Consumer Portfolio Services CEO Charles E. Bradley Jr exercised stock options covering 300,000 shares of common stock at an exercise price of $3.53 per share, converting them into common stock. Following this transaction, he directly holds 4,224,545 shares of common stock. The option grant, issued as consideration for services and vesting in four equal annual installments beginning August 8, 2020, has now been fully exercised and the related option position is eliminated.
CONSUMER PORTFOLIO SERVICES, INC. Executive Vice President Denesh Bharwani exercised stock options for 60,000 shares of common stock on 2026-08-05 at an exercise price of $3.53 per share. The options, issued as compensation and vesting in four annual installments through 2023, were fully exercised, leaving 0 option shares outstanding from this grant and resulting in 361,881 shares of common stock held directly. The transactions were not reported as made under a Rule 10b5-1 trading plan.
Consumer Portfolio Services, Inc. reported stronger results for Q2 2026, with revenue of $121,389 thousand and net income of $6,234 thousand (diluted EPS $0.27), compared with $109,764 thousand and $4,797 thousand a year earlier. For the first half of 2026, revenue was $233,723 thousand and net income $11,773 thousand (diluted EPS $0.50). Growth was driven mainly by a larger loan portfolio, as average interest-earning assets increased while the net interest yield remained at 5.1%. Unlike 2025, results did not include any positive fair-value marks on receivables; other income rose on dealer recoveries.
Finance receivables measured at fair value reached $4,212,167 thousand within total assets of $4,422,221 thousand, funded largely by $3,131,105 thousand of securitization trust debt and $679,900 thousand of warehouse lines. Operating cash flow for the first half improved to $189,871 thousand, supporting $3,694 thousand of share repurchases. Management states the company was in compliance with all financial covenants. After quarter end, the Citibank revolving facility capacity increased from $335 million to $508 million, and a new term securitization issued $716.88 million of notes at a weighted average interest rate of approximately 5.90%.
Consumer Portfolio Services executive Chris Terry exercised stock options for 60,000 shares of common stock at $3.53 per share on August 5, 2026 via a net exercise. He received 32,213 shares and forfeited 27,787 shares delivered for payment of the exercise price and tax liability, valued at $9.18 per share.
Consumer Portfolio Services senior vice president Michele L. Baumeister exercised a stock option for 30,000 shares of common stock at $3.53 per share on August 4, 2026. Through a net exercise, she received 15,829 shares and forfeited 14,171 shares to cover the exercise price and tax liability, valued at $9.31 per share.
Consumer Portfolio Services, Inc. senior vice president Lisette Reynoso exercised employee stock options and received net common shares. She exercised options for 5,000 shares of common stock at an exercise price of $3.53 per share. This option grant, originally for 20,000 options vesting in four annual installments, is now fully exercised. The transaction was structured as a net exercise: Reynoso acquired 5,000 shares and then forfeited 1,839 shares, valued at the $9.60 August 3, 2026 closing price, to cover the exercise price and tax obligations, resulting in 3,161 shares of common stock delivered to her. The options were issued as compensation for services to the company.
CONSUMER PORTFOLIO SERVICES, INC. executive vice president Teri Robinson exercised 60,000 stock options at $3.53 on August 3, 2026. She acquired 28,541 shares for cash and 31,459 shares via a net exercise, with 16,412 shares withheld to pay exercise price and taxes using a $9.60 share value. Robinson then moved 43,588 shares by bona fide gift from direct ownership into the Teri Lee Robinson Living Trust, which reported holding 539,393 shares of common stock after the transfer.
Catrina Marie Ralston, Sr. Vice President of Consumer Portfolio Services, Inc., exercised stock options for 30,000 shares of common stock at an exercise price of 3.5300 per share on August 3, 2026. Through a net exercise, she received 17,541 shares and forfeited 12,459 shares to cover the exercise price and tax liability using a $9.60 closing share price. The option grant vested in four equal installments beginning August 8, 2020 and was issued as consideration for her services.
Consumer Portfolio Services, Inc. reported strong Q2 2026 results, with revenues of $121.4 million and net income of $6.2 million, or $0.27 per diluted share, up 30% from $4.8 million and 35% from $0.20 per diluted share in Q2 2025. Pretax income rose to $9.0 million from $7.0 million, while for the first six months of 2026 net income increased 24% to $11.8 million and diluted EPS grew to $0.50.
New contract purchases in Q2 2026 reached $757.7 million, a 75% increase over the prior-year quarter, and receivables totaled $4.307 billion as of June 30, 2026, up from $3.708 billion a year earlier. Credit performance improved, with total delinquencies and repossession inventory at 12.16% of the portfolio versus 13.14% a year ago, and annualized net charge-offs edging down to 7.28% of the average portfolio.
CONSUMER PORTFOLIO SERVICES, INC. director Daniel S. Wood exercised stock options for 30,000 shares of common stock at an exercise price of $3.53 per share on July 24, 2026. The transaction was a net exercise, delivering 18,793 shares and forfeiting 11,207 shares to pay the exercise price using the $9.45 closing stock price that day.