Welcome to our dedicated page for Community Tr Bancorp SEC filings (Ticker: CTBI), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission filings for Community Trust Bancorp, Inc. (NASDAQ: CTBI), a Kentucky-incorporated commercial banking holding company. Through these filings, investors can review the company’s official disclosures on financial condition, results of operations, governance, and other material events.
Community Trust Bancorp, Inc. files current reports on Form 8-K to announce significant developments. Recent 8-K filings include earnings releases for quarterly and year-to-date periods, which present net income, earnings per share, net interest income, noninterest income, loan and deposit balances, and key performance ratios. Other 8-Ks report participation in investor conferences, where the company furnishes slide presentations that discuss historical financial results and performance goals.
Additional 8-K filings describe board-level changes, such as the appointment of new directors, retirements under the directors’ compensation, retirement, and benefits policy, and updates to committee roles, including the Audit and Asset Quality Committee and the Risk and Compliance Committee. These filings often reference the company’s proxy statement for more information on director compensation and governance practices.
On Stock Titan, Community Trust Bancorp, Inc.’s SEC filings are updated as they are made available on the EDGAR system. AI-powered summaries help explain the contents of lengthy documents by highlighting key figures, trends, and disclosures, allowing users to quickly understand the main points of each filing. Investors can use this page to locate earnings-related 8-Ks, governance disclosures, and investor presentation materials, and to place them in context using AI-generated overviews.
Community Trust Bancorp, Inc. furnished an investor presentation under Item 7.01 (Regulation FD). The company is presenting at the Piper Sandler Financial Services Conference in Aventura, Florida on November 11, 2025, with slides covering current and historical financial results and future performance goals.
The presentation is provided as Exhibit 99.1 and, along with the related disclosure, is furnished and not deemed filed for purposes of Section 18 of the Securities Exchange Act of 1934, nor incorporated by reference into Securities Act filings except as expressly set forth by specific reference.
Community Trust Bancorp, Inc. reported solid growth for the quarter and nine months ended September 30, 2025. Total assets reached $6.64 billion, up from $6.19 billion at December 31, 2024, driven largely by loan growth to $4.79 billion and higher interest-bearing deposits.
For the third quarter, net interest income rose to $55.6 million with net income of $23.9 million, or basic earnings per share of $1.33. For the first nine months of 2025, net income increased to $70.8 million, with basic EPS of $3.93, supported by higher interest income on loans and securities.
Credit quality remained controlled: the allowance for credit losses on loans increased to $59.1 million while total nonperforming loans were $24.7 million. Unrealized losses on available-for-sale securities narrowed, improving accumulated other comprehensive loss to $71.1 million. Shareholders’ equity rose to $831.4 million, and the company continued paying dividends, declaring $1.47 per share year-to-date.
Community Trust Bancorp (CTBI) Form 4: Officer Kevin J. Stumbo (EVP, CFO & Treasurer) reported a bona fide gift (Code G) of 50 shares of Common Stock on 07/08/2025 at $55.53 per share.
Following the transaction, he directly owned 5,958.7406 shares. Indirect holdings reported include 13,826.4026 shares by ESOP, 14,507.8636 shares by 401k, 1,037.2328 shares by ESOP (Spouse), and 579.0134 shares by 401k (Spouse).
The filing also notes shares acquired under the Dividend Reinvestment Plan (DRIP): 35.8873 on 04/01/2025, 33.6258 on 07/01/2025, and 37.5121 on 10/01/2025.
Community Trust Bancorp, Inc. furnished a press release announcing its financial results for the quarter and nine months ended September 30, 2025. The press release was provided under results of operations and Regulation FD disclosure and is attached as Exhibit 99.1. The information is furnished, not filed, and is not incorporated into other Securities Act filings unless specifically referenced.
Community Trust Bancorp, Inc. (CTBI) furnished an Item 7.01 Regulation FD disclosure reporting that it will present at the Raymond James U.S. Bank and Banking on Technology Conferences in Chicago on September 3, 2025. The company stated a slide presentation accompanies the talk and that the slides include information on CTBI's current and historical financial results and future performance goals. Those slides are included as Exhibit 99.1 to this Form 8-K and are being furnished, not filed, with the SEC.
The filing clarifies the furnished materials are not deemed filed under the Securities Exchange Act and will not be incorporated by reference into other SEC filings unless expressly stated. The report is signed by Mark A. Gooch, Chairman, President, and CEO.
Community Trust Bancorp (CTBI) filing a Form 144/A reports a proposed sale of 918 common shares through Fidelity Brokerage Services (Boston) with an approximate aggregate market value of $51,609.96. The shares represent part of the issuer's stock awards granted on specific dates in January 2024 and January 2025 and were acquired as compensation. The proposed sale is scheduled for 08/15/2025 on the NASDAQ. The filer indicates no securities sold in the past three months and includes the standard attestation regarding material nonpublic information.
Andy D. Waters, Executive Vice President and director at Community Trust Bancorp, reported an insider sale on Form 4. The filing shows 918 shares sold on 08/18/2025 at a price of $56.1809 per share. After the reported transaction the form lists 632 shares beneficially owned directly, an indirect holding of 7,807.4551 shares held by an ESOP, and an additional 1,660 shares shown as directly owned. The Form 4 was signed by Cynthia L. Adkins as attorney-in-fact on 08/19/2025. The filing records a routine Section 16 disclosure of an insider sale; no options or derivative transactions are reported.
Form 144 notice by an insider of Community Trust Bancorp, Inc. (CTBI) discloses a proposed sale of 918 shares of the issuer's common stock through Fidelity Brokerage Services LLC on 08/15/2025 with an aggregate market value of $51,609.96. The filing reports 18,026,091 shares outstanding for the class. The securities to be sold were acquired as stock awards from the issuer on multiple dates in 2024 and 2025, in amounts of 51, 249, 284, 51, and 283 shares respectively, and payment is listed as compensation. The filer reports no securities sold by the person in the past three months and includes the standard representation that the seller is not aware of undisclosed material adverse information about the issuer.
Community Trust Bancorp, Inc. (CTBI) reported stronger interim results with rising core lending activity and improved profitability. Total assets increased to $6.391 billion from $6.193 billion, driven by loan growth to $4.702 billion from $4.487 billion and higher cash and interest-bearing deposits. Deposits rose to $5.233 billion. Net interest income for the quarter was $54.04 million, up from $45.68 million a year earlier, helping quarterly net income reach $24.9 million ($1.38 basic and diluted EPS) versus $19.5 million ($1.09) in the prior-year quarter.
Credit metrics show the allowance for credit losses of $57.8 million and total nonperforming loans of $24.4 million, down from $26.7 million at year-end 2024. Available-for-sale securities carry $108.3 million of unrealized losses attributed to market and interest-rate movements. CTBI discloses concentration in hotel/motel loans (~10.1% of total loans) and notes it is assessing legislative changes from the OBBBA signed July 4, 2025.
Community Trust Bancorp (CTBI) filed a Form 4 reporting that Executive Vice President Andy D. Waters made a bona-fide gift of 341 CTBI common shares on 31 Jul 2025 (transaction code G). No cash consideration was involved. Following the transaction, Waters’ reported holdings stand at 1,550 directly owned shares, 7,798.2856 shares held indirectly through the company ESOP, and an additional 1,660 directly held shares listed in the ownership table. No derivative securities were reported. The filing reflects a modest reduction in his direct stake while leaving his overall exposure to CTBI stock largely intact.