Welcome to our dedicated page for Consumer Port SEC filings (Ticker: CPSS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Consumer Portfolio Services filings document the specialty finance company's operating results, auto receivable funding structure, and public-company governance. Recent Form 8-K reports cover earnings releases, Regulation FD investor presentations, executive incentive compensation, board appointments, and material agreements entered in the ordinary course of its auto finance business.
The filings also describe securitizations of automobile receivables, residual interests in prior securitizations, warehouse credit facilities, and related direct financial obligations or off-balance-sheet arrangements. These disclosures connect CPS's contract purchases and servicing activities with the funding vehicles, trusts, subsidiaries, and collateral terms used to finance its portfolio.
Lisette Reynoso, Sr. Vice President of Consumer Portfolio Services, Inc. (CPSS), executed a net exercise of stock options on 09/16/2025. She exercised an option with a $3.83 strike covering 4,800 shares and, after a net exercise, received 2,635 shares while forfeiting 2,165 shares to cover the exercise cost based on the closing price of $8.49 per share on that date. The filing shows the reporting person holds common stock following the transaction and that the original option grant totaled 20,000 options that vested in four installments from 2019 to 2022. The shares were issued as consideration for services.
Lisette Reynoso, Sr. Vice President of Consumer Portfolio Services, Inc. (CPSS), executed a net exercise of stock options on 09/16/2025. She exercised an option with a $3.83 strike covering 4,800 shares and, after a net exercise, received 2,635 shares while forfeiting 2,165 shares to cover the exercise cost based on the closing price of $8.49 per share on that date. The filing shows the reporting person holds common stock following the transaction and that the original option grant totaled 20,000 options that vested in four installments from 2019 to 2022. The shares were issued as consideration for services.
Chris Terry, Executive Vice President of Consumer Portfolio Services, Inc. (CPSS), was granted 90,000 stock options on 09/09/2025. The options have an exercise price of $8.19 and expire on 09/09/2032. The grant was issued in consideration of Mr. Terry's services and becomes exercisable in four equal increments on 09/09/2026, 09/09/2027, 09/09/2028, and 09/09/2029. Following the reported transaction the filing shows 90,000 underlying shares beneficially owned directly by Mr. Terry. The Form 4 is signed 09/11/2025 and reflects an acquisition coded as "A."
Consumer Portfolio Services insider report: Steven Schween, identified as Senior Vice President, reported receipt of a stock option award on 09/09/2025. The option grants the right to buy 60,000 shares of the company’s common stock at an exercise price of $8.19 per share. The option is exercisable in four equal annual installments beginning 09/09/2026 and fully vests by 09/09/2029, and it expires on 09/09/2032. The filing states the options were issued as consideration for Mr. Schween’s services. The Form 4 was signed by Mr. Schween on 09/11/2025.
Consumer Portfolio Services insider Susan Ryan received a stock option award for 60,000 shares with an exercise price of $8.19 per share, granted on 09/09/2025. The option vests in four equal annual installments beginning 09/09/2026 and expires on 09/09/2032. The filing shows the options were issued as compensation for services and are directly owned by the reporting person.
The Form 4 was signed 09/11/2025 and confirms no other transactions or derivative holdings were reported. The grant increases the reporting persons potential equity stake if exercised, aligning compensation with company performance, while diluting existing shareholders only if and when exercised.
Reporting person: Teri L. Robinson, Executive Vice President of Consumer Portfolio Services, Inc. (CPSS). Transaction: On 09/09/2025 Ms. Robinson was granted a stock option to buy 90,000 shares of common stock at an exercise price of $8.19. The option was issued as consideration for services and becomes exercisable in four equal annual installments on 09/09/2026, 09/09/2027, 09/09/2028, and 09/09/2029, and expires on 09/09/2032. Following the grant, Ms. Robinson beneficially owns 90,000 underlying shares directly. The Form 4 was signed on 09/11/2025.
Robert E. Riedl, Senior Executive Vice President of Consumer Portfolio Services (CPSS), was granted stock options. The award is for 120,000 stock options with an exercise price of $8.19. The options become exercisable in four equal increments beginning one year after grant and continuing annually through the fourth year, and they expire in 2032. The filing states the options were issued as consideration for services to the company and are held directly by the reporting person.
Consumer Portfolio Services (CPSS) reported a Form 4 showing an equity award to director Lisette Reynoso. On 09/09/2025 Ms. Reynoso was issued a stock option with an $8.19 exercise price for 60,000 shares, exercisable in four equal installments beginning 09/09/2026 and continuing annually through 09/09/2029, with an expiration date of 09/09/2032. The filing states the options were issued in consideration of her services and that the 60,000 underlying common shares are beneficially owned directly following the grant. The Form 4 was signed and filed on 09/11/2025.
Consumer Portfolio Services insider reported a single transaction: Catrina Ralston, Sr. Vice President, received a stock option grant dated 09/09/2025 to purchase 60,000 shares of common stock at an exercise price of $8.19 per share. The option becomes exercisable in four equal installments on 09/09/2026, 09/09/2027, 09/09/2028, and 09/09/2029, and expires on 09/09/2032. The filing states the shares were issued in consideration of the reporting person’s services. The Form 4 was signed by Catrina Ralston on 09/11/2025.
Michael T. Lavin, President of Consumer Portfolio Services, Inc. (CPSS), received a grant of 120,000 stock options on 09/09/2025. The options have an exercise price of $8.19, were issued as consideration for services, and expire on 09/09/2032. They become exercisable in four equal annual installments beginning 09/09/2026 through 09/09/2029. The filing reports 120,000 underlying shares associated with the options and indicates direct beneficial ownership following the grant. The Form 4 was signed on 09/11/2025.
Noel Jackson, Sr. Vice President of Consumer Portfolio Services, Inc. (CPSS), received a stock option award on 09/09/2025. The option grants the right to buy 60,000 shares of common stock at an exercise price of $8.19 per share and expires on 09/09/2032. The option becomes exercisable in four equal installments on 09/09/2026, 09/09/2027, 09/09/2028, and 09/09/2029. The award was issued as consideration for Jackson’s services and, following the reported transaction, he beneficially owns 60,000 underlying shares directly. The Form 4 is signed by Noel Jackson on 09/11/2025.