Consumer Portfolio Services, Inc. common stock. The Continuing Reporting Persons report beneficial ownership of 5,127,165 shares, representing approximately 23.1% of the company's outstanding common stock based on 22,224,186 shares outstanding as of August 8, 2025. The filing notes shared voting and dispositive power over these shares and attaches a joint filing agreement as Exhibit G.
Consumer Portfolio Services, Inc. furnished a current report to share an updated investor presentation. The company made available a 19-slide "Company Summary as of June 30, 2025" as an exhibit and also posted the same presentation on its investor relations website.
The material is provided under Regulation FD as an informational update and is expressly treated as "furnished" rather than "filed" under securities laws. No financial statements or pro forma financial information accompany this report, and the filing itself does not announce any new transaction or earnings results.
Robert E. Riedl filed a Form 3 reporting initial beneficial ownership in Consumer Portfolio Services, Inc. (CPSS). The filing states Mr. Riedl is a Director and Senior Executive VP and that he beneficially owns 1,000 shares of Common Stock indirectly through The Riedl Family Trust. The event requiring the statement occurred on 08/04/2025 and the form is signed 08/14/2025.
Consumer Portfolio Services, Inc. announced its earnings for the three-month and six-month periods ended June 30, 2025 and scheduled a public conference call to discuss second-quarter 2025 operating results. The call is set for August 12, 2025 at 1:00 p.m. ET, and interested parties can pre-register using the link provided in the filing. The company attached a news release as an exhibit to this report.
The report explicitly states that neither financial statements nor pro forma financial information are included with this filing, so detailed numeric results are not presented in the 8-K itself. The filing includes exhibit references for the news release (99.1) and the Inline XBRL cover page (104).
Consumer Portfolio Services, Inc. reported rising revenue and portfolio growth while absorbing higher funding costs. Total revenues were $109.8 million for the quarter, up 14.5% from $95.9 million a year earlier, driven by interest income of $105.4 million as the average loan portfolio grew about 18% and interest yield edged to 11.4% from 11.3%. The company recorded a $3.0 million net mark to fair value on receivables measured at fair value and reported net income of $4.8 million, or $0.22 basic EPS for the quarter.
Assets increased to $3.764 billion with finance receivables measured at fair value of $3.559 billion. Interest expense rose to $58.7 million (up $12.0 million), pressuring net interest yield to 5.1% from 5.3%. Securitization trust debt totaled $2.813 billion and restricted cash was $144.4 million; the company stated it was in compliance with financial covenants. Legal contingencies were estimated not to exceed $3.2 million.