Community Trust Bancorp, Inc. filings document the regulatory record of a Kentucky bank holding company whose common stock trades on the Nasdaq Global Select Market under CTBI. Its Form 8-K reports cover quarterly and annual operating results, Regulation FD presentations, material agreements, executive compensation arrangements and officer-transition disclosures tied to Community Trust Bank, Inc. and related banking operations.
Proxy and shareholder-meeting filings disclose board elections, auditor ratification, advisory compensation votes, director and executive compensation, incentive plans and governance matters. The filing record also describes financial performance measures for a community banking franchise, including loan portfolio activity, deposits, net interest income, noninterest income, credit-loss provisions and capital-return disclosures where formally reported.
Community Trust Bancorp, Inc. reports record 2025 results, with net income of $98.1 million and basic earnings per share of $5.44, up from $4.61 in 2024. Total revenue reached $282.6 million as higher interest income drove a 17.7% increase in net interest income to $219.0 million.
Loans grew 9.1% to $4.89 billion, led by commercial and residential real estate, while deposits, including repurchase agreements, rose 7.3% to $5.7 billion. Total assets were $6.7 billion and shareholders’ equity climbed to $856.1 million, with a community bank leverage ratio of 13.64%.
Profitability improved, with return on average assets at 1.53% and return on average equity at 12.07%. The annual dividend was increased from $1.86 to $2.00 per share, and the company continued to invest in technology, cybersecurity, branch optimization, and community development lending.
Community Trust Bancorp, Inc. is providing an investor presentation at the 2026 CEO Forum hosted by Janney Montgomery Scott in Scottsdale, Arizona on February 4-5, 2026. The 8-K furnishes slide materials as Exhibit 99.1, which cover current and historical financial results and future performance goals.
Community Trust Bancorp executive Billie J. Dollins reported a new stock award. On January 27, 2026, the Executive Vice President acquired 667 shares of Community Trust Bancorp common stock at $0 per share, increasing direct ownership to 7,625 shares.
Dollins also had 2,817.1427 shares of common stock held indirectly through an ESOP as of the same date, reflecting additional beneficial ownership separate from her directly held shares.
Community Trust Bancorp Executive Vice President Andy D. Waters reported an acquisition of common stock. On January 27, 2026, he acquired 821 shares of common stock at a price of $0 per share, increasing his directly held stake to 2,481 shares.
The filing also shows additional holdings of 632 directly owned shares of common stock and 7,978.3896 shares held indirectly through an ESOP. This Form 4 reflects updated insider ownership and a stock award rather than an open-market purchase.
Community Trust Bancorp Executive Vice President David I. Tackett reported acquiring 701 shares of common stock on January 27, 2026 at a stated price of $0, increasing his direct holding to 9,590.0801 shares. He also reports indirect holdings of 10,883.4955 shares through an ESOP and 12,833.2147 shares through a 401(k) plan.
A footnote explains that additional shares, including 24.3485 shares, were acquired earlier under the Community Trust Bancorp Dividend Reinvestment Plan, indicating part of his position grows through automatic reinvestment of dividends rather than open‑market purchases.
Community Trust Bancorp executive Kevin J. Stumbo, EVP, CFO, & Treasurer, reported acquiring 1,027 shares of Common Stock on January 27, 2026. The shares were obtained at a price of $0 under the company’s Dividend Reinvestment Plan, increasing his directly held stake to 6,972.631 shares.
The filing also reports additional Common Stock beneficially owned through employee stock ownership and 401(k) plans for both Stumbo and his spouse, reflecting retirement- and benefit-plan related holdings rather than open-market transactions.
Community Trust Bancorp executive Ricky D. Sparkman, an Executive Vice President of CTBI, reported acquiring 898 shares of common stock on January 27, 2026. The shares were acquired at a stated price of $0 per share, indicating they were not bought in the open market.
Following this transaction, Sparkman directly beneficially owned 20,945.581 shares of CTBI common stock, with additional direct and indirect holdings through various accounts, including an ESOP and a 401(k). Footnotes indicate prior shares were accumulated through dividend reinvestment plans.
Community Trust Bancorp Executive Vice President Mark Edward Smith acquired 667 shares of common stock on January 27, 2026, at a stated price of $0, through the company’s dividend reinvestment plan. After this transaction, he directly owns 7,659.5195 shares of common stock.
He also holds shares indirectly, including 3,932.9825 shares through an ESOP and 12,906.6513 shares through a 401(k) plan. The footnote explains that the reported shares were acquired under Community Trust Bancorp’s Dividend Reinvestment Plan, where cash dividends are automatically used to buy additional shares.
Community Trust Bancorp, Inc. president Richard W. Newsom reported acquiring 1,009 shares of CTBI common stock on January 27, 2026, coded as an acquisition at a price of $0 per share, reflecting shares credited rather than an open-market purchase.
After this transaction, one directly held account shows 6,309.7587 shares. The filing also lists other CTBI holdings, including 6,543.034 additional directly held shares, 124 shares held indirectly by spouse, 18,627.9293 shares held indirectly through an ESOP, and 16,948.2972 shares held indirectly through a 401(k) plan. Footnotes note prior dividend reinvestments through the company’s DRIP and an LPL brokerage account.
Community Trust Bancorp, Inc. executive Thomas E. McCoy reported an automatic share acquisition through a dividend reinvestment plan. On January 27, 2026, he acquired 616 shares of common stock at $0 per share, reflecting reinvested dividends rather than a cash purchase.
After this transaction, McCoy directly owned 6,366.0756 common shares. He also reported indirect holdings of 8,380.5867 shares through an ESOP and 8,322.2338 shares through a 401(k) plan, which represent retirement and employee benefit-related positions.