Every Form 4 that Consumer Portfolio Services (CPSS) has filed with the SEC in the last 12 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A Form 4 covers the transactions officers, directors and large holders report, so if you follow CPSS and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full CPSS filings page.
CONSUMER PORTFOLIO SERVICES, INC. (CPSS) senior vice president Noel Jackson reported an option exercise-and-sale sequence on September 1, 2026. He exercised stock options for 7,500 shares of common stock at an exercise price of $2.47 per share, acquiring 7,500 shares, and then sold 7,500 shares of common stock at $9.31 per share. The option exercise relates to a 30,000-share grant that vested in four equal installments; after this exercise, 13,131 stock options remain directly held. No Rule 10b5-1 trading plan is reported.
CONSUMER PORTFOLIO SERVICES, INC. (CPSS) reported that Charles E. Bradley Jr., its CEO, director and ten percent owner, sold 125,000 shares of common stock in an open market or private transaction on August 26, 2026, at $9.46 per share. Following this sale, he directly owns 4,099,545 shares of CPSS common stock. The filing does not indicate that the transaction was made under a Rule 10b5-1 trading plan.
CONSUMER PORTFOLIO SERVICES, INC. Sr. Vice President Catrina Marie Ralston reported a sale of 3,617 shares of common stock on August 12, 2026, at $9.50 per share in an open market or private transaction. Following this sale, she directly holds 68,262 shares of the company’s common stock.
CONSUMER PORTFOLIO SERVICES, INC. reported that Executive Vice President Chris Terry received a grant of stock options covering 90,000 shares of common stock at an exercise price of $9.20 per share. The options were issued as consideration for services and become exercisable in four equal installments from 2027 through 2030, with an expiration date of August 11, 2033.
CONSUMER PORTFOLIO SERVICES, INC. granted Sr. Vice President Steven Schween a stock option covering 60,000 shares of Common Stock at an exercise price of $9.20 per share. The option was issued as consideration for his services, vests in four equal annual installments beginning August 11, 2027, and expires on August 11, 2033. Following this award, Schween holds 60,000 derivative securities directly.
CONSUMER PORTFOLIO SERVICES, INC. reported that Sr. Vice President Susan Ryan received a grant of stock options covering 60,000 shares of common stock at an exercise price of $9.20 per share. The options vest in four equal installments from 2027 through 2030 and expire on August 11, 2033. The grant was issued as consideration for her services, and following the award she holds options on 60,000 shares.
CONSUMER PORTFOLIO SERVICES, INC. reported an equity compensation grant to Executive Vice President Teri Robinson. Robinson received 90,000 stock options with an exercise price of $9.20 per share, expiring on August 11, 2033. These options, covering 90,000 shares of common stock, were issued in consideration of Robinson’s services and become exercisable in four equal installments on August 11 of each year from 2027 through 2030. Following this grant, Robinson holds 90,000 derivative securities directly.
CONSUMER PORTFOLIO SERVICES, INC. reported that Sr Executive VP Robert E. Riedl received a grant of 120,000 stock options on 2026-08-11. The options have a $9.20 exercise price, expire on 2033-08-11, and were issued as consideration for his services. They become exercisable in four equal installments on 8/11/2027, 8/11/2028, 8/11/2029, and 8/11/2030. Following this grant, he holds 120,000 options directly.
Consumer Portfolio Services, Inc. reported that Sr. Vice President Lisette Reynoso received a grant of 60,000 stock options to purchase Common Stock at an exercise price of $9.20 per share. The options vest in four equal installments on 8/11/2027, 8/11/2028, 8/11/2029, and 8/11/2030 and expire on 8/11/2033. Following this grant, Reynoso holds 60,000 options, which were issued in consideration of her services to the company.
CONSUMER PORTFOLIO SERVICES, INC. reported that Sr. Vice President Catrina Marie Ralston received a grant of stock options covering 60,000 shares of common stock. The options have an exercise price of $9.20 per share, expire on August 11, 2033, and were issued as consideration for her services. They become exercisable in four equal installments on August 11, 2027, 2028, 2029, and 2030, and are held directly.
Consumer Portfolio Services, Inc. reported that President Michael T. Lavin received a grant of stock options for 120,000 shares of Common Stock at an exercise price of $9.20 per share. These options vest in four equal installments on 8/11/2027, 8/11/2028, 8/11/2029, and 8/11/2030 and expire on 8/11/2033. The award was issued in consideration of his services to the company.
CONSUMER PORTFOLIO SERVICES, INC. granted Sr. Vice President Noel Jackson a stock option for 60,000 shares of common stock at an exercise price of $9.20 per share. The option vests in four equal installments on 8/11/2027, 8/11/2028, 8/11/2029, and 8/11/2030 and expires on 8/11/2033. The award was issued in consideration of Jackson's services to the company.
CONSUMER PORTFOLIO SERVICES, INC. reported that Sr. Vice President Charles E. Gonel received a grant of stock options covering 60,000 shares of common stock, with an exercise price of $9.20 per share and an expiration date of August 11, 2033. The options become exercisable in four equal annual installments on August 11 of 2027, 2028, 2029, and 2030, and were issued as consideration for his services to the company.
CONSUMER PORTFOLIO SERVICES, INC. reported that CEO, director and 10% owner Charles E. Bradley Jr received a grant of 300,000 stock options with an exercise price of $9.20 per share. These options vest in four equal installments on 8/11/2027, 8/11/2028, 8/11/2029 and 8/11/2030 and expire on 8/11/2033. The grant was issued as consideration for his services to the company.
CONSUMER PORTFOLIO SERVICES, INC. granted Executive Vice President Denesh Bharwani a stock option to acquire 90,000 shares of common stock at an exercise price of $9.20 per share. The option vests in four equal annual installments beginning August 11, 2027, and expires on August 11, 2033. The award was issued as consideration for the executive's services.
CONSUMER PORTFOLIO SERVICES, INC. reported that Sr. Vice President Michele L. Baumeister received a grant of 60,000 stock options on August 11, 2026. The options have an exercise price of $9.20 per share and expire on August 11, 2033. They vest in four equal installments on August 11 of 2027, 2028, 2029, and 2030 and were issued as consideration for Baumeister’s services to the company. Following this award, Baumeister holds 60,000 options directly.
CONSUMER PORTFOLIO SERVICES, INC. director Scott W. Carnahan received a grant of stock options covering 30,000 shares of common stock. The options have an exercise price of $9.20 per share, become exercisable on February 11, 2027, and expire on August 11, 2033. The award was issued in consideration of Carnahan’s services to the company, and his directly held derivative position reported after the grant is 30,000 options.
Consumer Portfolio Services, Inc. (CPSS) reported that Sr. Vice President Catrina Marie Ralston sold a total of 1,383 shares of common stock in two open-market or private transactions. She sold 916 shares at $9.50 per share on August 10, 2026 and 467 shares at $9.50 per share on August 7, 2026, all from directly held shares.
CONSUMER PORTFOLIO SERVICES, INC. President Michael T. Lavin reported several equity transactions on August 6, 2026. He exercised stock options covering 90,000 shares at $3.53 per share and 45,829 shares at $2.47 per share, receiving the same number of common shares. A portion of the exercised shares, 36,525, was delivered or withheld at $9.57 per share to pay the option exercise price and related tax liability through a net exercise, leaving 24,828 shares from that option. In addition, Lavin made a bona fide gift of 99,304 common shares from his direct holdings, and a corresponding 99,304 shares were acquired indirectly by the MTRB Lavin Living Trust, which held 504,119 shares after the gift.
CONSUMER PORTFOLIO SERVICES, INC. director Brian Rayhill exercised stock options for 30,000 shares of common stock on August 6, 2026 at an exercise price of $3.53 per share. The transaction was structured as a net exercise: he received 18,934 shares and 11,066 shares were forfeited to pay the exercise price using the $9.57 closing stock price. The filing indicates these transactions were not made under a Rule 10b5-1 trading plan.
Consumer Portfolio Services CEO Charles E. Bradley Jr exercised stock options covering 300,000 shares of common stock at an exercise price of $3.53 per share, converting them into common stock. Following this transaction, he directly holds 4,224,545 shares of common stock. The option grant, issued as consideration for services and vesting in four equal annual installments beginning August 8, 2020, has now been fully exercised and the related option position is eliminated.
CONSUMER PORTFOLIO SERVICES, INC. Executive Vice President Denesh Bharwani exercised stock options for 60,000 shares of common stock on 2026-08-05 at an exercise price of $3.53 per share. The options, issued as compensation and vesting in four annual installments through 2023, were fully exercised, leaving 0 option shares outstanding from this grant and resulting in 361,881 shares of common stock held directly. The transactions were not reported as made under a Rule 10b5-1 trading plan.
Consumer Portfolio Services executive Chris Terry exercised stock options for 60,000 shares of common stock at $3.53 per share on August 5, 2026 via a net exercise. He received 32,213 shares and forfeited 27,787 shares delivered for payment of the exercise price and tax liability, valued at $9.18 per share.
Consumer Portfolio Services senior vice president Michele L. Baumeister exercised a stock option for 30,000 shares of common stock at $3.53 per share on August 4, 2026. Through a net exercise, she received 15,829 shares and forfeited 14,171 shares to cover the exercise price and tax liability, valued at $9.31 per share.
Consumer Portfolio Services, Inc. senior vice president Lisette Reynoso exercised employee stock options and received net common shares. She exercised options for 5,000 shares of common stock at an exercise price of $3.53 per share. This option grant, originally for 20,000 options vesting in four annual installments, is now fully exercised. The transaction was structured as a net exercise: Reynoso acquired 5,000 shares and then forfeited 1,839 shares, valued at the $9.60 August 3, 2026 closing price, to cover the exercise price and tax obligations, resulting in 3,161 shares of common stock delivered to her. The options were issued as compensation for services to the company.
CONSUMER PORTFOLIO SERVICES, INC. executive vice president Teri Robinson exercised 60,000 stock options at $3.53 on August 3, 2026. She acquired 28,541 shares for cash and 31,459 shares via a net exercise, with 16,412 shares withheld to pay exercise price and taxes using a $9.60 share value. Robinson then moved 43,588 shares by bona fide gift from direct ownership into the Teri Lee Robinson Living Trust, which reported holding 539,393 shares of common stock after the transfer.
Catrina Marie Ralston, Sr. Vice President of Consumer Portfolio Services, Inc., exercised stock options for 30,000 shares of common stock at an exercise price of 3.5300 per share on August 3, 2026. Through a net exercise, she received 17,541 shares and forfeited 12,459 shares to cover the exercise price and tax liability using a $9.60 closing share price. The option grant vested in four equal installments beginning August 8, 2020 and was issued as consideration for her services.
CONSUMER PORTFOLIO SERVICES, INC. director Daniel S. Wood exercised stock options for 30,000 shares of common stock at an exercise price of $3.53 per share on July 24, 2026. The transaction was a net exercise, delivering 18,793 shares and forfeiting 11,207 shares to pay the exercise price using the $9.45 closing stock price that day.
Consumer Portfolio Services, Inc. reported that the Teri Lee Robinson Living Trust, associated with Executive Vice President Teri Robinson, made a bona fide gift of 660 shares of common stock. No payment was received for the transfer. Following the gift, the trust holds 495,805 shares indirectly.
CONSUMER PORTFOLIO SERVICES, INC. senior vice president Susan Ryan reported a compensation-related stock option exercise combined with tax withholding. She exercised options covering 30,000 shares of common stock at an exercise price of $3.53 per share.
According to the footnotes, this was a "net exercise": she received 18,359 shares of common stock and forfeited 11,641 shares to cover the option exercise price and related tax liability, using the $9.60 closing stock price on June 30, 2026. The option, originally granted for services to the company and vesting in four annual installments of 7,500 shares from August 8, 2020 through August 8, 2023, is now fully exercised with no remaining derivative position from this grant.
CONSUMER PORTFOLIO SERVICES, INC. senior vice president Charles E. Gonel reported an option-related share transaction. He exercised stock options for 30,000 shares of common stock at an exercise price of $3.53 per share. As part of a net exercise, 11,095 shares were forfeited to cover the exercise price and tax liability using the $10.00 closing stock price on June 26, 2026, and he received 18,905 shares of common stock. Following these transactions, he directly holds 43,752 shares of common stock, and the exercised option covering 30,000 shares is fully exhausted.
Consumer Portfolio Services senior vice president Noel Jackson exercised stock options to acquire 7,000 shares of common stock at $3.53 per share and, on the same date, sold 7,000 shares of common stock in an open-market transaction at an average price of $9.6295 per share.
CONSUMER PORTFOLIO SERVICES, INC. senior vice president Steven Schween exercised stock options to acquire 30,000 shares of common stock at an exercise price of $2.47 per share. Following the transaction, he directly holds 157,099 shares of common stock.
The exercised options covered 30,000 shares that vested in four equal installments of 7,500 shares on June 1 of 2021, 2022, 2023, and 2024, as compensation for his services to the company. The filing shows an exercise-and-hold pattern with no reported share sales in this transaction.
CONSUMER PORTFOLIO SERVICES, INC. executive reports small share gift via trust. Exec. Vice President Teri Robinson, through the Teri Lee Robinson Living Trust, gifted 660 shares of common stock as a bona fide gift with no payment received. After the transfer, the trust’s indirect holdings total 496,465 shares.
CONSUMER PORTFOLIO SERVICES, INC. senior vice president Steven Schween exercised stock options to acquire 30,000 shares of common stock at an exercise price of $3.53 per share. These options had vested in four equal installments of 7,500 shares from August 8, 2020 through August 8, 2023, and were originally issued as consideration for his services. After this exercise, he holds 127,099 common shares directly, and the filing shows no remaining derivative position, indicating a full exercise-and-hold rather than an immediate sale.
CONSUMER PORTFOLIO SERVICES, INC. director Daniel S. Wood reported an open-market sale of 20,000 shares of common stock at $7.53 per share on March 13, 2026. After this transaction, he directly holds 194,943 shares, indicating he retained a substantial continuing position in the company.
Bharwani Denesh reported disposition transactions in a Form 4 filing for CPSS. The filing lists transactions totaling 9,000 shares. Following the reported transactions, holdings were 301,881 shares.
Consumer Portfolio Services executive vice president Teri Robinson reported two insider transactions involving gifts of company common stock held through the Teri Lee Robinson Living Trust. On July 21, 2025 and January 7, 2026, the trust made bona fide gifts of 660 shares each at a reported price of $0.00, meaning no payment was received. Following the most recent gift, the living trust indirectly holds 497,125 shares of Consumer Portfolio Services common stock.
Consumer Portfolio Services, Inc. director William B. Roberts reported an insider sale of the company’s common stock. On 12/04/2025, he sold 100,000 shares at a price of $8.69 per share. After this transaction, he beneficially owns 485,702 shares of Consumer Portfolio Services common stock, held directly.
Louis M. Grasso, a director of Consumer Portfolio Services, Inc. (CPSS), reported transactions dated 09/22/2025. The filing shows 20,000 shares acquired at a price of $2.47 and an additional 5,000 shares held indirectly in an IRA for a total of 25,300 shares beneficially owned after the transaction. The filing also discloses a stock option exercisable at $2.47 covering 20,000 underlying shares, with the option exercisable from 12/01/2020 and expiring 06/01/2027. A footnote states 5,000 shares are held in an individual retirement account and 20,000 shares were issued in consideration of services to the issuer.
Noel Jackson, Sr. Vice President of Consumer Portfolio Services, Inc. (CPSS), exercised stock options and sold the resulting shares on 09/16/2025. He exercised 9,369 option shares at an exercise price of $2.47 per share and immediately sold those 9,369 common shares at a weighted-average price of $8.4938 per share, resulting in no remaining direct ownership of those common shares after the sale. After the transactions, Mr. Jackson continues to beneficially own 20,631 derivative securities (stock options) issued for services.
William B. Roberts, a director of Consumer Portfolio Services, Inc. (CPSS), reported a sale of 100,000 shares of the issuer's common stock on 09/15/2025 at a price of $8.62 per share. Following the reported transaction, Mr. Roberts beneficially owns 585,702 shares. The filing states the shares were sold back to the issuer in an exempt transaction under Rule 16b-3 as part of the company’s stock repurchase program.
Lisette Reynoso, Sr. Vice President of Consumer Portfolio Services, Inc. (CPSS), executed a net exercise of stock options on 09/16/2025. She exercised an option with a $3.83 strike covering 4,800 shares and, after a net exercise, received 2,635 shares while forfeiting 2,165 shares to cover the exercise cost based on the closing price of $8.49 per share on that date. The filing shows the reporting person holds common stock following the transaction and that the original option grant totaled 20,000 options that vested in four installments from 2019 to 2022. The shares were issued as consideration for services.